Kingsbridge Risk Solutions Limited
Registered name: KINGSBRIDGE RISK SOLUTIONS LIMITED
Part of B3 Insurance Limited groupKingsbridge Risk Solutions Limited made £14.2m revenue and a £500k loss in the year to 31 Dec 2025. read from filing text
Kingsbridge Risk Solutions Limited’s revenue fell 1% to £14.2m in the year to 31 Dec 2025, with a loss of £500k and 90 employees. The company is classified under “non-life insurance” and is based in Tewkesbury; we hold 5 years of its filed accounts.
- Status
- Active
- Location
- Tewkesbury, South West
- Age
- 25 yrs · since 2000
- Type
- Private Limited Company
Pass-through vehicle. This looks like a holding, staffing or umbrella company. Its revenue and profit may largely pass through to or from other entities, so the figures may not reflect a standalone operating business. It is excluded from our opportunity lists.
Part of a group. The filing indicates this company sits within a group structure, so its results may depend on intra-group trading and it may be hard to replicate independently. From the filing: “At the reporting date control of the company is held by”
Key figures
Badges are automated estimates derived from the filed figures — not statements of fact about the company.
Financial history
| Year to | 31 Dec 2021 | 31 Dec 2022 | 31 Dec 2023 | 31 Dec 2024 | 31 Dec 2025 |
|---|---|---|---|---|---|
| Disclosure | Full P&L | Full P&L | Full P&L | Full P&Lread from filing text | Full P&Lread from filing text |
| Profit & loss | |||||
| Revenue (turnover) | £14m | £13.8m | £13.7m | £14.3m | £14.2m |
| Cost of sales | £833k | £951k | £1m | £1.4m | £1.9m |
| Gross profit | £13.2m | £12.9m | £12.7m | £12.9m | £12.3m |
| Operating profit | £5.6m | £3.2m | £2.9m | £1.5m | −£325k |
| Profit before tax | £5.6m | £3.2m | £2.9m | £1.5m | −£352k |
| Profit after tax | £4.5m | £3.1m | £2.1m | £1.8m | −£500k |
| Profit (best available) | £4.5m | £3.1m | £2.1m | £1.8m | −£500k |
| Staff costs | £4.7m | £5.2m | £5.3m | £5.3m | £5.5m |
| Employees (average) | 95 | 105 | 94 | 92 | 90 |
| Ratios | |||||
| Profit margin | 32% | 22.4% | 15.2% | 12.6% | −3.5% |
| Gross margin | 94% | 93.1% | 92.4% | 89.9% | 86.6% |
| Revenue per employee | £147k | £132k | £146k | £156k | £158k |
| Profit per employee | £47.1k | £29.5k | £22.2k | £19.6k | −£5.5k |
| Cash conversion | −14.9% | −12.2% | — | — | — |
| Growth (year on year) | |||||
| Revenue growth | — | ▼1.2% | ▼0.7% | ▲4.5% | ▼1% |
| Profit growth | — | ▼30.8% | ▼32.6% | ▼13.8% | ▼127.8% |
| Headcount growth | — | ▲10.5% | ▼10.5% | ▼2.1% | ▼2.2% |
| Balance sheet — indirect signals, not revenue | |||||
| Cash at bank | £6.4m | £6.1m | £3.6m | £2.4m | £3.6m |
| Net assets | £32.2m | £35.3m | £19.6m | £22.1m | £22.6m |
| Fixed assets | £1m | £1.5m | £1.7m | £1.4m | £771k |
| Current assets | £56.2m | £61.7m | £23.6m | £23.6m | £25.7m |
| Debtors | £2m | £3.2m | £662k | £922k | £923k |
| Deferred income | — | £1.1m | £692k | £449k | £649k |
| Cash from operations | −£835k | −£390k | — | — | — |
| Source | Accounts · bulk data Dec 2023 | Accounts · bulk data Dec 2023 | Accounts · bulk data Dec 2024 | FullAccounts · bulk data Dec 2025 | FullAccounts · bulk data Sep 2026 |
How the business works
- Profit margin
- −3.5%
- Profit ÷ revenue.
- Gross margin
- 86.6%
- Gross profit ÷ revenue. High for software and services.
- Revenue per employee
- £158k
- Revenue ÷ average employees.
- Profit per employee
- −£5.5k
- Profit ÷ average employees.
- Cash conversion
- —
- Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
- Fixed assets ÷ revenue
- 5.4%
- Capital intensity. Low = capital-light, cheaper to start.
- Deferred income ÷ revenue
- 4.6%
- Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
- Debtors ÷ revenue
- 6.5%
- Money owed by customers. Low = customers pay quickly.
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- ▲2%
- Now £22.6m
- Cash at bank
- ▲48%
- Now £3.6m
- Headcount
- ▼2%
- Now 90
- Deferred income
- ▲44%
- Now £649k
- Fixed assets
- ▼43%
- Now £771k
Deferred income is reported together with accruals in this filing (“accruals and deferred income”), so it is an approximate signal only.
Group structure
Ownership chain
- B3 Insurance Limitedultimate parent75–100%
- Kingsbridge Risk Solutions Limitedthis company
Bands show the share of ownership each company holds in the one below it.
Sister companies (3)
- Kingfisher UK Holdings LimitedRev. £469k · Profit −£1.2m
- Larsen Howie LimitedFigures not disclosed
- Soar Newco LimitedFigures not disclosed
From the Persons with Significant Control register (corporate controllers only).
Sources
Latest figures from FullAccounts for the year to 31 Dec 2025 (profit −£500k), from the Companies House accounts bulk data published Sep 2026. Spotted an error? Request a correction.
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.