Funding Options Limited
Registered name: FUNDING OPTIONS LIMITED
Part of Tide Holdings Limited groupFunding Options Limited made £19.5m revenue and £13.3m profit in the year to 31 Dec 2025.
Funding Options Limited’s revenue grew 120% to £19.5m in the year to 31 Dec 2025, with £13.3m profit and 5 employees. The company is classified under “web portals” and is based in London; we hold 4 years of its filed accounts.
- Status
- Active
- Location
- London, London
- Age
- 15 yrs · since 2011
- Type
- Private Limited Company
Pass-through vehicle. This looks like a holding, staffing or umbrella company. Its revenue and profit may largely pass through to or from other entities, so the figures may not reflect a standalone operating business. It is excluded from our opportunity lists.
Part of a group. The filing indicates this company sits within a group structure, so its results may depend on intra-group trading and it may be hard to replicate independently.
Key figures
Badges are automated estimates derived from the filed figures — not statements of fact about the company.
Financial history
| Year to | 31 Dec 2022 | 31 Dec 2023 | 31 Dec 2024 | 31 Dec 2025 |
|---|---|---|---|---|
| Disclosure | No P&L | Full P&L | Full P&L | Full P&L |
| Profit & loss | ||||
| Revenue (turnover) | — | £4.7m | £8.9m | £19.5m |
| Cost of sales | — | £2.3m | £691k | £446k |
| Gross profit | — | £2.4m | £8.2m | £19.1m |
| Operating profit | — | −£1.7m | £5.1m | £14.1m |
| Profit before tax | — | −£2.7m | £4.2m | £13.3m |
| Profit after tax | — | −£2.7m | £4.2m | £13.3m |
| Profit (best available) | — | −£2.7m | £4.2m | £13.3m |
| Employees (average) | 68 | 10 | 4 | 5 |
| Ratios | ||||
| Profit margin | — | −57% | 47.3% | 68% |
| Gross margin | — | 51.8% | 92.2% | 97.7% |
| Revenue per employee | — | £468k | £2.2m | £3.9m |
| Profit per employee | — | −£267k | £1.1m | £2.7m |
| Growth (year on year) | ||||
| Revenue growth | — | — | ▲89.8% | ▲119.8% |
| Profit growth | — | — | — | ▲215.9% |
| Headcount growth | — | ▼85.3% | ▼60% | ▲25% |
| Balance sheet — indirect signals, not revenue | ||||
| Cash at bank | £2.8m | £42.4k | £1.2m | £7.3m |
| Net assets | −£2.8m | −£5.5m | −£1.3m | £12m |
| Current assets | £3.1m | £415k | — | — |
| Debtors | £215k | £235k | £615k | £2m |
| Deferred income | — | £334k | £273k | £412k |
| Source | FullAccounts · bulk data Sep 2024 | FullAccounts · bulk data Sep 2024 | FullAccounts · bulk data Aug 2025 | FullAccounts · bulk data Sep 2026 |
How the business works
- Profit margin
- 68%
- Profit ÷ revenue.
- Gross margin
- 97.7%
- Gross profit ÷ revenue. High for software and services.
- Revenue per employee
- £3.9m
- Revenue ÷ average employees.
- Profit per employee
- £2.7m
- Profit ÷ average employees.
- Cash conversion
- —
- Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
- Fixed assets ÷ revenue
- —
- Capital intensity. Low = capital-light, cheaper to start.
- Deferred income ÷ revenue
- 2.1%
- Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
- Debtors ÷ revenue
- 10.3%
- Money owed by customers. Low = customers pay quickly.
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- —
- Now £12m
- Cash at bank
- ▲511%
- Now £7.3m
- Headcount
- ▲25%
- Now 5
- Deferred income
- ▲51%
- Now £412k
- Fixed assets
- —
- Now —
Deferred income is reported together with accruals in this filing (“accruals and deferred income”), so it is an approximate signal only.
Group structure
Ownership chain
- Tide Holdings Limitedultimate parent75–100%
- Funding Options Limitedthis company
Bands show the share of ownership each company holds in the one below it.
Sister companies (5)
- Tide Platform LtdRev. £199m · Profit −£13.2m
- Tide Capital III LimitedRev. £3.5m · Profit −£151k
- Tide Capital II LimitedRev. £825k · Profit £196k
- Tide Capital LimitedRev. £176k · Profit £6.2k
- Tide Insurance Services LimitedRev. — · Profit −£23.7k
From the Persons with Significant Control register (corporate controllers only).
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Sources
Latest figures from FullAccounts for the year to 31 Dec 2025 (profit £13.3m), from the Companies House accounts bulk data published Sep 2026. Spotted an error? Request a correction.
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.