Pivotal Financial Group Limited
Registered name: PIVOTAL FINANCIAL GROUP LIMITED
Part of Mottram Topco Limited groupPivotal Financial Group Limited made £0 revenue and £94k profit in the year to 31 Dec 2024.
Pivotal Financial Group Limited’s revenue was £0 in the year to 31 Dec 2024, with £94k profit. The company is classified under “activities of financial services holding companies” and is based in Southampton.
- Status
- Active
- Location
- Southampton, South East
- Age
- 12 yrs · since 2014
- Type
- Private Limited Company
Pass-through vehicle. This looks like a holding, staffing or umbrella company. Its revenue and profit may largely pass through to or from other entities, so the figures may not reflect a standalone operating business. It is excluded from our opportunity lists.
Part of a group. The filing indicates this company sits within a group structure, so its results may depend on intra-group trading and it may be hard to replicate independently.
Key figures
Unusual figures. Profit is higher than revenue in this filing. That usually means investment income, dividends from subsidiaries or one-off gains — or a mis-tagged figure. Check the original filing before drawing conclusions.
Badges are automated estimates derived from the filed figures — not statements of fact about the company.
Financial history
| Year to | 31 Dec 2024 |
|---|---|
| Disclosure | Full P&L |
| Profit & loss | |
| Revenue (turnover) | £0 |
| Cost of sales | £0 |
| Gross profit | £0 |
| Operating profit | −£38k |
| Profit before tax | £94k |
| Profit after tax | £94k |
| Profit (best available) | £94k |
| Employees (average) | — |
| Ratios | |
| Profit margin | — |
| Balance sheet — indirect signals, not revenue | |
| Net assets | — |
| Source | Accounts · bulk data Oct 2025 |
How the business works
- Profit margin
- —
- Profit ÷ revenue.
- Gross margin
- —
- Gross profit ÷ revenue. High for software and services.
- Revenue per employee
- —
- Revenue ÷ average employees.
- Profit per employee
- —
- Profit ÷ average employees.
- Cash conversion
- —
- Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
- Fixed assets ÷ revenue
- —
- Capital intensity. Low = capital-light, cheaper to start.
- Deferred income ÷ revenue
- —
- Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
- Debtors ÷ revenue
- —
- Money owed by customers. Low = customers pay quickly.
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- —
- Now —
- Cash at bank
- —
- Now —
- Headcount
- —
- Now —
- Deferred income
- —
- Now —
- Fixed assets
- —
- Now —
Group structure
Ownership chain
- Mottram Topco Limitedultimate parent75–100%
- Mottram Midco Limited75–100%
- Pivotal Growth Limited75–100%
- Pivotal Financial Group Limitedthis company
Bands show the share of ownership each company holds in the one below it.
Subsidiaries (1)
- Pivotal Financial LimitedFigures not disclosed
Sister companies (29)
- First2protect LimitedRev. £7.7m · Profit £1.1m
- Believe Money Group LimitedRev. — · Profit −£1.6m
- Charleston Financial Services LimitedFigures not disclosed
- CLS Money LimitedFigures not disclosed
- Embrace Financial Services LtdFigures not disclosed
- Grange Portfolio Holdings LimitedFigures not disclosed
- Group First LtdFigures not disclosed
- Kallaras Holdings LimitedFigures not disclosed
- KMC Financial LtdFigures not disclosed
- L R Finance (North West) LimitedFigures not disclosed
- Lifetime Finance Group LimitedFigures not disclosed
- McPolin Financial Services LtdFigures not disclosed
- MJF Financial Services LimitedFigures not disclosed
- More Choice Financial LtdFigures not disclosed
- Morla Holdings LtdFigures not disclosed
- Morrison Ward Associates LimitedFigures not disclosed
- Panthera Finance LLPFigures not disclosed
- Pivotal Innovations Lab LimitedFigures not disclosed
- Pivotal Puma LimitedFigures not disclosed
- Purely Financial Planning LimitedFigures not disclosed
- Radcliffe and Newlands Holding One LimitedFigures not disclosed
- RSC New Homes LimitedFigures not disclosed
- Select Brokers LtdFigures not disclosed
- Select Mortgage & Financial Solutions LtdFigures not disclosed
- Simply Service Group Holdings LtdFigures not disclosed
- The Buy to Let Broker LimitedFigures not disclosed
- The Loan Partnership LtdFigures not disclosed
- Watts Commercial Finance LimitedFigures not disclosed
- Xact Mortgages (Holdings) LtdFigures not disclosed
From the Persons with Significant Control register (corporate controllers only).
Sources
Latest figures from accounts for the year to 31 Dec 2024 (profit £94k), from the Companies House accounts bulk data published Oct 2025. Spotted an error? Request a correction.
Updated from Companies House on 13 Oct 2026
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.