How much does Smart Card Software Limited make?

Smart Card Software Limited reported revenue of £0 and a loss of £125k in the year to 30 Sep 2024, according to its accounts filed at Companies House.

Is Smart Card Software Limited profitable?

No — Smart Card Software Limited reported a loss of £125k in the year to 30 Sep 2024.

Company No. 05258105 · Incorporated 13 Oct 2004

Smart Card Software Limited

Registered name: SMART CARD SOFTWARE LIMITED

Part of Visa Inc. group

Smart Card Software Limited made £0 revenue and a £125k loss in the year to 30 Sep 2024.

Smart Card Software Limited’s revenue was £0 in the year to 30 Sep 2024, with a loss of £125k. The company is classified under “business and domestic software development” and is based in Swanley; we hold 3 years of its filed accounts.

Full P&L filedSection J · Information and communicationSIC 62012Business and domestic software development

Status: Active
Location: Swanley, London
Age: 22 yrs · since 2004
Type: Private Limited Company

Part of a group. The filing indicates this company sits within a group structure, so its results may depend on intra-group trading and it may be hard to replicate independently.

Latest accounts · year to 30 Sep 2024

Key figures

Small team

Revenue

£0

Growth —

Profit

−£125k

Growth —

Profit margin

—

Employees

—

Change —

Profit / employee

—

Profitable streak

0yrs

Consecutive profitable years in our data

Badges are automated estimates derived from the filed figures — not statements of fact about the company.

3 filed years

Financial history

Multi-year financials, oldest to newest
Year to	30 Sep 2022	30 Sep 2023	30 Sep 2024
Disclosure	Full P&L	Full P&L	Full P&L
Profit & loss
Revenue (turnover)	£0	£0	£0
Operating profit	−£2k	£84.1k	−£87.7k
Profit before tax	−£1.8m	−£5.6m	−£125k
Profit after tax	−£1.8m	−£5.6m	−£125k
Profit (best available)	−£1.8m	−£5.6m	−£125k
Employees (average)	2	2	—
Ratios
Profit margin	—	—	—
Revenue per employee	£0	£0	—
Profit per employee	−£923k	−£2.8m	—
Growth (year on year)
Headcount growth	—	0%	—
Balance sheet — indirect signals, not revenue
Cash at bank	£216k	£1.6m	—
Net assets	—	—	—
Current assets	£4.9m	£1.6m	—
Debtors	£4.7m	£0	—
Source	FullAccounts · bulk data Jun 2024	FullAccounts · bulk data Jun 2024	Accounts · bulk data Jul 2025

Derived from the latest filing

How the business works

Profit margin: —; Profit ÷ revenue.
Gross margin: —; Gross profit ÷ revenue. High for software and services.
Revenue per employee: —; Revenue ÷ average employees.
Profit per employee: —; Profit ÷ average employees.
Cash conversion: —; Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
Fixed assets ÷ revenue: —; Capital intensity. Low = capital-light, cheaper to start.
Deferred income ÷ revenue: —; Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
Debtors ÷ revenue: —; Money owed by customers. Low = customers pay quickly.

Indirect — not revenue

Balance-sheet signals

Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.

Net assets: —; Now —
Cash at bank: —; Now —
Headcount: —; Now —
Deferred income: —; Now —
Fixed assets: —; Now —

Corporate ownership

Group structure

Ownership chain

Visa Inc. (registered outside the UK register)ultimate parent75–100%
Smart Card Software Limitedthis company

Bands show the share of ownership each company holds in the one below it.

From the Persons with Significant Control register (corporate controllers only).

Same industry, similar size

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Industry benchmarks →

Sources

Companies House profile Filing history & original accounts

Latest figures from accounts for the year to 30 Sep 2024 (profit −£125k), from the Companies House accounts bulk data published Jul 2025. Spotted an error? Request a correction.

Updated from Companies House on 15 Oct 2026

Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.