Pib Group Limited
Registered name: PIB GROUP LIMITED
Pib Group Limited made £645m revenue and a £224m loss in the year to 31 Dec 2025.
Pib Group Limited’s revenue grew 22% to £645m in the year to 31 Dec 2025, with a loss of £224m. The company is classified under “activities of insurance agents and brokers” and is based in Retford; we hold 3 years of its filed accounts.
- Status
- Active
- Location
- Retford, Yorkshire and The Humber
- Age
- 10 yrs · since 2015
- Type
- Private Limited Company
Key figures
Badges are automated estimates derived from the filed figures — not statements of fact about the company.
Financial history
| Year to | 31 Dec 2023 | 31 Dec 2024 | 31 Dec 2025 |
|---|---|---|---|
| Disclosure | Full P&L | Full P&L | Full P&L |
| Profit & loss | |||
| Revenue (turnover) | £464m | £530m | £645m |
| Cost of sales | −£50.8m | −£75.5m | −£107m |
| Gross profit | £413m | £454m | £537m |
| Operating profit | −£20.3m | −£7.5m | −£101m |
| Profit before tax | −£96.2m | −£47.8m | −£243m |
| Profit after tax | −£87.1m | −£20.1m | −£224m |
| Profit (best available) | −£87.1m | −£20.1m | −£224m |
| Employees (average) | — | — | — |
| Ratios | |||
| Profit margin | −18.8% | −3.8% | −34.8% |
| Gross margin | 89% | 85.8% | 83.4% |
| Growth (year on year) | |||
| Revenue growth | — | ▲14.2% | ▲21.7% |
| Balance sheet — indirect signals, not revenue | |||
| Net assets | — | — | — |
| Source | Accounts · bulk data Jul 2025 | Accounts · bulk data Jul 2025 | Accounts · bulk data Sep 2026 |
How the business works
- Profit margin
- −34.8%
- Profit ÷ revenue.
- Gross margin
- 83.4%
- Gross profit ÷ revenue. High for software and services.
- Revenue per employee
- —
- Revenue ÷ average employees.
- Profit per employee
- —
- Profit ÷ average employees.
- Cash conversion
- —
- Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
- Fixed assets ÷ revenue
- —
- Capital intensity. Low = capital-light, cheaper to start.
- Deferred income ÷ revenue
- —
- Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
- Debtors ÷ revenue
- —
- Money owed by customers. Low = customers pay quickly.
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- —
- Now —
- Cash at bank
- —
- Now —
- Headcount
- —
- Now —
- Deferred income
- —
- Now —
- Fixed assets
- —
- Now —
Group structure
Subsidiaries (44)
- ST. Giles Insurance & Finance Services LimitedRev. £14.2m · Profit £899k
- ST Luke Underwriting Ltd.Rev. £162k · Profit £72.2k
- Bloom Broking (Number 2) LimitedRev. £0 · Profit £0
- Alto Insurance Group LtdFigures not disclosed
- Arlington Insurance Services LimitedFigures not disclosed
- Atwood Benefits UK LimitedFigures not disclosed
- Baily Garner (Health & Safety) LimitedFigures not disclosed
- Balens Insurance Finance Services LimitedFigures not disclosed
- Balens LimitedFigures not disclosed
- Barbon Holdings 2030 LimitedFigures not disclosed
- Barbon Insurance Group LimitedFigures not disclosed
- BJM Holding Company LimitedFigures not disclosed
- Citynet Insurance Brokers LimitedFigures not disclosed
- Citynet London Holdings LtdFigures not disclosed
- Cobra Network LimitedFigures not disclosed
- Cooper Solutions LimitedFigures not disclosed
- Emprocom LimitedFigures not disclosed
- Evage Holdings LimitedFigures not disclosed
- Fish Administration LimitedFigures not disclosed
- Guest Krieger LimitedFigures not disclosed
- Internet Insurance (Holdings) LimitedFigures not disclosed
- Jigsaw Insurance Services LimitedFigures not disclosed
- Malster LimitedFigures not disclosed
- Morton Michel Holdings LimitedFigures not disclosed
- Morton Michel LimitedFigures not disclosed
- Pib (Group Services) LimitedFigures not disclosed
- Pib (Legacy Eb) LimitedFigures not disclosed
- Pib Employee Benefits LimitedFigures not disclosed
- Pib Group Europe (UK) LimitedFigures not disclosed
- Pib Risk Services LimitedFigures not disclosed
- Premier Business Cost Savings Specialists LtdFigures not disclosed
- Pure Risks LimitedFigures not disclosed
- Q Specialty LimitedFigures not disclosed
- Q Underwriting Services LimitedFigures not disclosed
- R a Insurance Brokers LimitedFigures not disclosed
- Rbig LimitedFigures not disclosed
- Rent4sure LtdFigures not disclosed
- Rsib Holdings LtdFigures not disclosed
- Simply Insurance Services LimitedFigures not disclosed
- SL Training LtdFigures not disclosed
- ST Giles Holdings (Number 2) LimitedRev. — · Profit £0
- Thistle Insurance Services LimitedFigures not disclosed
- UK & Ireland Holdings LimitedFigures not disclosed
- Zorab Insurance Services LimitedFigures not disclosed
From the Persons with Significant Control register (corporate controllers only).
Similar profitable businesses
Sources
Latest figures from accounts for the year to 31 Dec 2025 (profit −£224m), from the Companies House accounts bulk data published Sep 2026. Spotted an error? Request a correction.
Updated from Companies House on 13 Oct 2026
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.