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Company No. 01040641 · Incorporated 31 Jan 1972

ST. Giles Insurance & Finance Services Limited

Registered name: ST. GILES INSURANCE & FINANCE SERVICES LIMITED

Part of Pib Group Limited group

ST. Giles Insurance & Finance Services Limited made £14.2m revenue and £899k profit in the year to 30 Apr 2023.

ST. Giles Insurance & Finance Services Limited’s revenue was £14.2m in the year to 30 Apr 2023, with £899k profit and 68 employees. The company is classified under “activities of insurance agents and brokers” and is based in Retford; we hold 2 years of its filed accounts.

Full P&L filedSection K · Financial and insurance activitiesSIC 66220Activities of insurance agents and brokers
Status
Active
Location
Retford, Yorkshire and The Humber
Age
54 yrs · since 1972
Type
Private Limited Company

Part of a group. The filing indicates this company sits within a group structure, so its results may depend on intra-group trading and it may be hard to replicate independently.

Latest accounts · year to 30 Apr 2023

Key figures

Capital-light
Revenue
£14.2m
Growth —
Profit
£899k
Growth —
Profit margin
6.3%
 
Employees
68
Change —
Profit / employee
£13.2k
Revenue/employee £209k
Profitable streak
2yrs
Consecutive profitable years in our data

Badges are automated estimates derived from the filed figures — not statements of fact about the company.

2 filed years

Financial history

Multi-year financials, oldest to newest
Year to30 Apr 202230 Apr 2023
DisclosureFull P&LFull P&L
Profit & loss
Revenue (turnover)£1.1m£14.2m
Profit before tax£363k£911k
Profit after tax£275k£899k
Profit (best available)£275k£899k
Staff costs£607k£11.1m
Employees (average)6568
Ratios
Profit margin24.5%6.3%
Revenue per employee£17.3k£209k
Profit per employee£4.2k£13.2k
Balance sheet — indirect signals, not revenue
Cash at bank£5.9m£21.5m
Net assets£957k£1.9m
Fixed assets£197k£216k
Current assets£12.5m£25.2m
Debtors£5.8m£2.9m
Deferred income£601k£837k
SourceFullAccounts · bulk data May 2024FullAccounts · bulk data May 2024
Derived from the latest filing

How the business works

Profit margin
6.3%
Profit ÷ revenue.
Gross margin
—
Gross profit ÷ revenue. High for software and services.
Revenue per employee
£209k
Revenue ÷ average employees.
Profit per employee
£13.2k
Profit ÷ average employees.
Cash conversion
—
Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
Fixed assets ÷ revenue
1.5%
Capital intensity. Low = capital-light, cheaper to start.
Deferred income ÷ revenue
5.9%
Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
Debtors ÷ revenue
20.2%
Money owed by customers. Low = customers pay quickly.
Indirect — not revenue

Balance-sheet signals

Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.

Net assets
—
Now £1.9m
Cash at bank
—
Now £21.5m
Headcount
—
Now 68
Deferred income
—
Now £837k
Fixed assets
—
Now £216k

Deferred income is reported together with accruals in this filing (“accruals and deferred income”), so it is an approximate signal only.

Corporate ownership

Group structure

Ownership chain

  1. Pib Group Limitedultimate parent75–100%
  2. ST. Giles Insurance & Finance Services Limitedthis company

Bands show the share of ownership each company holds in the one below it.

Sister companies (43)

From the Persons with Significant Control register (corporate controllers only).

Same industry, similar size

Similar profitable businesses

Industry benchmarks →

Sources

Companies House profile Filing history & original accounts

Latest figures from FullAccounts for the year to 30 Apr 2023 (profit £899k), from the Companies House accounts bulk data published May 2024. Spotted an error? Request a correction.

Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.