Credisphere Limited
Registered name: CREDISPHERE LIMITED
Part of Qfin Holdings, Inc. groupCredisphere Limited made £1.8m revenue and a £2.6m loss in the year to 31 Dec 2025.
Credisphere Limited’s revenue was £1.8m in the year to 31 Dec 2025, with a loss of £2.6m and 1 employee. The company is classified under “other professional, scientific and technical activities” and is based in London.
- Status
- Active
- Location
- London, London
- Age
- 1 yr · since 2025
- Type
- Private Limited Company
Part of a group. The filing indicates this company sits within a group structure, so its results may depend on intra-group trading and it may be hard to replicate independently. From the filing: “HK Qirui International Technology Limited”
Key figures
Badges are automated estimates derived from the filed figures — not statements of fact about the company.
Financial history
| Year to | 31 Dec 2025 |
|---|---|
| Disclosure | Full P&L |
| Profit & loss | |
| Revenue (turnover) | £1.8m |
| Cost of sales | £587k |
| Gross profit | £1.2m |
| Operating profit | −£2.6m |
| Profit after tax | −£2.6m |
| Profit (best available) | −£2.6m |
| Employees (average) | 1 |
| Ratios | |
| Profit margin | −147.2% |
| Gross margin | 67.1% |
| Revenue per employee | £1.8m |
| Profit per employee | −£2.6m |
| Balance sheet — indirect signals, not revenue | |
| Cash at bank | £1.6m |
| Net assets | −£2.6m |
| Current assets | £21.9m |
| Debtors | £19.8m |
| Source | FullAccounts · bulk data Sep 2026 |
How the business works
- Profit margin
- −147.2%
- Profit ÷ revenue.
- Gross margin
- 67.1%
- Gross profit ÷ revenue. High for software and services.
- Revenue per employee
- £1.8m
- Revenue ÷ average employees.
- Profit per employee
- −£2.6m
- Profit ÷ average employees.
- Cash conversion
- —
- Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
- Fixed assets ÷ revenue
- —
- Capital intensity. Low = capital-light, cheaper to start.
- Deferred income ÷ revenue
- —
- Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
- Debtors ÷ revenue
- 1110%
- Money owed by customers. Low = customers pay quickly.
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- —
- Now −£2.6m
- Cash at bank
- —
- Now £1.6m
- Headcount
- —
- Now 1
- Deferred income
- —
- Now —
- Fixed assets
- —
- Now —
Group structure
Ownership chain
- Qfin Holdings, Inc. (registered outside the UK register)ultimate parent75–100%
- Credisphere Limitedthis company
Bands show the share of ownership each company holds in the one below it.
From the Persons with Significant Control register (corporate controllers only).
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Sources
Latest figures from FullAccounts for the year to 31 Dec 2025 (profit −£2.6m), from the Companies House accounts bulk data published Sep 2026. Spotted an error? Request a correction.
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.