Sis (Community Finance) Limited
Registered name: SIS (COMMUNITY FINANCE) LIMITED
Part of Social Investment Scotland groupSis (Community Finance) Limited made £327k revenue and £94.5k profit in the year to 31 Mar 2025.
Sis (Community Finance) Limited’s revenue grew 33% to £327k in the year to 31 Mar 2025, with £94.5k profit. The company is classified under “credit granting by non-deposit taking finance houses and other specialist consumer credit grantors” and is based in Edinburgh; we hold 3 years of its filed accounts.
- Status
- Active
- Location
- Edinburgh, Scotland
- Age
- 25 yrs · since 2001
- Type
- Private Limited Company
Pass-through vehicle. This looks like a holding, staffing or umbrella company. Its revenue and profit may largely pass through to or from other entities, so the figures may not reflect a standalone operating business. It is excluded from our opportunity lists.
Part of a group. The filing indicates this company sits within a group structure, so its results may depend on intra-group trading and it may be hard to replicate independently.
Key figures
Badges are automated estimates derived from the filed figures — not statements of fact about the company.
Financial history
| Year to | 31 Mar 2023 | 31 Mar 2024 | 31 Mar 2025 |
|---|---|---|---|
| Disclosure | Full P&Lread from filing text | Full P&Lread from filing text | Full P&L |
| Profit & loss | |||
| Revenue (turnover) | £279k | £245k | £327k |
| Operating profit | £14.6k | £24.1k | £110k |
| Profit before tax | −£17.1k | £0 | £94.5k |
| Profit after tax | −£17.1k | £0 | £94.5k |
| Profit (best available) | −£17.1k | £0 | £94.5k |
| Employees (average) | — | 0 | — |
| Ratios | |||
| Profit margin | −6.1% | 0% | 28.9% |
| Growth (year on year) | |||
| Revenue growth | — | ▼12.3% | ▲33.4% |
| Balance sheet — indirect signals, not revenue | |||
| Cash at bank | £2.4m | £1.9m | — |
| Net assets | £2.3m | £2.3m | — |
| Current assets | £5.1m | £5.1m | — |
| Debtors | £933k | £951k | — |
| Deferred income | £8.2k | £23.5k | — |
| Source | FullAccounts · bulk data Oct 2024 | FullAccounts · bulk data Oct 2024 | Accounts · bulk data Nov 2025 |
How the business works
- Profit margin
- 28.9%
- Profit ÷ revenue.
- Gross margin
- —
- Gross profit ÷ revenue. High for software and services.
- Revenue per employee
- —
- Revenue ÷ average employees.
- Profit per employee
- —
- Profit ÷ average employees.
- Cash conversion
- —
- Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
- Fixed assets ÷ revenue
- —
- Capital intensity. Low = capital-light, cheaper to start.
- Deferred income ÷ revenue
- —
- Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
- Debtors ÷ revenue
- —
- Money owed by customers. Low = customers pay quickly.
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- —
- Now —
- Cash at bank
- —
- Now —
- Headcount
- —
- Now —
- Deferred income
- —
- Now —
- Fixed assets
- —
- Now —
Group structure
Ownership chain
- Social Investment Scotlandultimate parent75–100%
- Sis (Community Finance) Limitedthis company
Bands show the share of ownership each company holds in the one below it.
Sister companies (6)
- Sis Ventures LimitedRev. £166k · Profit £22.1k
- Community Investment Facility 2 LimitedFigures not disclosed
- Community Investment Facility LimitedFigures not disclosed
- Impact Investment Scotland LimitedFigures not disclosed
- Impact Ventures Scotland LimitedFigures not disclosed
- Sis Community Capital LimitedFigures not disclosed
From the Persons with Significant Control register (corporate controllers only).
Sources
Latest figures from accounts for the year to 31 Mar 2025 (profit £94.5k), from the Companies House accounts bulk data published Nov 2025. Spotted an error? Request a correction.
Updated from Companies House on 19 Oct 2026
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.