Asset Finance Solutions (UK) Ltd
Registered name: ASSET FINANCE SOLUTIONS (UK) LTD
Part of FSG Investments Ltd groupAsset Finance Solutions (UK) Ltd made £47.2m revenue and £2.5m profit in the year to 30 Apr 2025. read from filing text
Asset Finance Solutions (UK) Ltd’s revenue grew 11% to £47.2m in the year to 30 Apr 2025, with £2.5m profit and 11 employees. The company is classified under “financial intermediation not elsewhere classified” and is based in Blackburn; we hold 4 years of its filed accounts.
- Status
- Active
- Location
- Blackburn, North West
- Age
- 12 yrs · since 2014
- Type
- Private Limited Company
Pass-through vehicle. This looks like a holding, staffing or umbrella company. Its revenue and profit may largely pass through to or from other entities, so the figures may not reflect a standalone operating business. It is excluded from our opportunity lists.
Part of a group. The filing indicates this company sits within a group structure, so its results may depend on intra-group trading and it may be hard to replicate independently. From the filing: “The immediate and ultimate parent company is AFS Group Holdings Ltd. AFS Group Holdings Ltd is the smallest and largest group into which these financial statements are consolidated, and these group ac”
Key figures
Badges are automated estimates derived from the filed figures — not statements of fact about the company.
Financial history
| Year to | 30 Apr 2022 | 30 Apr 2023 | 30 Apr 2024 | 30 Apr 2025 |
|---|---|---|---|---|
| Disclosure | Full P&Lread from filing text | Full P&Lread from filing text | Full P&Lread from filing text | Full P&Lread from filing text |
| Profit & loss | ||||
| Revenue (turnover) | £26.3m | £36.4m | £42.5m | £47.2m |
| Cost of sales | £22.1m | £30.5m | £35.8m | £40.4m |
| Gross profit | £4.2m | £5.8m | £6.7m | £6.8m |
| Operating profit | £2.8m | £3.9m | £4.1m | £3.4m |
| Profit before tax | £2.8m | £3.9m | £4.1m | £3.4m |
| Profit after tax | £2.3m | £3.2m | £3.2m | £2.5m |
| Profit (best available) | £2.3m | £3.2m | £3.2m | £2.5m |
| Staff costs | £315k | £348k | £439k | £433k |
| Employees (average) | 8 | 10 | 12 | 11 |
| Ratios | ||||
| Profit margin | 8.9% | 8.8% | 7.6% | 5.4% |
| Gross margin | 15.9% | 16.1% | 15.8% | 14.3% |
| Revenue per employee | £3.3m | £3.6m | £3.5m | £4.3m |
| Profit per employee | £291k | £321k | £269k | £231k |
| Growth (year on year) | ||||
| Revenue growth | — | ▲38.1% | ▲17% | ▲10.9% |
| Profit growth | — | ▲37.8% | ▲0.4% | ▼21.2% |
| Headcount growth | — | ▲25% | ▲20% | ▼8.3% |
| Balance sheet — indirect signals, not revenue | ||||
| Cash at bank | £3.9m | £7.1m | £7.5m | £7.2m |
| Net assets | £2.4m | £4.6m | £5.1m | £4.3m |
| Fixed assets | £82.2k | £132k | £73.1k | £136k |
| Current assets | £5.9m | £9.2m | £10.5m | £9.8m |
| Debtors | £1.3m | £1.4m | £2m | £1.6m |
| Deferred income | £54.2k | £49.6k | £184k | £47.8k |
| Source | FullAccounts · bulk data Dec 2023 | FullAccounts · bulk data Dec 2023 | FullAccounts · bulk data Jan 2025 | FullAccounts · bulk data Jan 2026 |
How the business works
- Profit margin
- 5.4%
- Profit ÷ revenue.
- Gross margin
- 14.3%
- Gross profit ÷ revenue. High for software and services.
- Revenue per employee
- £4.3m
- Revenue ÷ average employees.
- Profit per employee
- £231k
- Profit ÷ average employees.
- Cash conversion
- —
- Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
- Fixed assets ÷ revenue
- 0.3%
- Capital intensity. Low = capital-light, cheaper to start.
- Deferred income ÷ revenue
- 0.1%
- Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
- Debtors ÷ revenue
- 3.4%
- Money owed by customers. Low = customers pay quickly.
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- ▼14%
- Now £4.3m
- Cash at bank
- ▼4%
- Now £7.2m
- Headcount
- ▼8%
- Now 11
- Deferred income
- ▼74%
- Now £47.8k
- Fixed assets
- ▲87%
- Now £136k
Deferred income is reported together with accruals in this filing (“accruals and deferred income”), so it is an approximate signal only.
Group structure
Ownership chain
- FSG Investments Ltdultimate parent50–75%
- Afs Group Holdings Ltd75–100%
- Asset Finance Solutions (UK) Ltdthis company
Bands show the share of ownership each company holds in the one below it.
Sister companies (5)
- Afs Compliance LtdFigures not disclosed
- Afs Finance LtdFigures not disclosed
- Afs Vehicle Leasing LimitedFigures not disclosed
- Finance Education Centre LtdFigures not disclosed
- Synergy Commercial Finance LtdFigures not disclosed
From the Persons with Significant Control register (corporate controllers only).
Sources
Latest figures from FullAccounts for the year to 30 Apr 2025 (profit £2.5m), from the Companies House accounts bulk data published Jan 2026. Spotted an error? Request a correction.
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.