How much does Acumen Financial Planning Limited make?

Acumen Financial Planning Limited reported revenue of £8.5m and £1.1m profit in the year to 31 Oct 2025, according to its accounts filed at Companies House.

How many employees does Acumen Financial Planning Limited have?

Acumen Financial Planning Limited reported an average of 81 employees in the year to 31 Oct 2025.

Is Acumen Financial Planning Limited profitable?

Yes — Acumen Financial Planning Limited reported a profit of £1.1m in the year to 31 Oct 2025.

Company No. SC215343 · Incorporated 2 Feb 2001

Acumen Financial Planning Limited

Registered name: ACUMEN FINANCIAL PLANNING LIMITED

Part of D Ness Limited group

Acumen Financial Planning Limited made £8.5m revenue and £1.1m profit in the year to 31 Oct 2025.

Acumen Financial Planning Limited’s revenue grew 7% to £8.5m in the year to 31 Oct 2025, with £1.1m profit and 81 employees. The company is classified under “other business support service activities” and is based in Westhill; we hold 4 years of its filed accounts.

Full P&L filedSection N · Administrative and support servicesSIC 82990Other business support service activities n.e.c.

Status: Active
Location: Westhill, Scotland
Age: 25 yrs · since 2001
Type: Private Limited Company

Part of a group. The filing indicates this company sits within a group structure, so its results may depend on intra-group trading and it may be hard to replicate independently.

Latest accounts · year to 31 Oct 2025

Key figures

Capital-lightOperating leverage

Revenue

£8.5m

Growth ▲6.7%

Profit

£1.1m

Growth ▲17.9%

Profit margin

12.8%

Gross 70.2%

Employees

Change ▲2.5%

Profit / employee

£13.5k

Revenue/employee £105k

Profitable streak

4yrs

Consecutive profitable years in our data

Badges are automated estimates derived from the filed figures — not statements of fact about the company.

4 filed years

Financial history

Multi-year financials, oldest to newest
Year to	31 Oct 2022	31 Oct 2023	31 Oct 2024	31 Oct 2025
Disclosure	Full P&L	Full P&L	Full P&L	Full P&L
Profit & loss
Revenue (turnover)	£6.8m	£6.5m	£8m	£8.5m
Cost of sales	£2.3m	£2.6m	£2.7m	£2.5m
Gross profit	£4.5m	£3.9m	£5.3m	£6m
Operating profit	£1.2m	£383k	£1.2m	£1.4m
Profit before tax	£1.2m	£376k	£1.2m	£1.5m
Profit after tax	£988k	£294k	£929k	£1.1m
Profit (best available)	£988k	£294k	£929k	£1.1m
Staff costs	£3.6m	£4m	£4.7m	£4.9m
Employees (average)	67	69	79	81
Ratios
Profit margin	14.6%	4.5%	11.6%	12.8%
Gross margin	66.7%	60%	66%	70.2%
Revenue per employee	£101k	£94.5k	£101k	£105k
Profit per employee	£14.7k	£4.3k	£11.8k	£13.5k
Growth (year on year)
Revenue growth	—	▼3.8%	▲22.7%	▲6.7%
Profit growth	—	▼70.2%	▲216%	▲17.9%
Headcount growth	—	▲3%	▲14.5%	▲2.5%
Balance sheet — indirect signals, not revenue
Cash at bank	£453k	£237k	£351k	£347k
Net assets	£1.3m	£1m	£1.1m	£1.1m
Fixed assets	£392k	£362k	£252k	£158k
Current assets	£1.7m	£1.3m	£1.7m	£1.9m
Debtors	£4k	£0	£1.1m	£1.3m
Source	FullAccounts · bulk data Jul 2024	FullAccounts · bulk data Jul 2024	FullAccounts · bulk data Jul 2025	FullAccounts · bulk data Jul 2026

Derived from the latest filing

How the business works

Profit margin: 12.8%; Profit ÷ revenue.
Gross margin: 70.2%; Gross profit ÷ revenue. High for software and services.
Revenue per employee: £105k; Revenue ÷ average employees.
Profit per employee: £13.5k; Profit ÷ average employees.
Cash conversion: —; Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
Fixed assets ÷ revenue: 1.8%; Capital intensity. Low = capital-light, cheaper to start.
Deferred income ÷ revenue: —; Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
Debtors ÷ revenue: 15.5%; Money owed by customers. Low = customers pay quickly.

Indirect — not revenue

Balance-sheet signals

Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.

Net assets: ▲9%; Now £1.1m
Cash at bank: ▼1%; Now £347k
Headcount: ▲3%; Now 81
Deferred income: —; Now —
Fixed assets: ▼37%; Now £158k

Corporate ownership

Group structure

Ownership chain

D Ness Limitedultimate parent75–100%
Acumen Holdings (Aberdeen) Limited75–100%
The Financial Planning Group Limited75–100%
Acumen Financial Planning Limitedthis company

Bands show the share of ownership each company holds in the one below it.

Sister companies (6)

Acumen Employee Benefits LimitedFigures not disclosed
Enrich Financial Planning LimitedFigures not disclosed
Forty Two Financial Planning LimitedFigures not disclosed
Loch Fyne Financial Management LimitedFigures not disclosed
Medical and Dental Financial Planners Ltd.Figures not disclosed
Springgen Advice LtdFigures not disclosed

From the Persons with Significant Control register (corporate controllers only).

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Sources

Companies House profile Filing history & original accounts

Latest figures from FullAccounts for the year to 31 Oct 2025 (profit £1.1m), from the Companies House accounts bulk data published Jul 2026. Spotted an error? Request a correction.

Updated from Companies House on 15 Oct 2026

Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.