Insurance First Brokers Ltd
Registered name: INSURANCE FIRST BROKERS LTD
Part of Mottram Topco Limited groupInsurance First Brokers Ltd made £1.9m revenue and £145k profit in the year to 31 Dec 2025.
Insurance First Brokers Ltd’s revenue was £1.9m in the year to 31 Dec 2025, with £145k profit and 32 employees. The company is classified under “life insurance” and is based in Colchester; we hold 3 years of its filed accounts.
- Status
- Active
- Location
- Colchester, East of England
- Age
- 39 yrs · since 1987
- Type
- Private Limited Company
Pass-through vehicle. This looks like a holding, staffing or umbrella company. Its revenue and profit may largely pass through to or from other entities, so the figures may not reflect a standalone operating business. It is excluded from our opportunity lists.
Part of a group. The filing indicates this company sits within a group structure, so its results may depend on intra-group trading and it may be hard to replicate independently.
Key figures
Badges are automated estimates derived from the filed figures — not statements of fact about the company.
Financial history
| Year to | 31 Dec 2023 | 31 Dec 2024 | 31 Dec 2025 |
|---|---|---|---|
| Disclosure | Full P&L | Full P&L | Full P&L |
| Profit & loss | |||
| Revenue (turnover) | £1.8m | £1.9m | £1.9m |
| Operating profit | −£760k | £304k | £165k |
| Profit before tax | −£760k | £304k | — |
| Profit after tax | −£760k | £304k | £145k |
| Profit (best available) | −£760k | £304k | £145k |
| Employees (average) | 22 | 25 | 32 |
| Ratios | |||
| Profit margin | −42.3% | 15.9% | 7.6% |
| Revenue per employee | £81.6k | £76.3k | £59.9k |
| Profit per employee | −£34.5k | £12.2k | £4.5k |
| Growth (year on year) | |||
| Revenue growth | — | ▲6.2% | ▲0.5% |
| Profit growth | — | — | ▼52.3% |
| Headcount growth | — | ▲13.6% | ▲28% |
| Balance sheet — indirect signals, not revenue | |||
| Net assets | — | — | — |
| Source | Accounts · bulk data Oct 2025 | Accounts · bulk data Oct 2025 | Accounts · bulk data Sep 2026 |
How the business works
- Profit margin
- 7.6%
- Profit ÷ revenue.
- Gross margin
- —
- Gross profit ÷ revenue. High for software and services.
- Revenue per employee
- £59.9k
- Revenue ÷ average employees.
- Profit per employee
- £4.5k
- Profit ÷ average employees.
- Cash conversion
- —
- Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
- Fixed assets ÷ revenue
- —
- Capital intensity. Low = capital-light, cheaper to start.
- Deferred income ÷ revenue
- —
- Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
- Debtors ÷ revenue
- —
- Money owed by customers. Low = customers pay quickly.
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- —
- Now —
- Cash at bank
- —
- Now —
- Headcount
- ▲28%
- Now 32
- Deferred income
- —
- Now —
- Fixed assets
- —
- Now —
Group structure
Ownership chain
- Mottram Topco Limitedultimate parent75–100%
- Mottram Midco Limited75–100%
- Pivotal Growth Limited75–100%
- Group First Ltd75–100%
- Insurance First Brokers Ltdthis company
Bands show the share of ownership each company holds in the one below it.
Sister companies (1)
- Mortgages First LtdRev. £4.4m · Profit £394k
From the Persons with Significant Control register (corporate controllers only).
Sources
Latest figures from accounts for the year to 31 Dec 2025 (profit £145k), from the Companies House accounts bulk data published Sep 2026. Spotted an error? Request a correction.
Updated from Companies House on 12 Oct 2026
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.