M&F Funeral Services Limited
Registered name: M&F FUNERAL SERVICES LIMITED
Part of M & F (Scotland) Limited groupM&F Funeral Services Limited made £1.1m revenue and £68.3k profit in the year to 25 Sep 2025. read from filing text
M&F Funeral Services Limited’s revenue fell 14% to £1.1m in the year to 25 Sep 2025, with £68.3k profit and 11 employees. The company is classified under “other retail sale not in stores, stalls or markets” and is based in Musselburgh; we hold 4 years of its filed accounts.
- Status
- Active
- Location
- Musselburgh, Scotland
- Age
- 17 yrs · since 2009
- Type
- Private Limited Company
Pass-through vehicle. This looks like a holding, staffing or umbrella company. Its revenue and profit may largely pass through to or from other entities, so the figures may not reflect a standalone operating business. It is excluded from our opportunity lists.
Part of a group. The filing indicates this company sits within a group structure, so its results may depend on intra-group trading and it may be hard to replicate independently. From the filing: “The parent company of M & F Funeral Services Limited is M & F (Scotland) Limited and its registered office is is Babs Court, 4 Shorthope Street, Musselburgh, East Lothian, EH21 7DB.”
Key figures
Badges are automated estimates derived from the filed figures — not statements of fact about the company.
Financial history
| Year to | 25 Sep 2022 | 25 Sep 2023 | 25 Sep 2024 | 25 Sep 2025 |
|---|---|---|---|---|
| Disclosure | Full P&Lread from filing text | Full P&Lread from filing text | Full P&Lread from filing text | Full P&Lread from filing text |
| Profit & loss | ||||
| Revenue (turnover) | £1.1m | £1.1m | £1.2m | £1.1m |
| Cost of sales | £505k | £429k | £462k | £417k |
| Gross profit | £622k | £677k | £774k | £641k |
| Operating profit | £187k | £287k | £227k | £97.9k |
| Profit before tax | £187k | £285k | £222k | £91k |
| Profit after tax | £150k | £237k | £168k | £68.3k |
| Profit (best available) | £150k | £237k | £168k | £68.3k |
| Staff costs | £251k | £236k | £293k | £282k |
| Employees (average) | 12 | 14 | 14 | 11 |
| Ratios | ||||
| Profit margin | 13.3% | 21.4% | 13.6% | 6.5% |
| Gross margin | 55.2% | 61.2% | 62.6% | 60.6% |
| Revenue per employee | £93.9k | £79k | £88.3k | £96.2k |
| Profit per employee | £12.5k | £16.9k | £12k | £6.2k |
| Cash conversion | −256.9% | −23.1% | −123.9% | −173.2% |
| Growth (year on year) | ||||
| Revenue growth | — | ▼1.9% | ▲11.9% | ▼14.4% |
| Profit growth | — | ▲58.6% | ▼29.2% | ▼59.3% |
| Headcount growth | — | ▲16.7% | 0% | ▼21.4% |
| Balance sheet — indirect signals, not revenue | ||||
| Cash at bank | £350k | £107k | £181k | £70.7k |
| Net assets | £108k | £245k | £313k | £251k |
| Fixed assets | £141k | £497k | £443k | £384k |
| Current assets | £417k | £152k | £249k | £139k |
| Debtors | £17k | £14k | £13k | £20.6k |
| Deferred income | £29.6k | £62.1k | £83.7k | £57.3k |
| Cash from operations | −£480k | −£66.5k | −£282k | −£170k |
| Source | FullAccounts · bulk data Mar 2024 | FullAccounts · bulk data Mar 2024 | FullAccounts · bulk data Mar 2025 | FullAccounts · bulk data Jun 2026 |
How the business works
- Profit margin
- 6.5%
- Profit ÷ revenue.
- Gross margin
- 60.6%
- Gross profit ÷ revenue. High for software and services.
- Revenue per employee
- £96.2k
- Revenue ÷ average employees.
- Profit per employee
- £6.2k
- Profit ÷ average employees.
- Cash conversion
- −173.2%
- Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
- Fixed assets ÷ revenue
- 36.3%
- Capital intensity. Low = capital-light, cheaper to start.
- Deferred income ÷ revenue
- 5.4%
- Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
- Debtors ÷ revenue
- 1.9%
- Money owed by customers. Low = customers pay quickly.
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- ▼20%
- Now £251k
- Cash at bank
- ▼61%
- Now £70.7k
- Headcount
- ▼21%
- Now 11
- Deferred income
- ▼32%
- Now £57.3k
- Fixed assets
- ▼13%
- Now £384k
Deferred income is reported together with accruals in this filing (“accruals and deferred income”), so it is an approximate signal only.
Group structure
Ownership chain
- M & F (Scotland) Limitedultimate parent75–100%
- M&F Funeral Services Limitedthis company
Bands show the share of ownership each company holds in the one below it.
From the Persons with Significant Control register (corporate controllers only).
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Sources
Latest figures from FullAccounts for the year to 25 Sep 2025 (profit £68.3k), from the Companies House accounts bulk data published Jun 2026. Spotted an error? Request a correction.
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.