Group First Ltd
Registered name: GROUP FIRST LTD
Part of Mottram Topco Limited groupGroup First Ltd made £73k revenue and £4k profit in the year to 31 Dec 2025.
Group First Ltd’s revenue grew 284% to £73k in the year to 31 Dec 2025, with £4k profit. The company is classified under “activities of financial services holding companies” and is based in Colchester; we hold 3 years of its filed accounts.
- Status
- Active
- Location
- Colchester, East of England
- Age
- 19 yrs · since 2006
- Type
- Private Limited Company
Pass-through vehicle. This looks like a holding, staffing or umbrella company. Its revenue and profit may largely pass through to or from other entities, so the figures may not reflect a standalone operating business. It is excluded from our opportunity lists.
Part of a group. The filing indicates this company sits within a group structure, so its results may depend on intra-group trading and it may be hard to replicate independently.
Key figures
Badges are automated estimates derived from the filed figures — not statements of fact about the company.
Financial history
| Year to | 31 Dec 2023 | 31 Dec 2024 | 31 Dec 2025 |
|---|---|---|---|
| Disclosure | Full P&L | Full P&L | Full P&L |
| Profit & loss | |||
| Revenue (turnover) | £0 | £19k | £73k |
| Operating profit | £11.9m | −£20k | £5k |
| Profit before tax | £11.9m | −£20k | £5k |
| Profit after tax | £11.9m | −£20k | £4k |
| Profit (best available) | £11.9m | −£20k | £4k |
| Employees (average) | — | — | — |
| Ratios | |||
| Profit margin | — | −105.3% | 5.5% |
| Growth (year on year) | |||
| Revenue growth | — | — | ▲284.2% |
| Profit growth | — | ▼100.2% | — |
| Balance sheet — indirect signals, not revenue | |||
| Net assets | — | — | — |
| Source | Accounts · bulk data Oct 2025 | Accounts · bulk data Oct 2025 | Accounts · bulk data Sep 2026 |
How the business works
- Profit margin
- 5.5%
- Profit ÷ revenue.
- Gross margin
- —
- Gross profit ÷ revenue. High for software and services.
- Revenue per employee
- —
- Revenue ÷ average employees.
- Profit per employee
- —
- Profit ÷ average employees.
- Cash conversion
- —
- Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
- Fixed assets ÷ revenue
- —
- Capital intensity. Low = capital-light, cheaper to start.
- Deferred income ÷ revenue
- —
- Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
- Debtors ÷ revenue
- —
- Money owed by customers. Low = customers pay quickly.
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- —
- Now —
- Cash at bank
- —
- Now —
- Headcount
- —
- Now —
- Deferred income
- —
- Now —
- Fixed assets
- —
- Now —
Group structure
Ownership chain
- Mottram Topco Limitedultimate parent75–100%
- Mottram Midco Limited75–100%
- Pivotal Growth Limited75–100%
- Group First Ltdthis company
Bands show the share of ownership each company holds in the one below it.
Subsidiaries (2)
- Mortgages First LtdRev. £4.4m · Profit £394k
- Insurance First Brokers LtdRev. £1.9m · Profit £145k
Sister companies (29)
- First2protect LimitedRev. £7.7m · Profit £1.1m
- RSC New Homes LimitedRev. £4.7m · Profit £416k
- Pivotal Financial Group LimitedRev. £0 · Profit £94k
- Believe Money Group LimitedRev. — · Profit −£1.6m
- Charleston Financial Services LimitedFigures not disclosed
- CLS Money LimitedFigures not disclosed
- Embrace Financial Services LtdFigures not disclosed
- Grange Portfolio Holdings LimitedFigures not disclosed
- Kallaras Holdings LimitedFigures not disclosed
- KMC Financial LtdFigures not disclosed
- L R Finance (North West) LimitedFigures not disclosed
- Lifetime Finance Group LimitedFigures not disclosed
- McPolin Financial Services LtdFigures not disclosed
- MJF Financial Services LimitedFigures not disclosed
- More Choice Financial LtdFigures not disclosed
- Morla Holdings LtdFigures not disclosed
- Morrison Ward Associates LimitedFigures not disclosed
- Panthera Finance LLPFigures not disclosed
- Pivotal Innovations Lab LimitedFigures not disclosed
- Pivotal Puma LimitedFigures not disclosed
- Purely Financial Planning LimitedFigures not disclosed
- Radcliffe and Newlands Holding One LimitedFigures not disclosed
- Select Brokers LtdFigures not disclosed
- Select Mortgage & Financial Solutions LtdFigures not disclosed
- Simply Service Group Holdings LtdFigures not disclosed
- The Buy to Let Broker LimitedFigures not disclosed
- The Loan Partnership LtdFigures not disclosed
- Watts Commercial Finance LimitedFigures not disclosed
- Xact Mortgages (Holdings) LtdFigures not disclosed
From the Persons with Significant Control register (corporate controllers only).
Sources
Latest figures from accounts for the year to 31 Dec 2025 (profit £4k), from the Companies House accounts bulk data published Sep 2026. Spotted an error? Request a correction.
Updated from Companies House on 13 Oct 2026
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.