Octopus Financial Services Limited
Registered name: OCTOPUS FINANCIAL SERVICES LIMITED
Part of Octopus Group Holdings Ltd groupOctopus Financial Services Limited made £976k revenue and £188k profit in the year to 30 Apr 2025.
Octopus Financial Services Limited’s revenue was £976k in the year to 30 Apr 2025, with £188k profit and 5 employees. The company is classified under “financial intermediation not elsewhere classified” and is based in London; we hold 3 years of its filed accounts.
- Status
- Active
- Location
- London, London
- Age
- 14 yrs · since 2012
- Type
- Private Limited Company
Pass-through vehicle. This looks like a holding, staffing or umbrella company. Its revenue and profit may largely pass through to or from other entities, so the figures may not reflect a standalone operating business. It is excluded from our opportunity lists.
Part of a group. The filing indicates this company sits within a group structure, so its results may depend on intra-group trading and it may be hard to replicate independently.
Key figures
Badges are automated estimates derived from the filed figures — not statements of fact about the company.
Financial history
| Year to | 31 Oct 2022 | 31 Oct 2023 | 30 Apr 2025 |
|---|---|---|---|
| Disclosure | No P&L | Full P&L | Full P&L |
| Profit & loss | |||
| Revenue (turnover) | — | £595k | £976k |
| Gross profit | — | £595k | £976k |
| Operating profit | — | £53.2k | £245k |
| Profit before tax | — | £54.6k | £249k |
| Profit after tax | — | £44k | £188k |
| Profit (best available) | — | £44k | £188k |
| Staff costs | — | £465k | £647k |
| Employees (average) | — | 8 | 5 |
| Ratios | |||
| Profit margin | — | 7.4% | 19.3% |
| Gross margin | — | 100% | 100% |
| Revenue per employee | — | £74.4k | £195k |
| Profit per employee | — | £5.5k | £37.6k |
| Balance sheet — indirect signals, not revenue | |||
| Cash at bank | — | £192k | £464k |
| Net assets | £344k | £186k | £220k |
| Fixed assets | £0 | £0 | — |
| Current assets | £373k | £198k | £492k |
| Debtors | — | £5.2k | £27.8k |
| Deferred income | — | — | £8.6k |
| Source | FullAccounts · bulk data Jul 2024 | FullAccounts · bulk data Jul 2024 | FullAccounts · bulk data Feb 2026 |
How the business works
- Profit margin
- 19.3%
- Profit ÷ revenue.
- Gross margin
- 100%
- Gross profit ÷ revenue. High for software and services.
- Revenue per employee
- £195k
- Revenue ÷ average employees.
- Profit per employee
- £37.6k
- Profit ÷ average employees.
- Cash conversion
- —
- Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
- Fixed assets ÷ revenue
- —
- Capital intensity. Low = capital-light, cheaper to start.
- Deferred income ÷ revenue
- 0.9%
- Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
- Debtors ÷ revenue
- 2.9%
- Money owed by customers. Low = customers pay quickly.
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- —
- Now £220k
- Cash at bank
- —
- Now £464k
- Headcount
- —
- Now 5
- Deferred income
- —
- Now £8.6k
- Fixed assets
- —
- Now —
Deferred income is reported together with accruals in this filing (“accruals and deferred income”), so it is an approximate signal only.
Group structure
Ownership chain
- Octopus Group Holdings Ltdultimate parent75–100%
- Octopus Capital Limited75–100%
- Octopus Money Holdings Limited75–100%
- Octopus Money Limited75–100%
- Octopus Financial Services Limitedthis company
Bands show the share of ownership each company holds in the one below it.
Sister companies (1)
- Opv 3 LimitedFigures not disclosed
From the Persons with Significant Control register (corporate controllers only).
Sources
Latest figures from FullAccounts for the year to 30 Apr 2025 (profit £188k), from the Companies House accounts bulk data published Feb 2026. Spotted an error? Request a correction.
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.