Moneyhub Financial Technology Ltd
Registered name: MONEYHUB FINANCIAL TECHNOLOGY LTD
Part of Moneyhub Holdings Ltd groupMoneyhub Financial Technology Ltd made £5.5m revenue and a £12.8m loss in the year to 28 Feb 2025.
Moneyhub Financial Technology Ltd’s revenue grew 24% to £5.5m in the year to 28 Feb 2025, with a loss of £12.8m and 112 employees. The company is classified under “other business support service activities” and is based in Bristol; we hold 2 years of its filed accounts.
- Status
- Active
- Location
- Bristol, South West
- Age
- 17 yrs · since 2009
- Type
- Private Limited Company
Part of a group. The filing indicates this company sits within a group structure, so its results may depend on intra-group trading and it may be hard to replicate independently.
Key figures
Badges are automated estimates derived from the filed figures — not statements of fact about the company.
Financial history
| Year to | 29 Feb 2024 | 28 Feb 2025 |
|---|---|---|
| Disclosure | Full P&L | Full P&L |
| Profit & loss | ||
| Revenue (turnover) | £4.4m | £5.5m |
| Cost of sales | £263k | £271k |
| Gross profit | £4.2m | £5.2m |
| Operating profit | −£11.9m | −£12m |
| Profit before tax | −£11.7m | −£13.3m |
| Profit after tax | −£10.7m | −£12.8m |
| Profit (best available) | −£10.7m | −£12.8m |
| Staff costs | £10.4m | £11.4m |
| Employees (average) | 112 | 112 |
| Ratios | ||
| Profit margin | −241% | −232.5% |
| Gross margin | 94.1% | 95.1% |
| Revenue per employee | £39.7k | £49.1k |
| Profit per employee | −£95.7k | −£114k |
| Growth (year on year) | ||
| Revenue growth | — | ▲23.7% |
| Headcount growth | — | 0% |
| Balance sheet — indirect signals, not revenue | ||
| Cash at bank | £5.3m | £9.2m |
| Net assets | £7.1m | £10.6m |
| Fixed assets | £764k | £780k |
| Current assets | £8.6m | £12.5m |
| Debtors | £733k | £1.1m |
| Deferred income | £843k | £1.3m |
| Source | FullAccounts · bulk data Nov 2025 | FullAccounts · bulk data Nov 2025 |
How the business works
- Profit margin
- −232.5%
- Profit ÷ revenue.
- Gross margin
- 95.1%
- Gross profit ÷ revenue. High for software and services.
- Revenue per employee
- £49.1k
- Revenue ÷ average employees.
- Profit per employee
- −£114k
- Profit ÷ average employees.
- Cash conversion
- —
- Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
- Fixed assets ÷ revenue
- 14.2%
- Capital intensity. Low = capital-light, cheaper to start.
- Deferred income ÷ revenue
- 23.5%
- Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
- Debtors ÷ revenue
- 19.8%
- Money owed by customers. Low = customers pay quickly.
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- ▲51%
- Now £10.6m
- Cash at bank
- ▲73%
- Now £9.2m
- Headcount
- 0%
- Now 112
- Deferred income
- ▲54%
- Now £1.3m
- Fixed assets
- ▲2%
- Now £780k
Deferred income is reported together with accruals in this filing (“accruals and deferred income”), so it is an approximate signal only.
Group structure
Ownership chain
- Moneyhub Holdings Ltdultimate parent75–100%
- Moneyhub Financial Technology Ltdthis company
Bands show the share of ownership each company holds in the one below it.
Subsidiaries (1)
- Your Wealth LimitedFigures not disclosed
From the Persons with Significant Control register (corporate controllers only).
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Sources
Latest figures from FullAccounts for the year to 28 Feb 2025 (profit −£12.8m), from the Companies House accounts bulk data published Nov 2025. Spotted an error? Request a correction.
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.