Mortgage Advice Bureau Limited
Registered name: MORTGAGE ADVICE BUREAU LIMITED
Part of Mortgage Advice Bureau (Holdings) PLC groupMortgage Advice Bureau Limited made £119m revenue and £27.4m profit in the year to 31 Dec 2024.
Mortgage Advice Bureau Limited’s revenue grew 4% to £119m in the year to 31 Dec 2024, with £27.4m profit and 290 employees. The company is classified under “financial intermediation not elsewhere classified” and is based in Derby; we hold 3 years of its filed accounts.
- Status
- Active
- Location
- Derby
- Age
- 29 yrs · since 1997
- Type
- Private Limited Company
Key figures
Financial history
| Year to | 31 Dec 2022 | 31 Dec 2023 | 31 Dec 2024 |
|---|---|---|---|
| Disclosure | Full P&L | Full P&L | Full P&L |
| Profit & loss | |||
| Revenue (turnover) | £127m | £114m | £119m |
| Cost of sales | −£107m | −£97.6m | −£101m |
| Gross profit | £20m | £16.7m | £17.5m |
| Operating profit | £2.6m | £7.9m | £8.2m |
| Profit before tax | £13.9m | £21.8m | £29.4m |
| Profit after tax | £12.5m | £21.3m | £27.4m |
| Profit (best available) | £12.5m | £21.3m | £27.4m |
| Employees (average) | 267 | 275 | 290 |
| Ratios | |||
| Profit margin | 9.8% | 18.6% | 23.1% |
| Gross margin | 15.7% | 14.6% | 14.8% |
| Revenue per employee | £475k | £416k | £409k |
| Profit per employee | £46.8k | £77.4k | £94.5k |
| Growth (year on year) | |||
| Revenue growth | — | ▼9.9% | ▲3.7% |
| Profit growth | — | ▲70.5% | ▲28.8% |
| Headcount growth | — | ▲3% | ▲5.5% |
| Balance sheet — indirect signals, not revenue | |||
| Net assets | — | — | — |
| Source | Accounts · bulk data Oct 2024 | Accounts · bulk data Oct 2024 | Accounts · bulk data Sep 2025 |
How the business works
- Profit margin
- 23.1%
- Profit ÷ revenue.
- Gross margin
- 14.8%
- Gross profit ÷ revenue. High for software and services.
- Revenue per employee
- £409k
- Revenue ÷ average employees.
- Profit per employee
- £94.5k
- Profit ÷ average employees.
- Cash conversion
- —
- Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
- Fixed assets ÷ revenue
- —
- Capital intensity. Low = capital-light, cheaper to start.
- Deferred income ÷ revenue
- —
- Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
- Debtors ÷ revenue
- —
- Money owed by customers. Low = customers pay quickly.
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- —
- Now —
- Cash at bank
- —
- Now —
- Headcount
- ▲5%
- Now 290
- Deferred income
- —
- Now —
- Fixed assets
- —
- Now —
Group structure
Ownership chain
- Mortgage Advice Bureau (Holdings) PLCultimate parent75–100%
- Mortgage Advice Bureau Limitedthis company
Bands show the share of ownership each company holds in the one below it.
Subsidiaries (19)
- Aux Group LimitedRev. £0 · Profit £1.4m
- Capital Protect LimitedFigures not disclosed
- Dashly LimitedFigures not disclosed
- Evolve FS LtdFigures not disclosed
- First Mortgage Direct LimitedFigures not disclosed
- Heron Financial LimitedFigures not disclosed
- Homeowners Alliance LtdFigures not disclosed
- Mab (Derby) LimitedFigures not disclosed
- Mab Financial Planning LimitedFigures not disclosed
- Mab Private Finance LtdFigures not disclosed
- MAB1 LimitedFigures not disclosed
- Mabwm LimitedFigures not disclosed
- Meridian Holdings Group LtdFigures not disclosed
- Mortgage Advice Bureau (Bristol) LtdFigures not disclosed
- Mortgage Advice Bureau (Derby) LimitedFigures not disclosed
- Mortgage Advice Bureau (UK) LimitedFigures not disclosed
- Project Finland Topco LimitedFigures not disclosed
- UK Moneyman LimitedFigures not disclosed
- Vita Financial LimitedFigures not disclosed
Sister companies (1)
- Talk LimitedFigures not disclosed
From the Persons with Significant Control register (corporate controllers only).
Sources
Latest figures from accounts for the year to 31 Dec 2024 (profit £27.4m), from the Companies House accounts bulk data published Sep 2025. Spotted an error? Request a correction.
Updated from Companies House on 22 Oct 2026
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.