Simply Lending Solutions Limited
Registered name: SIMPLY LENDING SOLUTIONS LIMITED
Part of Mottram Topco Limited groupSimply Lending Solutions Limited does not publish its revenue or profit. Its accounts to 31 Jul 2025 show net assets of £182k and 45 employees.
Simply Lending Solutions Limited did not publish its revenue or profit — small companies aren’t required to file a profit & loss account. Its accounts for the year to 31 Jul 2025 showed net assets of £182k and 45 employees. The company is classified under “activities of mortgage finance companies” and is based in Chelmsford; we hold 4 years of its filed accounts.
- Status
- Active
- Location
- Chelmsford, East of England
- Age
- 11 yrs · since 2015
- Type
- Private Limited Company
Pass-through vehicle. This looks like a holding, staffing or umbrella company. Its revenue and profit may largely pass through to or from other entities, so the figures may not reflect a standalone operating business. It is excluded from our opportunity lists.
Part of a group. The filing indicates this company sits within a group structure, so its results may depend on intra-group trading and it may be hard to replicate independently.
Key figures
Revenue not disclosed
Simply Lending Solutions Limited’s accounts for the year to 31 Jul 2025 contain a balance sheet but no profit & loss account, so its revenue and profit are not public. UK small and micro-entity companies are not required to publish a P&L — this is normal and says nothing about how the business is performing.
We never estimate revenue. Below you’ll find the balance-sheet figures that were filed — useful as indirect signals of momentum, but they are not revenue or profit.
- Employees
- 45
- Net assets
- £182k
Badges are automated estimates derived from the filed figures — not statements of fact about the company.
Financial history
| Year to | 31 Jul 2022 | 31 Jul 2023 | 31 Jul 2024 | 31 Jul 2025 |
|---|---|---|---|---|
| Disclosure | No P&L | No P&L | No P&L | No P&L |
| Profit & loss | ||||
| Revenue (turnover) | — | — | — | — |
| Profit (best available) | — | — | — | — |
| Employees (average) | 18 | 21 | 34 | 45 |
| Ratios | ||||
| Profit margin | — | — | — | — |
| Growth (year on year) | ||||
| Headcount growth | — | ▲16.7% | ▲61.9% | ▲32.4% |
| Balance sheet — indirect signals, not revenue | ||||
| Cash at bank | £201k | £146k | £56.7k | £540k |
| Net assets | £259k | £246k | £703k | £182k |
| Fixed assets | £1.1k | £2.7k | £1.4k | £1k |
| Current assets | £327k | £489k | £1.2m | £565k |
| Debtors | £126k | £231k | £1.1m | £25.6k |
| Source | FullAccounts · bulk data Mar 2024 | FullAccounts · bulk data Mar 2024 | FilletedAccounts · bulk data Apr 2025 | FilletedAccounts · bulk data Dec 2025 |
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- ▼74%
- Now £182k
- Cash at bank
- ▲851%
- Now £540k
- Headcount
- ▲32%
- Now 45
- Deferred income
- —
- Now —
- Fixed assets
- ▼25%
- Now £1k
Group structure
Ownership chain
- Mottram Topco Limitedultimate parent75–100%
- Mottram Midco Limited75–100%
- Pivotal Growth Limited75–100%
- Simply Service Group Holdings Ltd75–100%
- Simply Lending Solutions Limitedthis company
Bands show the share of ownership each company holds in the one below it.
Sister companies (1)
- Mortgage Thoughts LimitedFigures not disclosed
From the Persons with Significant Control register (corporate controllers only).
Sources
Latest figures from FilletedAccounts for the year to 31 Jul 2025, from the Companies House accounts bulk data published Dec 2025. Spotted an error? Request a correction.
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.