How much does Credit Reporting Agency (Bidco) Limited make?

Credit Reporting Agency (Bidco) Limited reported revenue of £0 and £9.6m profit in the year to 31 Mar 2026, according to its accounts filed at Companies House.

How many employees does Credit Reporting Agency (Bidco) Limited have?

Credit Reporting Agency (Bidco) Limited reported an average of 4 employees in the year to 31 Mar 2026.

Is Credit Reporting Agency (Bidco) Limited profitable?

Yes — Credit Reporting Agency (Bidco) Limited reported a profit of £9.6m in the year to 31 Mar 2026.

Company No. 12417398 · Incorporated 21 Jan 2020

Credit Reporting Agency (Bidco) Limited

Registered name: CREDIT REPORTING AGENCY (BIDCO) LIMITED

Part of Credit Reporting Agency (Holdco) Limited group

Credit Reporting Agency (Bidco) Limited made £0 revenue and £9.6m profit in the year to 31 Mar 2026. read from filing text

Credit Reporting Agency (Bidco) Limited’s revenue was £0 in the year to 31 Mar 2026, with £9.6m profit and 4 employees. The company is classified under “activities of credit bureaus” and is based in Truro; we hold 3 years of its filed accounts.

Full P&L filedSection N · Administrative and support servicesSIC 82912Activities of credit bureaus

Status: Active
Location: Truro, South West
Age: 6 yrs · since 2020
Type: Private Limited Company

Pass-through vehicle. This looks like a holding, staffing or umbrella company. Its revenue and profit may largely pass through to or from other entities, so the figures may not reflect a standalone operating business. It is excluded from our opportunity lists.

Part of a group. The filing indicates this company sits within a group structure, so its results may depend on intra-group trading and it may be hard to replicate independently.

Latest accounts · year to 31 Mar 2026

Key figures

Small team

Revenue

£0

Growth —

Profit

£9.6m

Growth ▲225.6%

Profit margin

—

Employees

Change ▲33.3%

Profit / employee

£2.4m

Revenue/employee £0

Profitable streak

3yrs

Consecutive profitable years in our data

Unusual figures. Profit is higher than revenue in this filing. That usually means investment income, dividends from subsidiaries or one-off gains — or a mis-tagged figure. Check the original filing before drawing conclusions.

Badges are automated estimates derived from the filed figures — not statements of fact about the company.

3 filed years

Financial history

Multi-year financials, oldest to newest
Year to	31 Mar 2024	31 Mar 2025	31 Mar 2026
Disclosure	Full P&Lread from filing text	Full P&Lread from filing text	Full P&Lread from filing text
Profit & loss
Revenue (turnover)	£0	£0	£0
Gross profit	£0	£0	£0
Operating profit	−£8.1k	£0	£0
Profit before tax	£4.2m	£3m	£9.6m
Profit after tax	£4.2m	£3m	£9.6m
Profit (best available)	£4.2m	£3m	£9.6m
Employees (average)	3	3	4
Ratios
Profit margin	—	—	—
Revenue per employee	£0	£0	£0
Profit per employee	£1.4m	£988k	£2.4m
Growth (year on year)
Profit growth	—	▼29%	▲225.6%
Headcount growth	—	0%	▲33.3%
Balance sheet — indirect signals, not revenue
Cash at bank	£347	£91	£866
Net assets	£31.7m	£32m	£32m
Current assets	£347	£398k	£8.4m
Debtors	—	£398k	£8.4m
Source	FullAccounts · bulk data Dec 2025	FullAccounts · bulk data Dec 2025	FullAccounts · bulk data Aug 2026

Derived from the latest filing

How the business works

Profit margin: —; Profit ÷ revenue.
Gross margin: —; Gross profit ÷ revenue. High for software and services.
Revenue per employee: £0; Revenue ÷ average employees.
Profit per employee: £2.4m; Profit ÷ average employees.
Cash conversion: —; Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
Fixed assets ÷ revenue: —; Capital intensity. Low = capital-light, cheaper to start.
Deferred income ÷ revenue: —; Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
Debtors ÷ revenue: —; Money owed by customers. Low = customers pay quickly.

Indirect — not revenue

Balance-sheet signals

Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.

Net assets: 0%; Now £32m
Cash at bank: ▲852%; Now £866
Headcount: ▲33%; Now 4
Deferred income: —; Now —
Fixed assets: —; Now —

Corporate ownership

Group structure

Ownership chain

Credit Reporting Agency (Holdco) Limitedultimate parent75–100%
Credit Reporting Agency (Bidco) Limitedthis company

Bands show the share of ownership each company holds in the one below it.

Subsidiaries (2)

Credit Reporting Agency LimitedRev. £33.8m · Profit £8.7m
Checkmyfile LimitedFigures not disclosed

Sister companies (1)

Credit Reporting Agency (Ebt) LimitedFigures not disclosed

From the Persons with Significant Control register (corporate controllers only).

Same industry, similar size

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Industry benchmarks →

Sources

Companies House profile Filing history & original accounts

Latest figures from FullAccounts for the year to 31 Mar 2026 (profit £9.6m), from the Companies House accounts bulk data published Aug 2026. Spotted an error? Request a correction.

Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.