Pib Risk Services Limited
Registered name: PIB RISK SERVICES LIMITED
Part of Pib Group Limited groupPib Risk Services Limited made £107m revenue and £25.5m profit in the year to 31 Dec 2025.
Pib Risk Services Limited’s revenue grew 6% to £107m in the year to 31 Dec 2025, with £25.5m profit. The company is classified under “non-life insurance” and is based in Retford; we hold 3 years of its filed accounts.
- Status
- Active
- Location
- Retford
- Age
- 34 yrs · since 1992
- Type
- Private Limited Company
Key figures
Financial history
| Year to | 31 Dec 2023 | 31 Dec 2024 | 31 Dec 2025 |
|---|---|---|---|
| Disclosure | Full P&L | Full P&L | Full P&L |
| Profit & loss | |||
| Revenue (turnover) | £94.4m | £101m | £107m |
| Cost of sales | −£2.7m | −£1.8m | −£1.9m |
| Gross profit | £91.7m | £99.1m | £105m |
| Operating profit | £36.2m | £25.2m | £26.5m |
| Profit before tax | £36.8m | £25.2m | £26.5m |
| Profit after tax | £35.6m | £26.4m | £25.5m |
| Profit (best available) | £35.6m | £26.4m | £25.5m |
| Employees (average) | — | — | — |
| Ratios | |||
| Profit margin | 37.7% | 26.1% | 23.8% |
| Gross margin | 97.2% | 98.2% | 98.2% |
| Growth (year on year) | |||
| Revenue growth | — | ▲6.9% | ▲6.2% |
| Profit growth | — | ▼25.9% | ▼3.4% |
| Balance sheet — indirect signals, not revenue | |||
| Net assets | — | — | — |
| Source | Accounts · bulk data Aug 2025 | Accounts · bulk data Aug 2025 | Accounts · bulk data Oct 2026 |
How the business works
- Profit margin
- 23.8%
- Profit ÷ revenue.
- Gross margin
- 98.2%
- Gross profit ÷ revenue. High for software and services.
- Revenue per employee
- —
- Revenue ÷ average employees.
- Profit per employee
- —
- Profit ÷ average employees.
- Cash conversion
- —
- Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
- Fixed assets ÷ revenue
- —
- Capital intensity. Low = capital-light, cheaper to start.
- Deferred income ÷ revenue
- —
- Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
- Debtors ÷ revenue
- —
- Money owed by customers. Low = customers pay quickly.
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- —
- Now —
- Cash at bank
- —
- Now —
- Headcount
- —
- Now —
- Deferred income
- —
- Now —
- Fixed assets
- —
- Now —
Group structure
Ownership chain
- Pib Group Limitedultimate parent75–100%
- Pib Risk Services Limitedthis company
Bands show the share of ownership each company holds in the one below it.
Subsidiaries (1)
- Pib Risk Management LimitedFigures not disclosed
Sister companies (43)
- ST. Giles Insurance & Finance Services LimitedRev. £14.2m · Profit £899k
- ST Luke Underwriting Ltd.Rev. £162k · Profit £72.2k
- Bloom Broking (Number 2) LimitedRev. £0 · Profit £0
- Alto Insurance Group LtdFigures not disclosed
- Arlington Insurance Services LimitedFigures not disclosed
- Atwood Benefits UK LimitedFigures not disclosed
- Baily Garner (Health & Safety) LimitedFigures not disclosed
- Balens Insurance Finance Services LimitedFigures not disclosed
- Balens LimitedFigures not disclosed
- Barbon Holdings 2030 LimitedFigures not disclosed
- Barbon Insurance Group LimitedFigures not disclosed
- BJM Holding Company LimitedFigures not disclosed
- Citynet Insurance Brokers LimitedFigures not disclosed
- Citynet London Holdings LtdFigures not disclosed
- Cobra Network LimitedFigures not disclosed
- Cooper Solutions LimitedFigures not disclosed
- Emprocom LimitedFigures not disclosed
- Evage Holdings LimitedFigures not disclosed
- Fish Administration LimitedFigures not disclosed
- Guest Krieger LimitedFigures not disclosed
- Internet Insurance (Holdings) LimitedFigures not disclosed
- Jigsaw Insurance Services LimitedFigures not disclosed
- Malster LimitedFigures not disclosed
- Morton Michel Holdings LimitedFigures not disclosed
- Morton Michel LimitedFigures not disclosed
- Pib (Group Services) LimitedFigures not disclosed
- Pib (Legacy Eb) LimitedFigures not disclosed
- Pib Employee Benefits LimitedFigures not disclosed
- Pib Group Europe (UK) LimitedFigures not disclosed
- Premier Business Cost Savings Specialists LtdFigures not disclosed
- Pure Risks LimitedFigures not disclosed
- Q Specialty LimitedFigures not disclosed
- Q Underwriting Services LimitedFigures not disclosed
- R a Insurance Brokers LimitedFigures not disclosed
- Rbig LimitedFigures not disclosed
- Rent4sure LtdFigures not disclosed
- Rsib Holdings LtdFigures not disclosed
- Simply Insurance Services LimitedFigures not disclosed
- SL Training LtdFigures not disclosed
- ST Giles Holdings (Number 2) LimitedRev. — · Profit £0
- Thistle Insurance Services LimitedFigures not disclosed
- UK & Ireland Holdings LimitedFigures not disclosed
- Zorab Insurance Services LimitedFigures not disclosed
From the Persons with Significant Control register (corporate controllers only).
Sources
Latest figures from accounts for the year to 31 Dec 2025 (profit £25.5m), from the Companies House accounts bulk data published Oct 2026. Spotted an error? Request a correction.
Updated from Companies House on 20 Oct 2026
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.