Professional Financial Centre (Thames Valley) Ltd
Registered name: PROFESSIONAL FINANCIAL CENTRE (THAMES VALLEY) LTD
Part of Vz Holding Ag groupProfessional Financial Centre (Thames Valley) Ltd does not publish its revenue or profit. Its accounts to 30 Nov 2024 show net assets of £179k and 2 employees.
Professional Financial Centre (Thames Valley) Ltd did not publish its revenue or profit — small companies aren’t required to file a profit & loss account. Its accounts for the year to 30 Nov 2024 showed net assets of £179k and 2 employees. The company is classified under “activities auxiliary to financial intermediation” and is based in ST. Albans; we hold 3 years of its filed accounts.
- Status
- Active
- Location
- ST. Albans, East of England
- Age
- 25 yrs · since 2001
- Type
- Private Limited Company
Pass-through vehicle. This looks like a holding, staffing or umbrella company. Its revenue and profit may largely pass through to or from other entities, so the figures may not reflect a standalone operating business. It is excluded from our opportunity lists.
Part of a group. The filing indicates this company sits within a group structure, so its results may depend on intra-group trading and it may be hard to replicate independently.
Key figures
Revenue not disclosed
Professional Financial Centre (Thames Valley) Ltd’s accounts for the year to 30 Nov 2024 contain a balance sheet but no profit & loss account, so its revenue and profit are not public. UK small and micro-entity companies are not required to publish a P&L — this is normal and says nothing about how the business is performing.
We never estimate revenue. Below you’ll find the balance-sheet figures that were filed — useful as indirect signals of momentum, but they are not revenue or profit.
- Employees
- 2
- Net assets
- £179k
Badges are automated estimates derived from the filed figures — not statements of fact about the company.
Financial history
| Year to | 30 Nov 2022 | 30 Nov 2023 | 30 Nov 2024 |
|---|---|---|---|
| Disclosure | No P&L | No P&L | No P&L |
| Profit & loss | |||
| Revenue (turnover) | — | — | — |
| Profit (best available) | — | — | — |
| Employees (average) | 3 | 3 | 2 |
| Ratios | |||
| Profit margin | — | — | — |
| Growth (year on year) | |||
| Headcount growth | — | 0% | ▼33.3% |
| Balance sheet — indirect signals, not revenue | |||
| Net assets | £178k | £171k | £179k |
| Fixed assets | £12.7k | £11.2k | £1.2k |
| Current assets | £205k | £193k | £218k |
| Deferred income | — | £796 | £1.8k |
| Source | FullAccounts · bulk data Mar 2024 | FullAccounts · bulk data Mar 2024 | FilletedAccounts · bulk data Jan 2025 |
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- ▲5%
- Now £179k
- Cash at bank
- —
- Now —
- Headcount
- ▼33%
- Now 2
- Deferred income
- ▲126%
- Now £1.8k
- Fixed assets
- ▼89%
- Now £1.2k
Deferred income is reported together with accruals in this filing (“accruals and deferred income”), so it is an approximate signal only.
Group structure
Ownership chain
- Vz Holding Ag (registered outside the UK register)ultimate parent75–100%
- Lumin Group Limited75–100%
- Professional Financial Centre (Thames Valley) Ltdthis company
Bands show the share of ownership each company holds in the one below it.
Sister companies (11)
- Lumin Wealth LimitedRev. £8.4m · Profit £670k
- Lumin Wealth Management LimitedRev. £1.2m · Profit −£13.8k
- Davidson Deem LimitedFigures not disclosed
- Gresham TT LimitedFigures not disclosed
- Lumin Advisory LimitedFigures not disclosed
- Lumin Asset Management LimitedFigures not disclosed
- Lumin Business Services LimitedFigures not disclosed
- Lumin Consulting Services LimitedFigures not disclosed
- Lumin DFM LimitedFigures not disclosed
- Lumin Financial Services LimitedFigures not disclosed
- Lumin Portfolio Management LimitedFigures not disclosed
From the Persons with Significant Control register (corporate controllers only).
Sources
Latest figures from FilletedAccounts for the year to 30 Nov 2024, from the Companies House accounts bulk data published Jan 2025. Spotted an error? Request a correction.
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.