Bluestone Consumer Finance Limited
Registered name: BLUESTONE CONSUMER FINANCE LIMITED
Part of Bluestone Investment Holdings Limited groupBluestone Consumer Finance Limited made £4m revenue and £22.6k profit in the year to 30 Jun 2025.
Bluestone Consumer Finance Limited’s revenue fell 11% to £4m in the year to 30 Jun 2025, with £22.6k profit. The company is classified under “other business support service activities” and is based in Sheffield; we hold 3 years of its filed accounts.
- Status
- Active
- Location
- Sheffield, Yorkshire and The Humber
- Age
- 54 yrs · since 1971
- Type
- Private Limited Company
Part of a group. The filing indicates this company sits within a group structure, so its results may depend on intra-group trading and it may be hard to replicate independently.
Key figures
Badges are automated estimates derived from the filed figures — not statements of fact about the company.
Financial history
| Year to | 30 Jun 2023 | 30 Jun 2024 | 30 Jun 2025 |
|---|---|---|---|
| Disclosure | Full P&L | Full P&L | Full P&L |
| Profit & loss | |||
| Revenue (turnover) | £4.3m | £4.5m | £4m |
| Operating profit | £646k | £637k | £88.5k |
| Profit before tax | £399k | £461k | £14.8k |
| Profit after tax | £66.1k | £431k | £22.6k |
| Profit (best available) | £66.1k | £431k | £22.6k |
| Employees (average) | 61 | 61 | — |
| Ratios | |||
| Profit margin | 1.5% | 9.7% | 0.6% |
| Revenue per employee | £70.5k | £73.1k | — |
| Profit per employee | £1.1k | £7.1k | — |
| Growth (year on year) | |||
| Revenue growth | — | ▲3.6% | ▼10.8% |
| Profit growth | — | ▲551.9% | ▼94.8% |
| Headcount growth | — | 0% | — |
| Balance sheet — indirect signals, not revenue | |||
| Net assets | — | — | — |
| Source | Accounts · bulk data Oct 2024 | Accounts · bulk data Oct 2024 | Accounts · bulk data Mar 2026 |
How the business works
- Profit margin
- 0.6%
- Profit ÷ revenue.
- Gross margin
- —
- Gross profit ÷ revenue. High for software and services.
- Revenue per employee
- —
- Revenue ÷ average employees.
- Profit per employee
- —
- Profit ÷ average employees.
- Cash conversion
- —
- Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
- Fixed assets ÷ revenue
- —
- Capital intensity. Low = capital-light, cheaper to start.
- Deferred income ÷ revenue
- —
- Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
- Debtors ÷ revenue
- —
- Money owed by customers. Low = customers pay quickly.
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- —
- Now —
- Cash at bank
- —
- Now —
- Headcount
- —
- Now —
- Deferred income
- —
- Now —
- Fixed assets
- —
- Now —
Group structure
Ownership chain
- Bluestone Investment Holdings Limitedultimate parent75–100%
- Bluestone Consumer Finance Limitedthis company
Bands show the share of ownership each company holds in the one below it.
Subsidiaries (1)
- Bluestone Retail Finance LimitedFigures not disclosed
Sister companies (3)
- Bluestone Capital Management LimitedFigures not disclosed
- Bluestone Credit Management LimitedActive - Proposal to Strike offFigures not disclosed
- Fignum LimitedFigures not disclosed
From the Persons with Significant Control register (corporate controllers only).
Similar profitable businesses
- London Process Centre LtdSouth Woodham Ferrers · Other business support service activities n.e.c.
- Revenue
- £4m
- Profit
- £108k
- Staff
- 80
- Zephyrus Partners LimitedLondon · Other business support service activities n.e.c.
- Revenue
- £4m
- Profit
- £1.3m
- Staff
- 7
- JLW Excellent Homes for Life LimitedManchester · Other business support service activities n.e.c.
- Revenue
- £4m
- Profit
- £975k
- Staff
- —
- Transunion Solutions Europe LimitedLeeds · Other business support service activities n.e.c.
- Revenue
- £4m
- Profit
- £136k
- Staff
- 24
- HCP Service Company LtdLondon · Other business support service activities n.e.c.
- Revenue
- £3.9m
- Profit
- £196k
- Staff
- 15
- Hertfordshire Schools Building Partnership Phase 1 LimitedLondon · Other business support service activities n.e.c.
- Revenue
- £4m
- Profit
- £608k
- Staff
- —
Sources
Latest figures from accounts for the year to 30 Jun 2025 (profit £22.6k), from the Companies House accounts bulk data published Mar 2026. Spotted an error? Request a correction.
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.