Octopus Money Holdings Limited
Registered name: OCTOPUS MONEY HOLDINGS LIMITED
Part of Octopus Group Holdings Ltd groupOctopus Money Holdings Limited made a £4.4m loss in the year to 30 Apr 2025 (revenue not disclosed).
Octopus Money Holdings Limited reported a loss of £4.4m in the year to 30 Apr 2025; its revenue was not disclosed. It had 4 employees. The company is classified under “activities of financial services holding companies” and is based in London; we hold 2 years of its filed accounts.
- Status
- Active
- Location
- London, London
- Age
- 4 yrs · since 2022
- Type
- Private Limited Company
Pass-through vehicle. This looks like a holding, staffing or umbrella company. Its revenue and profit may largely pass through to or from other entities, so the figures may not reflect a standalone operating business. It is excluded from our opportunity lists.
Part of a group. The filing indicates this company sits within a group structure, so its results may depend on intra-group trading and it may be hard to replicate independently.
Key figures
This company published its profit but not its turnover, so revenue and margins are not disclosed. We never estimate them.
Badges are automated estimates derived from the filed figures — not statements of fact about the company.
Financial history
| Year to | 30 Apr 2024 | 30 Apr 2025 |
|---|---|---|
| Disclosure | Profit only | Profit only |
| Profit & loss | ||
| Revenue (turnover) | — | — |
| Operating profit | −£72 | −£3.1m |
| Profit before tax | −£13.6k | −£4.8m |
| Profit after tax | −£12.6k | −£4.4m |
| Profit (best available) | −£12.6k | −£4.4m |
| Employees (average) | 4 | 4 |
| Ratios | ||
| Profit margin | — | — |
| Profit per employee | −£3.2k | −£1.1m |
| Growth (year on year) | ||
| Headcount growth | — | 0% |
| Balance sheet — indirect signals, not revenue | ||
| Cash at bank | £60k | £194k |
| Net assets | −£12.6k | −£4.4m |
| Fixed assets | £600k | £31.9m |
| Current assets | £25.8m | £3.6m |
| Debtors | £25.8m | £3.4m |
| Source | FullAccounts · bulk data Feb 2026 | FullAccounts · bulk data Feb 2026 |
How the business works
- Profit margin
- —
- Profit ÷ revenue.
- Gross margin
- —
- Gross profit ÷ revenue. High for software and services.
- Revenue per employee
- —
- Revenue ÷ average employees.
- Profit per employee
- −£1.1m
- Profit ÷ average employees.
- Cash conversion
- —
- Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
- Fixed assets ÷ revenue
- —
- Capital intensity. Low = capital-light, cheaper to start.
- Deferred income ÷ revenue
- —
- Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
- Debtors ÷ revenue
- —
- Money owed by customers. Low = customers pay quickly.
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- —
- Now −£4.4m
- Cash at bank
- ▲223%
- Now £194k
- Headcount
- 0%
- Now 4
- Deferred income
- —
- Now —
- Fixed assets
- ▲5211%
- Now £31.9m
Group structure
Ownership chain
- Octopus Group Holdings Ltdultimate parent75–100%
- Octopus Capital Limited75–100%
- Octopus Money Holdings Limitedthis company
Bands show the share of ownership each company holds in the one below it.
Subsidiaries (5)
- Octopus Money Financial Solutions LimitedRev. £2.4m · Profit −£9m
- Octopus Money LimitedRev. £986k · Profit £188k
- Octopus Money Platform LimitedRev. — · Profit −£73.1k
- Opv 1 LimitedFigures not disclosed
- Opv 4 LimitedFigures not disclosed
Sister companies (18)
- Nova Wealth Holdings LtdFigures not disclosed
- Ocs Services LimitedFigures not disclosed
- Octopus Administrative Services Financial LimitedFigures not disclosed
- Octopus Administrative Services LimitedFigures not disclosed
- Octopus Aif Management LimitedFigures not disclosed
- Octopus Company Secretarial Services LimitedFigures not disclosed
- Octopus Estates Holdings LimitedFigures not disclosed
- Octopus Family LimitedFigures not disclosed
- Octopus Healthcare Sub Holdings LtdFigures not disclosed
- Octopus Investments LimitedFigures not disclosed
- Octopus P2P LimitedFigures not disclosed
- Octopus Platform Holdings LimitedFigures not disclosed
- Octopus Sip Trustee LimitedFigures not disclosed
- Octopus Trustees LimitedFigures not disclosed
- Opv 2 LimitedRev. — · Profit £1.8m
- Opv 5 LimitedFigures not disclosed
- Opv 6 LimitedFigures not disclosed
- Ore Lending LimitedFigures not disclosed
From the Persons with Significant Control register (corporate controllers only).
Sources
Latest figures from FullAccounts for the year to 30 Apr 2025 (profit −£4.4m), from the Companies House accounts bulk data published Feb 2026. Spotted an error? Request a correction.
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.