How much does Heritage Life Limited make?

Heritage Life Limited reported revenue of £221k and £92.5k profit in the year to 31 Dec 2025, according to its accounts filed at Companies House.

How many employees does Heritage Life Limited have?

Heritage Life Limited reported an average of 2 employees in the year to 31 Dec 2025.

Is Heritage Life Limited profitable?

Yes — Heritage Life Limited reported a profit of £92.5k in the year to 31 Dec 2025.

Company No. 10529796 · Incorporated 16 Dec 2016

Heritage Life Limited

Registered name: HERITAGE LIFE LIMITED

Heritage Life Limited made £221k revenue and £92.5k profit in the year to 31 Dec 2025.

Heritage Life Limited’s revenue grew 12% to £221k in the year to 31 Dec 2025, with £92.5k profit and 2 employees. The company is classified under “activities of insurance agents and brokers” and is based in Waterlooville; we hold 4 years of its filed accounts.

Full P&L filedSection K · Financial and insurance activitiesSIC 66220Activities of insurance agents and brokers

Status: Active
Location: Waterlooville, South East
Age: 9 yrs · since 2016
Type: Private Limited Company

Latest accounts · year to 31 Dec 2025

Key figures

IndependentSmall teamCapital-lightOperating leverage

Revenue

£221k

Growth ▲12.5%

Profit

£92.5k

Growth ▲15.4%

Profit margin

41.8%

Gross 80.8%

Employees

Change 0%

Profit / employee

£46.2k

Revenue/employee £111k

Profitable streak

2yrs

Consecutive profitable years in our data

Badges are automated estimates derived from the filed figures — not statements of fact about the company.

4 filed years

Financial history

Multi-year financials, oldest to newest
Year to	31 Dec 2022	31 Dec 2023	31 Dec 2024	31 Dec 2025
Disclosure	No P&L	No P&L	Full P&L	Full P&L
Profit & loss
Revenue (turnover)	—	—	£197k	£221k
Cost of sales	—	—	£33.6k	£42.6k
Gross profit	—	—	£163k	£179k
Profit before tax	—	—	£104k	£121k
Profit after tax	—	—	£80.1k	£92.5k
Profit (best available)	—	—	£80.1k	£92.5k
Employees (average)	0	2	2	2
Ratios
Profit margin	—	—	40.7%	41.8%
Gross margin	—	—	82.9%	80.8%
Revenue per employee	—	—	£98.4k	£111k
Profit per employee	—	—	£40.1k	£46.2k
Growth (year on year)
Revenue growth	—	—	—	▲12.5%
Profit growth	—	—	—	▲15.4%
Headcount growth	—	—	0%	0%
Balance sheet — indirect signals, not revenue
Cash at bank	£32k	£44.9k	£35.5k	£35.8k
Net assets	£4k	£495	−£3.4k	−£6.9k
Fixed assets	£1.2k	£0	£0	£405
Current assets	£252k	£277k	£229k	£357k
Debtors	£220k	£232k	£193k	£322k
Source	FullAccounts · bulk data Sep 2024	FullAccounts · bulk data Sep 2024	FullAccounts · bulk data Sep 2025	FullAccounts · bulk data Sep 2026

Derived from the latest filing

How the business works

Profit margin: 41.8%; Profit ÷ revenue.
Gross margin: 80.8%; Gross profit ÷ revenue. High for software and services.
Revenue per employee: £111k; Revenue ÷ average employees.
Profit per employee: £46.2k; Profit ÷ average employees.
Cash conversion: —; Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
Fixed assets ÷ revenue: 0.2%; Capital intensity. Low = capital-light, cheaper to start.
Deferred income ÷ revenue: —; Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
Debtors ÷ revenue: 145.3%; Money owed by customers. Low = customers pay quickly.

Indirect — not revenue

Balance-sheet signals

Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.

Net assets: —; Now −£6.9k
Cash at bank: ▲1%; Now £35.8k
Headcount: 0%; Now 2
Deferred income: —; Now —
Fixed assets: —; Now £405

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Sources

Companies House profile Filing history & original accounts

Latest figures from FullAccounts for the year to 31 Dec 2025 (profit £92.5k), from the Companies House accounts bulk data published Sep 2026. Spotted an error? Request a correction.

Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.