Everyday People Financial Solutions Limited
Registered name: EVERYDAY PEOPLE FINANCIAL SOLUTIONS LIMITED
Part of Everyday People Revenue Cycle Management groupEveryday People Financial Solutions Limited made £8.5m revenue and a £218k loss in the year to 31 Dec 2025. read from filing text
Everyday People Financial Solutions Limited’s revenue grew 55% to £8.5m in the year to 31 Dec 2025, with a loss of £218k and 210 employees. The company is classified under “other business support service activities” and is based in Glasgow; we hold 4 years of its filed accounts.
- Status
- Active
- Location
- Glasgow, Scotland
- Age
- 25 yrs · since 2001
- Type
- Private Limited Company
Part of a group. The filing indicates this company sits within a group structure, so its results may depend on intra-group trading and it may be hard to replicate independently.
Key figures
Badges are automated estimates derived from the filed figures — not statements of fact about the company.
Financial history
| Year to | 31 Dec 2022 | 31 Dec 2023 | 31 Dec 2024 | 31 Dec 2025 |
|---|---|---|---|---|
| Disclosure | Full P&L | Full P&L | Full P&Lread from filing text | Full P&Lread from filing text |
| Profit & loss | ||||
| Revenue (turnover) | £24.7m | £8.6m | £5.5m | £8.5m |
| Cost of sales | £2.5m | £959k | £1m | £962k |
| Gross profit | £22.2m | £7.7m | £4.4m | £7.5m |
| Operating profit | −£2.2m | −£9.9m | −£719k | −£139k |
| Profit before tax | −£2.4m | −£10.2m | −£712k | −£161k |
| Profit after tax | −£2m | −£10.2m | −£712k | −£218k |
| Profit (best available) | −£2m | −£10.2m | −£712k | −£218k |
| Staff costs | £15m | £10.8m | £4.6m | £6.2m |
| Employees (average) | 455 | 291 | 158 | 210 |
| Ratios | ||||
| Profit margin | −8.1% | −118.1% | −13% | −2.6% |
| Gross margin | 89.8% | 88.9% | 80.9% | 88.7% |
| Revenue per employee | £54.4k | £29.7k | £34.7k | £40.4k |
| Profit per employee | −£4.4k | −£35.1k | −£4.5k | −£1k |
| Growth (year on year) | ||||
| Revenue growth | — | ▼65.1% | ▼36.5% | ▲54.7% |
| Headcount growth | — | ▼36% | ▼45.7% | ▲32.9% |
| Balance sheet — indirect signals, not revenue | ||||
| Cash at bank | £1.9m | £2m | £634k | £440k |
| Net assets | −£171k | £2.6m | £1.9m | £1.7m |
| Fixed assets | £557k | £447k | £256k | £264k |
| Current assets | £9.4m | £4.8m | £2.7m | £4.1m |
| Debtors | £4.9m | £1.2m | £610k | £1.8m |
| Deferred income | — | — | £207k | £120k |
| Cash from operations | £2.9m | £5.9m | — | — |
| Source | FullAccounts · bulk data Oct 2024 | FullAccounts · bulk data Oct 2024 | FullAccounts · bulk data Sep 2026 | FullAccounts · bulk data Sep 2026 |
How the business works
- Profit margin
- −2.6%
- Profit ÷ revenue.
- Gross margin
- 88.7%
- Gross profit ÷ revenue. High for software and services.
- Revenue per employee
- £40.4k
- Revenue ÷ average employees.
- Profit per employee
- −£1k
- Profit ÷ average employees.
- Cash conversion
- —
- Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
- Fixed assets ÷ revenue
- 3.1%
- Capital intensity. Low = capital-light, cheaper to start.
- Deferred income ÷ revenue
- 1.4%
- Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
- Debtors ÷ revenue
- 20.8%
- Money owed by customers. Low = customers pay quickly.
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- ▼12%
- Now £1.7m
- Cash at bank
- ▼31%
- Now £440k
- Headcount
- ▲33%
- Now 210
- Deferred income
- ▼42%
- Now £120k
- Fixed assets
- ▲3%
- Now £264k
Deferred income is reported together with accruals in this filing (“accruals and deferred income”), so it is an approximate signal only.
Group structure
Ownership chain
- Everyday People Revenue Cycle Management (registered outside the UK register)ultimate parent75–100%
- Bpo Collections Limited75–100%
- Everyday People Financial Solutions Limitedthis company
Bands show the share of ownership each company holds in the one below it.
Sister companies (4)
- Act Credit Management LimitedFigures not disclosed
- Bpo Respect LtdFigures not disclosed
- CCS Group Holdings LimitedFigures not disclosed
- Commercial Collection Services LimitedFigures not disclosed
From the Persons with Significant Control register (corporate controllers only).
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Sources
Latest figures from FullAccounts for the year to 31 Dec 2025 (profit −£218k), from the Companies House accounts bulk data published Sep 2026. Spotted an error? Request a correction.
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.