Vita Financial Limited
Registered name: VITA FINANCIAL LIMITED
Part of Mortgage Advice Bureau (Holdings) PLC groupVita Financial Limited made £1.7m revenue and £366k profit in the year to 31 Dec 2024.
Vita Financial Limited’s revenue fell 14% to £1.7m in the year to 31 Dec 2024, with £366k profit and 19 employees. The company is classified under “activities of insurance agents and brokers” and is based in Derby; we hold 3 years of its filed accounts.
- Status
- Active
- Location
- Derby
- Age
- 16 yrs · since 2010
- Type
- Private Limited Company
Key figures
Financial history
| Year to | 31 Dec 2022 | 31 Dec 2023 | 31 Dec 2024 |
|---|---|---|---|
| Disclosure | Full P&L | Full P&L | Full P&L |
| Profit & loss | |||
| Revenue (turnover) | £1.5m | £1.9m | £1.7m |
| Cost of sales | −£725k | −£789k | −£768k |
| Gross profit | £764k | £1.2m | £905k |
| Operating profit | £79k | £249k | £75k |
| Profit before tax | £79k | £249k | £393k |
| Profit after tax | £66k | £187k | £366k |
| Profit (best available) | £66k | £187k | £366k |
| Employees (average) | 18 | 16 | 19 |
| Ratios | |||
| Profit margin | 4.4% | 9.6% | 21.9% |
| Gross margin | 51.3% | 59.4% | 54.1% |
| Revenue per employee | £82.7k | £122k | £88.1k |
| Profit per employee | £3.7k | £11.7k | £19.3k |
| Growth (year on year) | |||
| Revenue growth | — | ▲30.6% | ▼13.9% |
| Profit growth | — | ▲183.3% | ▲95.7% |
| Headcount growth | — | ▼11.1% | ▲18.8% |
| Balance sheet — indirect signals, not revenue | |||
| Net assets | — | — | — |
| Source | Accounts · bulk data Sep 2024 | Accounts · bulk data Sep 2024 | Accounts · bulk data Oct 2025 |
How the business works
- Profit margin
- 21.9%
- Profit ÷ revenue.
- Gross margin
- 54.1%
- Gross profit ÷ revenue. High for software and services.
- Revenue per employee
- £88.1k
- Revenue ÷ average employees.
- Profit per employee
- £19.3k
- Profit ÷ average employees.
- Cash conversion
- —
- Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
- Fixed assets ÷ revenue
- —
- Capital intensity. Low = capital-light, cheaper to start.
- Deferred income ÷ revenue
- —
- Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
- Debtors ÷ revenue
- —
- Money owed by customers. Low = customers pay quickly.
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- —
- Now —
- Cash at bank
- —
- Now —
- Headcount
- ▲19%
- Now 19
- Deferred income
- —
- Now —
- Fixed assets
- —
- Now —
Group structure
Ownership chain
- Mortgage Advice Bureau (Holdings) PLCultimate parent75–100%
- Mortgage Advice Bureau Limited75–100%
- Vita Financial Limitedthis company
Bands show the share of ownership each company holds in the one below it.
Subsidiaries (2)
- BPR Protect LimitedFigures not disclosed
- Company Protection LimitedFigures not disclosed
Sister companies (18)
- Aux Group LimitedRev. £0 · Profit £1.4m
- Capital Protect LimitedFigures not disclosed
- Dashly LimitedFigures not disclosed
- Evolve FS LtdFigures not disclosed
- First Mortgage Direct LimitedFigures not disclosed
- Heron Financial LimitedFigures not disclosed
- Homeowners Alliance LtdFigures not disclosed
- Mab (Derby) LimitedFigures not disclosed
- Mab Financial Planning LimitedFigures not disclosed
- Mab Private Finance LtdFigures not disclosed
- MAB1 LimitedFigures not disclosed
- Mabwm LimitedFigures not disclosed
- Meridian Holdings Group LtdFigures not disclosed
- Mortgage Advice Bureau (Bristol) LtdFigures not disclosed
- Mortgage Advice Bureau (Derby) LimitedFigures not disclosed
- Mortgage Advice Bureau (UK) LimitedFigures not disclosed
- Project Finland Topco LimitedFigures not disclosed
- UK Moneyman LimitedFigures not disclosed
From the Persons with Significant Control register (corporate controllers only).
Sources
Latest figures from accounts for the year to 31 Dec 2024 (profit £366k), from the Companies House accounts bulk data published Oct 2025. Spotted an error? Request a correction.
Updated from Companies House on 18 Oct 2026
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.