How much does R.t.rate Limited make?

R.t.rate Limited reported revenue of £73.5m and £36.7k profit in the year to 31 Dec 2025, according to its accounts filed at Companies House.

How many employees does R.t.rate Limited have?

R.t.rate Limited reported an average of 70 employees in the year to 31 Dec 2025.

Is R.t.rate Limited profitable?

Yes — R.t.rate Limited reported a profit of £36.7k in the year to 31 Dec 2025.

Company No. 00553972 · Incorporated 30 Aug 1955

R.t.rate Limited

Registered name: R.T.RATE LIMITED

Part of Ratesford Store Limited group

R.t.rate Limited made £73.5m revenue and £36.7k profit in the year to 31 Dec 2025.

R.t.rate Limited’s revenue fell 1% to £73.5m in the year to 31 Dec 2025, with £36.7k profit and 70 employees. The company is classified under “sale of new cars and light motor vehicles” and is based in Grays; we hold 4 years of its filed accounts.

Full P&L filedSection G · Wholesale and retail trade; repair of motor vehiclesSIC 45111Sale of new cars and light motor vehicles SIC 45112Sale of used cars and light motor vehicles

Status: Active
Location: Grays, London
Age: 71 yrs · since 1955
Type: Private Limited Company

Part of a group. The filing indicates this company sits within a group structure, so its results may depend on intra-group trading and it may be hard to replicate independently.

Latest accounts · year to 31 Dec 2025

Key figures

Capital-lightCash flow filed

Revenue

£73.5m

Growth ▼0.7%

Profit

£36.7k

Growth —

Profit margin

0.1%

Gross 3.1%

Employees

Change ▼6.7%

Profit / employee

£524

Revenue/employee £1m

Profitable streak

1yr

Consecutive profitable years in our data

Badges are automated estimates derived from the filed figures — not statements of fact about the company.

4 filed years

Financial history

Multi-year financials, oldest to newest
Year to	31 Dec 2022	31 Dec 2023	31 Dec 2024	31 Dec 2025
Disclosure	Full P&L	Full P&L	Full P&L	Full P&L
Profit & loss
Revenue (turnover)	£89.5m	£88.9m	£74m	£73.5m
Cost of sales	£85.6m	£87.2m	£73m	£71.2m
Gross profit	£3.9m	£1.7m	£1.1m	£2.3m
Operating profit	£1.5m	−£520k	−£1.3m	£88.1k
Profit before tax	£1.5m	−£608k	−£1.4m	£39.3k
Profit after tax	£1.2m	−£527k	−£1.3m	£36.7k
Profit (best available)	£1.2m	−£527k	−£1.3m	£36.7k
Staff costs	£3.8m	£3.7m	£3.7m	£3.7m
Employees (average)	82	70	75	70
Ratios
Profit margin	1.3%	−0.6%	−1.7%	0.1%
Gross margin	4.4%	1.9%	1.4%	3.1%
Revenue per employee	£1.1m	£1.3m	£987k	£1m
Profit per employee	£14.1k	−£7.5k	−£16.7k	£524
Cash conversion	−0.4%	—	—	−491%
Growth (year on year)
Revenue growth	—	▼0.7%	▼16.8%	▼0.7%
Profit growth	—	▼145.6%	—	—
Headcount growth	—	▼14.6%	▲7.1%	▼6.7%
Balance sheet — indirect signals, not revenue
Cash at bank	£184k	£46.4k	£45.5k	£13.8k
Net assets	£8.1m	£7.3m	£5.9m	£5.8m
Fixed assets	£4m	£4m	£3.8m	£4m
Current assets	£10m	£11m	£10.8m	£8.4m
Debtors	£1.6m	£1.7m	£1.1m	£1.6m
Cash from operations	−£5.9k	−£261k	−£835k	−£432k
Source	FullAccounts · bulk data Sep 2024	FullAccounts · bulk data Sep 2024	FullAccounts · bulk data Sep 2025	FullAccounts · bulk data Sep 2026

Derived from the latest filing

How the business works

Profit margin: 0.1%; Profit ÷ revenue.
Gross margin: 3.1%; Gross profit ÷ revenue. High for software and services.
Revenue per employee: £1m; Revenue ÷ average employees.
Profit per employee: £524; Profit ÷ average employees.
Cash conversion: −491%; Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
Fixed assets ÷ revenue: 5.5%; Capital intensity. Low = capital-light, cheaper to start.
Deferred income ÷ revenue: —; Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
Debtors ÷ revenue: 2.1%; Money owed by customers. Low = customers pay quickly.

Indirect — not revenue

Balance-sheet signals

Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.

Net assets: ▼3%; Now £5.8m
Cash at bank: ▼70%; Now £13.8k
Headcount: ▼7%; Now 70
Deferred income: —; Now —
Fixed assets: ▲7%; Now £4m

Corporate ownership

Group structure

Ownership chain

Ratesford Store Limitedultimate parent75–100%
R.t.rate Limitedthis company

Bands show the share of ownership each company holds in the one below it.

Sister companies (1)

Rates Fast Lane LimitedFigures not disclosed

From the Persons with Significant Control register (corporate controllers only).

Same industry, similar size

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Industry benchmarks →

Sources

Companies House profile Filing history & original accounts

Latest figures from FullAccounts for the year to 31 Dec 2025 (profit £36.7k), from the Companies House accounts bulk data published Sep 2026. Spotted an error? Request a correction.

Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.