Prosper Financial Planning Ltd
Registered name: PROSPER FINANCIAL PLANNING LTD
Prosper Financial Planning Ltd made £51.5k revenue and £45.4k profit in the year to 30 Apr 2025.
Prosper Financial Planning Ltd’s revenue grew 11% to £51.5k in the year to 30 Apr 2025, with £45.4k profit and 1 employee. The company is classified under “activities of mortgage finance companies” and is based in Bathgate; we hold 3 years of its filed accounts.
- Status
- Active
- Location
- Bathgate, Scotland
- Age
- 10 yrs · since 2016
- Type
- Private Limited Company
Pass-through vehicle. This looks like a holding, staffing or umbrella company. Its revenue and profit may largely pass through to or from other entities, so the figures may not reflect a standalone operating business. It is excluded from our opportunity lists.
Key figures
Badges are automated estimates derived from the filed figures — not statements of fact about the company.
Financial history
| Year to | 30 Apr 2023 | 30 Apr 2024 | 30 Apr 2025 |
|---|---|---|---|
| Disclosure | No P&L | Full P&L | Full P&L |
| Profit & loss | |||
| Revenue (turnover) | — | £46.4k | £51.5k |
| Profit after tax | — | £39.6k | £45.4k |
| Profit (best available) | — | £39.6k | £45.4k |
| Employees (average) | 2 | 2 | 1 |
| Ratios | |||
| Profit margin | — | 85.4% | 88.1% |
| Revenue per employee | — | £23.2k | £51.5k |
| Profit per employee | — | £19.8k | £45.4k |
| Growth (year on year) | |||
| Revenue growth | — | — | ▲11% |
| Profit growth | — | — | ▲14.6% |
| Headcount growth | — | 0% | ▼50% |
| Balance sheet — indirect signals, not revenue | |||
| Cash at bank | £22k | £6.9k | — |
| Net assets | £24.9k | £23.5k | £17.3k |
| Fixed assets | £1 | £1 | — |
| Current assets | £37k | £30.9k | £22.3k |
| Debtors | £15k | £24k | — |
| Source | FullAccounts · bulk data Jun 2024 | FullAccounts · bulk data Jun 2024 | FullAccounts · bulk data Nov 2025 |
How the business works
- Profit margin
- 88.1%
- Profit ÷ revenue.
- Gross margin
- —
- Gross profit ÷ revenue. High for software and services.
- Revenue per employee
- £51.5k
- Revenue ÷ average employees.
- Profit per employee
- £45.4k
- Profit ÷ average employees.
- Cash conversion
- —
- Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
- Fixed assets ÷ revenue
- —
- Capital intensity. Low = capital-light, cheaper to start.
- Deferred income ÷ revenue
- —
- Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
- Debtors ÷ revenue
- —
- Money owed by customers. Low = customers pay quickly.
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- ▼26%
- Now £17.3k
- Cash at bank
- —
- Now —
- Headcount
- ▼50%
- Now 1
- Deferred income
- —
- Now —
- Fixed assets
- —
- Now —
Sources
Latest figures from FullAccounts for the year to 30 Apr 2025 (profit £45.4k), from the Companies House accounts bulk data published Nov 2025. Spotted an error? Request a correction.
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.