How much does Fintern Ltd make?

Fintern Ltd reported revenue of £25.5m and £7.4m profit in the year to 28 Feb 2025, according to its accounts filed at Companies House.

How many employees does Fintern Ltd have?

Fintern Ltd reported an average of 81 employees in the year to 28 Feb 2025.

Is Fintern Ltd profitable?

Yes — Fintern Ltd reported a profit of £7.4m in the year to 28 Feb 2025.

Company No. 12472034 · Incorporated 19 Feb 2020

Fintern Ltd

Registered name: FINTERN LTD

Part of Fintern Holdings Ltd group

Fintern Ltd made £25.5m revenue and £7.4m profit in the year to 28 Feb 2025.

Fintern Ltd’s revenue grew 147% to £25.5m in the year to 28 Feb 2025, with £7.4m profit and 81 employees. The company is classified under “business and domestic software development” and is based in London; we hold 3 years of its filed accounts.

Full P&L filedSection J · Information and communicationSIC 62012Business and domestic software development SIC 64921Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors

Status: Active
Location: London, London
Age: 6 yrs · since 2020
Type: Private Limited Company

Pass-through vehicle. This looks like a holding, staffing or umbrella company. Its revenue and profit may largely pass through to or from other entities, so the figures may not reflect a standalone operating business. It is excluded from our opportunity lists.

Part of a group. The filing indicates this company sits within a group structure, so its results may depend on intra-group trading and it may be hard to replicate independently.

Latest accounts · year to 28 Feb 2025

Key figures

Operating leverage

Revenue

£25.5m

Growth ▲147.2%

Profit

£7.4m

Growth ▲608.6%

Profit margin

28.8%

Gross 64.2%

Employees

Change ▲55.8%

Profit / employee

£90.8k

Revenue/employee £315k

Profitable streak

2yrs

Consecutive profitable years in our data

Badges are automated estimates derived from the filed figures — not statements of fact about the company.

3 filed years

Financial history

Multi-year financials, oldest to newest
Year to	28 Feb 2023	29 Feb 2024	28 Feb 2025
Disclosure	No P&L	Full P&L	Full P&L
Profit & loss
Revenue (turnover)	—	£10.3m	£25.5m
Cost of sales	—	£5.2m	£9.1m
Gross profit	—	£5.1m	£16.4m
Operating profit	—	−£91.1k	£7.1m
Profit before tax	—	£66k	£7.8m
Profit after tax	—	£1m	£7.4m
Profit (best available)	—	£1m	£7.4m
Staff costs	—	£2.2m	£4.4m
Employees (average)	42	52	81
Ratios
Profit margin	—	10.1%	28.8%
Gross margin	—	49.8%	64.2%
Revenue per employee	—	£198k	£315k
Profit per employee	—	£20k	£90.8k
Growth (year on year)
Revenue growth	—	—	▲147.2%
Profit growth	—	—	▲608.6%
Headcount growth	—	▲23.8%	▲55.8%
Balance sheet — indirect signals, not revenue
Cash at bank	£3.2m	£20.1m	£16.7m
Net assets	£1.7m	£2.8m	£10.1m
Fixed assets	£1.4m	£2.9m	£4.8m
Current assets	£8.8m	£31.2m	£58.1m
Debtors	£5.6m	£133k	£82.3k
Deferred income	£98.8k	£168k	£390k
Source	FullAccounts · bulk data Sep 2024	FullAccounts · bulk data Sep 2024	FullAccounts · bulk data Jul 2025

Derived from the latest filing

How the business works

Profit margin: 28.8%; Profit ÷ revenue.
Gross margin: 64.2%; Gross profit ÷ revenue. High for software and services.
Revenue per employee: £315k; Revenue ÷ average employees.
Profit per employee: £90.8k; Profit ÷ average employees.
Cash conversion: —; Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
Fixed assets ÷ revenue: 18.8%; Capital intensity. Low = capital-light, cheaper to start.
Deferred income ÷ revenue: 1.5%; Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
Debtors ÷ revenue: 0.3%; Money owed by customers. Low = customers pay quickly.

Indirect — not revenue

Balance-sheet signals

Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.

Net assets: ▲267%; Now £10.1m
Cash at bank: ▼17%; Now £16.7m
Headcount: ▲56%; Now 81
Deferred income: ▲132%; Now £390k
Fixed assets: ▲64%; Now £4.8m

Deferred income is reported together with accruals in this filing (“accruals and deferred income”), so it is an approximate signal only.

Corporate ownership

Group structure

Ownership chain

Fintern Holdings Ltdultimate parent75–100%
Fintern Finance Holdings Ltd75–100%
Fintern Ltdthis company

Bands show the share of ownership each company holds in the one below it.

Sister companies (2)

Ahauz LimitedFigures not disclosed
Fintern Finance M1 LtdFigures not disclosed

From the Persons with Significant Control register (corporate controllers only).

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Sources

Companies House profile Filing history & original accounts

Latest figures from FullAccounts for the year to 28 Feb 2025 (profit £7.4m), from the Companies House accounts bulk data published Jul 2025. Spotted an error? Request a correction.

Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.