Kinleigh Financial Services Limited
Registered name: KINLEIGH FINANCIAL SERVICES LIMITED
Part of Mortgage Advice Bureau (Holdings) PLC groupKinleigh Financial Services Limited made £1.6m revenue and £860k profit in the year to 31 Jan 2025.
Kinleigh Financial Services Limited’s revenue grew 9% to £1.6m in the year to 31 Jan 2025, with £860k profit and 21 employees. The company is classified under “activities auxiliary to financial intermediation” and is based in Derby; we hold 2 years of its filed accounts.
- Status
- Active
- Location
- Derby, East Midlands
- Age
- 34 yrs · since 1992
- Type
- Private Limited Company
Pass-through vehicle. This looks like a holding, staffing or umbrella company. Its revenue and profit may largely pass through to or from other entities, so the figures may not reflect a standalone operating business. It is excluded from our opportunity lists.
Part of a group. The filing indicates this company sits within a group structure, so its results may depend on intra-group trading and it may be hard to replicate independently.
Key figures
Badges are automated estimates derived from the filed figures — not statements of fact about the company.
Financial history
| Year to | 31 Dec 2023 | 31 Jan 2025 |
|---|---|---|
| Disclosure | Full P&L | Full P&L |
| Profit & loss | ||
| Revenue (turnover) | £1.5m | £1.6m |
| Operating profit | −£150k | £859k |
| Profit before tax | −£150k | £859k |
| Profit after tax | −£149k | £860k |
| Profit (best available) | −£149k | £860k |
| Staff costs | £1.5m | £1.5m |
| Employees (average) | 24 | 21 |
| Ratios | ||
| Profit margin | −10.2% | 53.9% |
| Revenue per employee | £61.2k | £76k |
| Profit per employee | −£6.2k | £40.9k |
| Growth (year on year) | ||
| Revenue growth | — | ▲8.7% |
| Headcount growth | — | ▼12.5% |
| Balance sheet — indirect signals, not revenue | ||
| Cash at bank | £266k | £317k |
| Net assets | −£800k | £59.4k |
| Fixed assets | £1.6k | £275 |
| Current assets | £317k | £378k |
| Debtors | £37.6k | £51.2k |
| Deferred income | £98.9k | £72.7k |
| Source | FullAccounts · bulk data Oct 2025 | FullAccounts · bulk data Oct 2025 |
How the business works
- Profit margin
- 53.9%
- Profit ÷ revenue.
- Gross margin
- —
- Gross profit ÷ revenue. High for software and services.
- Revenue per employee
- £76k
- Revenue ÷ average employees.
- Profit per employee
- £40.9k
- Profit ÷ average employees.
- Cash conversion
- —
- Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
- Fixed assets ÷ revenue
- 0%
- Capital intensity. Low = capital-light, cheaper to start.
- Deferred income ÷ revenue
- 4.5%
- Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
- Debtors ÷ revenue
- 3.2%
- Money owed by customers. Low = customers pay quickly.
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- —
- Now £59.4k
- Cash at bank
- ▲19%
- Now £317k
- Headcount
- ▼13%
- Now 21
- Deferred income
- ▼27%
- Now £72.7k
- Fixed assets
- ▼83%
- Now £275
Deferred income is reported together with accruals in this filing (“accruals and deferred income”), so it is an approximate signal only.
Group structure
Ownership chain
- Mortgage Advice Bureau (Holdings) PLCultimate parent75–100%
- Mortgage Advice Bureau Limited75–100%
- First Mortgage Direct Limited75–100%
- Kinleigh Financial Services Limitedthis company
Bands show the share of ownership each company holds in the one below it.
Sister companies (8)
- First Mortgage LimitedFigures not disclosed
- First Mortgage Shop LimitedFigures not disclosed
- First Mortgages LimitedFigures not disclosed
- Fresh Start Finance LimitedFigures not disclosed
- Home Loan Services (Glasgow) LimitedFigures not disclosed
- Lucra Mortgages LimitedFigures not disclosed
- M & R FM LtdFigures not disclosed
- Property Law Centre LimitedFigures not disclosed
From the Persons with Significant Control register (corporate controllers only).
Sources
Latest figures from FullAccounts for the year to 31 Jan 2025 (profit £860k), from the Companies House accounts bulk data published Oct 2025. Spotted an error? Request a correction.
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.