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Company No. 14514821 · Incorporated 29 Nov 2022

Fintern Finance COZ3 Ltd

Registered name: FINTERN FINANCE COZ3 LTD

Part of CSC Financial Services Holdings Limited group

Fintern Finance COZ3 Ltd made £39.1m revenue and £810 profit in the year to 28 Feb 2025.

Fintern Finance COZ3 Ltd’s revenue was £39.1m in the year to 28 Feb 2025, with £810 profit and 1 employee. The company is classified under “financial intermediation not elsewhere classified” and is based in London; we hold 2 years of its filed accounts.

Full P&L filedSection K · Financial and insurance activitiesSIC 64999Financial intermediation not elsewhere classified
Status
Active
Location
London, London
Age
3 yrs · since 2022
Type
Private Limited Company

Pass-through vehicle. This looks like a holding, staffing or umbrella company. Its revenue and profit may largely pass through to or from other entities, so the figures may not reflect a standalone operating business. It is excluded from our opportunity lists.

Part of a group. The filing indicates this company sits within a group structure, so its results may depend on intra-group trading and it may be hard to replicate independently. From the filing: “Fintern Finance M1 Ltd”

Latest accounts · year to 28 Feb 2025

Key figures

Small teamYoung and profitableCash flow filed
Revenue
£39.1m
Growth —
Profit
£810
Growth —
Profit margin
0%
Gross 37.7%
Employees
1
Change —
Profit / employee
£810
Revenue/employee £39.1m
Profitable streak
2yrs
Consecutive profitable years in our data

Badges are automated estimates derived from the filed figures — not statements of fact about the company.

2 filed years

Financial history

Multi-year financials, oldest to newest
Year to29 Feb 202428 Feb 2025
DisclosureFull P&LFull P&L
Profit & loss
Revenue (turnover)£18.3m£39.1m
Cost of sales£13.2m£24.3m
Gross profit£5.1m£14.7m
Operating profit−£381k−£778k
Profit before tax£1.1k£1k
Profit after tax£835£810
Profit (best available)£835£810
Employees (average)11
Ratios
Profit margin0%0%
Gross margin27.6%37.7%
Revenue per employee£18.3m£39.1m
Profit per employee£835£810
Balance sheet — indirect signals, not revenue
Cash at bank£15.3m£24.4m
Net assets£836£1.6k
Current assets£180m£336m
Debtors£164m£312m
Deferred income£0£13.8k
Cash from operations−£149m−£140m
SourceFullAccounts · bulk data Aug 2024FullAccounts · bulk data Jul 2025
Derived from the latest filing

How the business works

Profit margin
0%
Profit ÷ revenue.
Gross margin
37.7%
Gross profit ÷ revenue. High for software and services.
Revenue per employee
£39.1m
Revenue ÷ average employees.
Profit per employee
£810
Profit ÷ average employees.
Cash conversion
—
Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
Fixed assets ÷ revenue
—
Capital intensity. Low = capital-light, cheaper to start.
Deferred income ÷ revenue
0%
Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
Debtors ÷ revenue
798.8%
Money owed by customers. Low = customers pay quickly.
Indirect — not revenue

Balance-sheet signals

Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.

Net assets
—
Now £1.6k
Cash at bank
—
Now £24.4m
Headcount
—
Now 1
Deferred income
—
Now £13.8k
Fixed assets
—
Now —

Deferred income is reported together with accruals in this filing (“accruals and deferred income”), so it is an approximate signal only.

Corporate ownership

Group structure

Ownership chain

  1. CSC Financial Services Holdings Limitedultimate parent75–100%
  2. CSC Capital Markets Holding Company Limited75–100%
  3. CSC Capital Markets UK Limited75–100%
  4. CSC Corporate Services (UK) Limited75–100%
  5. Fintern Finance COZ3 Ltdthis company

Bands show the share of ownership each company holds in the one below it.

Sister companies (446)

From the Persons with Significant Control register (corporate controllers only).

Sources

Companies House profile Filing history & original accounts

Latest figures from FullAccounts for the year to 28 Feb 2025 (profit £810), from the Companies House accounts bulk data published Jul 2025. Spotted an error? Request a correction.

Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.