NLP Financial Management Limited
Registered name: NLP FINANCIAL MANAGEMENT LIMITED
Part of Saltus Financial Planning Limited groupNLP Financial Management Limited made £5.2m revenue and a £83.8k loss in the year to 31 Dec 2025.
NLP Financial Management Limited’s revenue fell 9% to £5.2m in the year to 31 Dec 2025, with a loss of £83.8k. The company is classified under “financial intermediation not elsewhere classified” and is based in Fareham; we hold 3 years of its filed accounts.
- Status
- Active
- Location
- Fareham, South East
- Age
- 24 yrs · since 2001
- Type
- Private Limited Company
Pass-through vehicle. This looks like a holding, staffing or umbrella company. Its revenue and profit may largely pass through to or from other entities, so the figures may not reflect a standalone operating business. It is excluded from our opportunity lists.
Part of a group. The filing indicates this company sits within a group structure, so its results may depend on intra-group trading and it may be hard to replicate independently.
Key figures
Badges are automated estimates derived from the filed figures — not statements of fact about the company.
Financial history
| Year to | 31 Dec 2023 | 31 Dec 2024 | 31 Dec 2025 |
|---|---|---|---|
| Disclosure | Full P&L | Full P&L | Full P&L |
| Profit & loss | |||
| Revenue (turnover) | £5.8m | £5.7m | £5.2m |
| Cost of sales | −£96.4k | −£103k | −£49.1k |
| Gross profit | £5.7m | £5.6m | £5.1m |
| Operating profit | £168k | −£108k | −£139k |
| Profit before tax | £196k | −£71.2k | −£89.8k |
| Profit after tax | £216k | −£68.7k | −£83.8k |
| Profit (best available) | £216k | −£68.7k | −£83.8k |
| Employees (average) | — | — | — |
| Ratios | |||
| Profit margin | 3.7% | −1.2% | −1.6% |
| Gross margin | 98.3% | 98.2% | 99.1% |
| Growth (year on year) | |||
| Revenue growth | — | ▼1.6% | ▼8.9% |
| Profit growth | — | ▼131.7% | — |
| Balance sheet — indirect signals, not revenue | |||
| Net assets | — | — | — |
| Source | Accounts · bulk data Sep 2025 | Accounts · bulk data Sep 2025 | Accounts · bulk data Sep 2026 |
How the business works
- Profit margin
- −1.6%
- Profit ÷ revenue.
- Gross margin
- 99.1%
- Gross profit ÷ revenue. High for software and services.
- Revenue per employee
- —
- Revenue ÷ average employees.
- Profit per employee
- —
- Profit ÷ average employees.
- Cash conversion
- —
- Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
- Fixed assets ÷ revenue
- —
- Capital intensity. Low = capital-light, cheaper to start.
- Deferred income ÷ revenue
- —
- Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
- Debtors ÷ revenue
- —
- Money owed by customers. Low = customers pay quickly.
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- —
- Now —
- Cash at bank
- —
- Now —
- Headcount
- —
- Now —
- Deferred income
- —
- Now —
- Fixed assets
- —
- Now —
Group structure
Ownership chain
- Saltus Financial Planning Limitedultimate parent75–100%
- NLP Financial Management Limitedthis company
Bands show the share of ownership each company holds in the one below it.
Subsidiaries (1)
- Birchwood Investment Management LimitedFigures not disclosed
Sister companies (7)
- Lowes Financial Management LimitedRev. £5.8m · Profit −£169k
- Skybound Financial Planning LimitedRev. £2.9m · Profit £234k
- Forrester-Hyde LimitedRev. £1.8m · Profit £1.1m
- GM2 LimitedRev. £732k · Profit −£81.3k
- Amirod LtdFigures not disclosed
- Lowes Quantum LimitedFigures not disclosed
- Northwood Symonds LimitedFigures not disclosed
From the Persons with Significant Control register (corporate controllers only).
Sources
Latest figures from accounts for the year to 31 Dec 2025 (profit −£83.8k), from the Companies House accounts bulk data published Sep 2026. Spotted an error? Request a correction.
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.