Investacc Holdings Limited
Registered name: INVESTACC HOLDINGS LIMITED
Part of Investacc Group Limited groupInvestacc Holdings Limited made £8.9m revenue and £1.1m profit in the year to 31 Oct 2023.
Investacc Holdings Limited’s revenue grew 13% to £8.9m in the year to 31 Oct 2023, with £1.1m profit and 100 employees. The company is classified under “activities auxiliary to financial intermediation” and is based in Carlisle; we hold 2 years of its filed accounts.
- Status
- Active
- Location
- Carlisle, North West
- Age
- 16 yrs · since 2010
- Type
- Private Limited Company
Pass-through vehicle. This looks like a holding, staffing or umbrella company. Its revenue and profit may largely pass through to or from other entities, so the figures may not reflect a standalone operating business. It is excluded from our opportunity lists.
Part of a group. The filing indicates this company sits within a group structure, so its results may depend on intra-group trading and it may be hard to replicate independently.
Key figures
Badges are automated estimates derived from the filed figures — not statements of fact about the company.
Financial history
| Year to | 31 Oct 2022 | 31 Oct 2023 |
|---|---|---|
| Disclosure | Full P&L | Full P&L |
| Profit & loss | ||
| Revenue (turnover) | £7.9m | £8.9m |
| Cost of sales | £1.2m | £997k |
| Gross profit | £6.7m | £7.9m |
| Operating profit | £2.7m | £2.8m |
| Profit before tax | £2.9m | £2.9m |
| Profit after tax | £1.6m | £1.1m |
| Profit (best available) | £1.6m | £1.1m |
| Staff costs | £2.8m | £3.8m |
| Employees (average) | 90 | 100 |
| Ratios | ||
| Profit margin | 20.2% | 12.7% |
| Gross margin | 84.7% | 88.8% |
| Revenue per employee | £87.4k | £89.2k |
| Profit per employee | £17.6k | £11.3k |
| Cash conversion | 98.3% | 93.3% |
| Growth (year on year) | ||
| Revenue growth | — | ▲13.4% |
| Profit growth | — | ▼28.7% |
| Headcount growth | — | ▲11.1% |
| Balance sheet — indirect signals, not revenue | ||
| Cash at bank | £1.2m | £1.2m |
| Net assets | £7m | £8.2m |
| Fixed assets | £72.2k | £72.2k |
| Current assets | £1.5m | £1.6m |
| Debtors | £293k | £226k |
| Cash from operations | £2.6m | £2.6m |
| Source | FullAccounts · bulk data Feb 2024 | FullAccounts · bulk data Feb 2024 |
How the business works
- Profit margin
- 12.7%
- Profit ÷ revenue.
- Gross margin
- 88.8%
- Gross profit ÷ revenue. High for software and services.
- Revenue per employee
- £89.2k
- Revenue ÷ average employees.
- Profit per employee
- £11.3k
- Profit ÷ average employees.
- Cash conversion
- 93.3%
- Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
- Fixed assets ÷ revenue
- 0.8%
- Capital intensity. Low = capital-light, cheaper to start.
- Deferred income ÷ revenue
- —
- Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
- Debtors ÷ revenue
- 2.5%
- Money owed by customers. Low = customers pay quickly.
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- ▲18%
- Now £8.2m
- Cash at bank
- ▼1%
- Now £1.2m
- Headcount
- ▲11%
- Now 100
- Deferred income
- —
- Now —
- Fixed assets
- 0%
- Now £72.2k
Group structure
Ownership chain
- Investacc Group Limitedultimate parent75–100%
- Investacc UK Limited75–100%
- Investacc Holdings Limitedthis company
Bands show the share of ownership each company holds in the one below it.
Subsidiaries (4)
- Investacc Pension Administration LimitedRev. £5.8m · Profit £1.8m
- Vesta Wealth LimitedRev. £2.1m · Profit £360k
- Investacc LimitedRev. £942k · Profit £63k
- Investacc Pension Trustees LimitedFigures not disclosed
From the Persons with Significant Control register (corporate controllers only).
Sources
Latest figures from FullAccounts for the year to 31 Oct 2023 (profit £1.1m), from the Companies House accounts bulk data published Feb 2024. Spotted an error? Request a correction.
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.