J M Wakeling Independent Financial Advisers Limited
Registered name: J M WAKELING INDEPENDENT FINANCIAL ADVISERS LIMITED
Part of Amber River Group Limited groupJ M Wakeling Independent Financial Advisers Limited made £310k revenue and £128k profit in the year to 30 Jun 2025.
J M Wakeling Independent Financial Advisers Limited’s revenue was £310k in the year to 30 Jun 2025, with £128k profit and 3 employees. The company is classified under “activities of insurance agents and brokers” and is based in Colchester; we hold 4 years of its filed accounts.
- Status
- Active
- Location
- Colchester, East of England
- Age
- 16 yrs · since 2009
- Type
- Private Limited Company
Part of a group. The filing indicates this company sits within a group structure, so its results may depend on intra-group trading and it may be hard to replicate independently.
Key figures
Badges are automated estimates derived from the filed figures — not statements of fact about the company.
Financial history
| Year to | 30 Nov 2022 | 30 Nov 2023 | 30 Nov 2024 | 30 Jun 2025 |
|---|---|---|---|---|
| Disclosure | No P&L | No P&L | Full P&L | Full P&L |
| Profit & loss | ||||
| Revenue (turnover) | — | — | £504k | £310k |
| Cost of sales | — | — | £63.2k | £31.9k |
| Gross profit | — | — | £440k | £278k |
| Operating profit | — | — | £255k | £170k |
| Profit before tax | — | — | £258k | £171k |
| Profit after tax | — | — | £193k | £128k |
| Profit (best available) | — | — | £193k | £128k |
| Employees (average) | 3 | 4 | 4 | 3 |
| Ratios | ||||
| Profit margin | — | — | 38.4% | 41.4% |
| Gross margin | — | — | 87.5% | 89.7% |
| Revenue per employee | — | — | £126k | £103k |
| Profit per employee | — | — | £48.3k | £42.7k |
| Growth (year on year) | ||||
| Headcount growth | — | ▲33.3% | 0% | — |
| Balance sheet — indirect signals, not revenue | ||||
| Cash at bank | £157k | £175k | £216k | £164k |
| Net assets | £79.9k | £98.6k | £127k | £44.9k |
| Fixed assets | £13.6k | £12k | £9.6k | £7.7k |
| Source | Accounts · bulk data Jan 2024 | Accounts · bulk data Jan 2024 | FullAccounts · bulk data Jan 2025 | FullAccounts · bulk data Sep 2025 |
How the business works
- Profit margin
- 41.4%
- Profit ÷ revenue.
- Gross margin
- 89.7%
- Gross profit ÷ revenue. High for software and services.
- Revenue per employee
- £103k
- Revenue ÷ average employees.
- Profit per employee
- £42.7k
- Profit ÷ average employees.
- Cash conversion
- —
- Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
- Fixed assets ÷ revenue
- 2.5%
- Capital intensity. Low = capital-light, cheaper to start.
- Deferred income ÷ revenue
- —
- Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
- Debtors ÷ revenue
- —
- Money owed by customers. Low = customers pay quickly.
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- —
- Now £44.9k
- Cash at bank
- —
- Now £164k
- Headcount
- —
- Now 3
- Deferred income
- —
- Now —
- Fixed assets
- —
- Now £7.7k
Group structure
Ownership chain
- Amber River Group Limitedultimate parent75–100%
- Emery (Ifa) Limited75–100%
- J M Wakeling Independent Financial Advisers Limitedthis company
Bands show the share of ownership each company holds in the one below it.
Sister companies (3)
- Orwell Securities (Ipswich) LimitedFigures not disclosed
- Scrutton Bland Financial Services LimitedFigures not disclosed
- The Broughton Wilkins Partnership LtdFigures not disclosed
From the Persons with Significant Control register (corporate controllers only).
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Sources
Latest figures from FullAccounts for the year to 30 Jun 2025 (profit £128k), from the Companies House accounts bulk data published Sep 2025. Spotted an error? Request a correction.
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.