Bpo Collections Limited
Registered name: BPO COLLECTIONS LIMITED
Part of Everyday People Revenue Cycle Management groupBpo Collections Limited made £10.5m revenue and £1.3m profit in the year to 31 Dec 2025. read from filing text
Bpo Collections Limited’s revenue fell 1% to £10.5m in the year to 31 Dec 2025, with £1.3m profit and 122 employees. The company is classified under “other professional, scientific and technical activities” and is based in Ardrossan; we hold 4 years of its filed accounts.
- Status
- Active
- Location
- Ardrossan, Scotland
- Age
- 20 yrs · since 2006
- Type
- Private Limited Company
Part of a group. The filing indicates this company sits within a group structure, so its results may depend on intra-group trading and it may be hard to replicate independently. From the filing: “BPO Collections Limited and its wholly owned subsidiaries; EPFS and CCS comprise the UK group. The UK group is the smallest group in which BPO Collections Limited is a member.”
Key figures
Badges are automated estimates derived from the filed figures — not statements of fact about the company.
Financial history
| Year to | 31 Dec 2022 | 31 Dec 2023 | 31 Dec 2024 | 31 Dec 2025 |
|---|---|---|---|---|
| Disclosure | Full P&L | Full P&L | Full P&Lread from filing text | Full P&Lread from filing text |
| Profit & loss | ||||
| Revenue (turnover) | £10.8m | £10m | £10.7m | £10.5m |
| Cost of sales | £3.4m | £3.2m | £3.5m | £3.5m |
| Gross profit | £7.4m | £6.9m | £7.2m | £7m |
| Operating profit | £265k | £1.6m | £1.3m | £1.5m |
| Profit before tax | — | — | £1.2m | £1.3m |
| Profit after tax | £107k | £1.7m | — | — |
| Profit (best available) | £107k | £1.7m | £1.2m | £1.3m |
| Staff costs | £4.1m | £3.8m | £4.4m | £4.3m |
| Employees (average) | 108 | 122 | 136 | 122 |
| Ratios | ||||
| Profit margin | 1% | 17.2% | 11.2% | 12.3% |
| Gross margin | 68.4% | 68.4% | 67.3% | 66.6% |
| Revenue per employee | £99.6k | £82.2k | £78.5k | £86.3k |
| Profit per employee | £988 | £14.1k | £8.8k | £10.6k |
| Cash conversion | −815.7% | −14.3% | — | — |
| Growth (year on year) | ||||
| Revenue growth | — | — | ▲6.4% | ▼1.3% |
| Profit growth | — | — | ▼30.9% | ▲8.7% |
| Headcount growth | — | — | ▲11.5% | ▼10.3% |
| Balance sheet — indirect signals, not revenue | ||||
| Cash at bank | £5.2m | £5.1m | £4.2m | £3.6m |
| Net assets | £1.7m | £3.5m | £4.4m | £5.4m |
| Current assets | £7.1m | £9.3m | — | — |
| Debtors | £915k | £1.2m | — | — |
| Cash from operations | −£2.2m | −£235k | — | — |
| Source | FullAccounts · bulk data Oct 2024 | FullAccounts · bulk data Oct 2024 | FullAccounts · bulk data Sep 2026 | FullAccounts · bulk data Sep 2026 |
How the business works
- Profit margin
- 12.3%
- Profit ÷ revenue.
- Gross margin
- 66.6%
- Gross profit ÷ revenue. High for software and services.
- Revenue per employee
- £86.3k
- Revenue ÷ average employees.
- Profit per employee
- £10.6k
- Profit ÷ average employees.
- Cash conversion
- —
- Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
- Fixed assets ÷ revenue
- —
- Capital intensity. Low = capital-light, cheaper to start.
- Deferred income ÷ revenue
- —
- Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
- Debtors ÷ revenue
- —
- Money owed by customers. Low = customers pay quickly.
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- ▲23%
- Now £5.4m
- Cash at bank
- ▼13%
- Now £3.6m
- Headcount
- ▼10%
- Now 122
- Deferred income
- —
- Now —
- Fixed assets
- —
- Now —
Group structure
Ownership chain
- Everyday People Revenue Cycle Management (registered outside the UK register)ultimate parent75–100%
- Bpo Collections Limitedthis company
Bands show the share of ownership each company holds in the one below it.
Subsidiaries (5)
- Everyday People Financial Solutions LimitedRev. £8.5m · Profit −£218k
- Act Credit Management LimitedFigures not disclosed
- Bpo Respect LtdFigures not disclosed
- CCS Group Holdings LimitedFigures not disclosed
- Commercial Collection Services LimitedFigures not disclosed
From the Persons with Significant Control register (corporate controllers only).
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Sources
Latest figures from FullAccounts for the year to 31 Dec 2025 (profit £1.3m), from the Companies House accounts bulk data published Sep 2026. Spotted an error? Request a correction.
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.