Heron Financial Limited
Registered name: HERON FINANCIAL LIMITED
Part of Mortgage Advice Bureau (Holdings) PLC groupHeron Financial Limited does not publish its revenue or profit. Its accounts to 31 Dec 2025 show net assets of £587k and 35 employees.
Heron Financial Limited did not publish its revenue or profit — small companies aren’t required to file a profit & loss account. Its accounts for the year to 31 Dec 2025 showed net assets of £587k and 35 employees. The company is classified under “activities of insurance agents and brokers” and is based in Rickmansworth; we hold 4 years of its filed accounts.
- Status
- Active
- Location
- Rickmansworth, East of England
- Age
- 15 yrs · since 2011
- Type
- Private Limited Company
Part of a group. The filing indicates this company sits within a group structure, so its results may depend on intra-group trading and it may be hard to replicate independently.
Key figures
Revenue not disclosed
Heron Financial Limited’s accounts for the year to 31 Dec 2025 contain a balance sheet but no profit & loss account, so its revenue and profit are not public. UK small and micro-entity companies are not required to publish a P&L — this is normal and says nothing about how the business is performing.
We never estimate revenue. Below you’ll find the balance-sheet figures that were filed — useful as indirect signals of momentum, but they are not revenue or profit.
- Employees
- 35
- Net assets
- £587k
Badges are automated estimates derived from the filed figures — not statements of fact about the company.
Financial history
| Year to | 31 Dec 2022 | 31 Dec 2023 | 31 Dec 2024 | 31 Dec 2025 |
|---|---|---|---|---|
| Disclosure | No P&L | Profit only | No P&L | No P&L |
| Profit & loss | ||||
| Revenue (turnover) | — | — | — | — |
| Profit after tax | — | £417k | — | — |
| Profit (best available) | — | £417k | — | — |
| Employees (average) | 38 | 28 | 31 | 35 |
| Ratios | ||||
| Profit margin | — | — | — | — |
| Profit per employee | — | £14.9k | — | — |
| Growth (year on year) | ||||
| Headcount growth | — | ▼26.3% | ▲10.7% | ▲12.9% |
| Balance sheet — indirect signals, not revenue | ||||
| Cash at bank | £409k | £522k | £267k | £255k |
| Net assets | £500k | £662k | £623k | £587k |
| Fixed assets | £183k | £221k | £258k | £335k |
| Current assets | £983k | £1.4m | £1.4m | £806k |
| Debtors | £574k | £923k | £1.1m | £552k |
| Deferred income | £47.7k | £78k | £117k | £68.7k |
| Source | FullAccounts · bulk data Aug 2024 | FullAccounts · bulk data Aug 2024 | FullAccounts · bulk data Jul 2025 | FullAccounts · bulk data Jul 2026 |
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- ▼6%
- Now £587k
- Cash at bank
- ▼5%
- Now £255k
- Headcount
- ▲13%
- Now 35
- Deferred income
- ▼41%
- Now £68.7k
- Fixed assets
- ▲30%
- Now £335k
Deferred income is reported together with accruals in this filing (“accruals and deferred income”), so it is an approximate signal only.
Group structure
Ownership chain
- Mortgage Advice Bureau (Holdings) PLCultimate parent75–100%
- Mortgage Advice Bureau Limited50–75%
- Heron Financial Limitedthis company
Bands show the share of ownership each company holds in the one below it.
Subsidiaries (1)
- Heron Financial North East LimitedFigures not disclosed
Sister companies (18)
- Aux Group LimitedRev. £0 · Profit £1.4m
- Capital Protect LimitedFigures not disclosed
- Dashly LimitedFigures not disclosed
- Evolve FS LtdFigures not disclosed
- First Mortgage Direct LimitedFigures not disclosed
- Homeowners Alliance LtdFigures not disclosed
- Mab (Derby) LimitedFigures not disclosed
- Mab Financial Planning LimitedFigures not disclosed
- Mab Private Finance LtdFigures not disclosed
- MAB1 LimitedFigures not disclosed
- Mabwm LimitedFigures not disclosed
- Meridian Holdings Group LtdFigures not disclosed
- Mortgage Advice Bureau (Bristol) LtdFigures not disclosed
- Mortgage Advice Bureau (Derby) LimitedFigures not disclosed
- Mortgage Advice Bureau (UK) LimitedFigures not disclosed
- Project Finland Topco LimitedFigures not disclosed
- UK Moneyman LimitedFigures not disclosed
- Vita Financial LimitedFigures not disclosed
Minority corporate shareholders
- Tynethames Ventures Limited 25–50%
From the Persons with Significant Control register (corporate controllers only).
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Sources
Latest figures from FullAccounts for the year to 31 Dec 2025, from the Companies House accounts bulk data published Jul 2026. Spotted an error? Request a correction.
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.