Investacc Limited
Registered name: INVESTACC LIMITED
Part of Investacc Group Limited groupInvestacc Limited made £942k revenue and £63k profit in the year to 31 Oct 2023.
Investacc Limited’s revenue fell 16% to £942k in the year to 31 Oct 2023, with £63k profit and 3 employees. The company is classified under “activities auxiliary to financial intermediation” and is based in Carlisle; we hold 2 years of its filed accounts.
- Status
- Active
- Location
- Carlisle, North West
- Age
- 34 yrs · since 1992
- Type
- Private Limited Company
Pass-through vehicle. This looks like a holding, staffing or umbrella company. Its revenue and profit may largely pass through to or from other entities, so the figures may not reflect a standalone operating business. It is excluded from our opportunity lists.
Part of a group. The filing indicates this company sits within a group structure, so its results may depend on intra-group trading and it may be hard to replicate independently. From the filing: “Investacc Group Limited”
Key figures
Badges are automated estimates derived from the filed figures — not statements of fact about the company.
Financial history
| Year to | 31 Oct 2022 | 31 Oct 2023 |
|---|---|---|
| Disclosure | Full P&L | Full P&L |
| Profit & loss | ||
| Revenue (turnover) | £1.1m | £942k |
| Cost of sales | £1m | £799k |
| Gross profit | £123k | £143k |
| Operating profit | £32k | £78.2k |
| Profit before tax | £282k | £81.2k |
| Profit after tax | £276k | £63k |
| Profit (best available) | £276k | £63k |
| Employees (average) | — | 3 |
| Ratios | ||
| Profit margin | 24.6% | 6.7% |
| Gross margin | 10.9% | 15.2% |
| Revenue per employee | — | £314k |
| Profit per employee | — | £21k |
| Cash conversion | 119.8% | 73.7% |
| Growth (year on year) | ||
| Revenue growth | — | ▼16.2% |
| Profit growth | — | ▼77.1% |
| Balance sheet — indirect signals, not revenue | ||
| Cash at bank | £322k | £326k |
| Net assets | £223k | £236k |
| Current assets | £371k | £355k |
| Debtors | £34k | £15.6k |
| Deferred income | £5.5k | £5.7k |
| Cash from operations | £38.4k | £57.6k |
| Source | FullAccounts · bulk data Feb 2024 | FullAccounts · bulk data Feb 2024 |
How the business works
- Profit margin
- 6.7%
- Profit ÷ revenue.
- Gross margin
- 15.2%
- Gross profit ÷ revenue. High for software and services.
- Revenue per employee
- £314k
- Revenue ÷ average employees.
- Profit per employee
- £21k
- Profit ÷ average employees.
- Cash conversion
- 73.7%
- Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
- Fixed assets ÷ revenue
- —
- Capital intensity. Low = capital-light, cheaper to start.
- Deferred income ÷ revenue
- 0.6%
- Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
- Debtors ÷ revenue
- 1.7%
- Money owed by customers. Low = customers pay quickly.
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- ▲6%
- Now £236k
- Cash at bank
- ▲1%
- Now £326k
- Headcount
- —
- Now 3
- Deferred income
- ▲4%
- Now £5.7k
- Fixed assets
- —
- Now —
Deferred income is reported together with accruals in this filing (“accruals and deferred income”), so it is an approximate signal only.
Group structure
Ownership chain
- Investacc Group Limitedultimate parent75–100%
- Investacc UK Limited75–100%
- Investacc Holdings Limited75–100%
- Investacc Limitedthis company
Bands show the share of ownership each company holds in the one below it.
Sister companies (3)
- Investacc Pension Administration LimitedRev. £5.8m · Profit £1.8m
- Vesta Wealth LimitedRev. £2.1m · Profit £360k
- Investacc Pension Trustees LimitedFigures not disclosed
From the Persons with Significant Control register (corporate controllers only).
Sources
Latest figures from FullAccounts for the year to 31 Oct 2023 (profit £63k), from the Companies House accounts bulk data published Feb 2024. Spotted an error? Request a correction.
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.