How much does Property Lending LLP make?

Property Lending LLP reported revenue of £24.6m and £18.1m profit in the year to 30 Sep 2025, according to its accounts filed at Companies House.

Is Property Lending LLP profitable?

Yes — Property Lending LLP reported a profit of £18.1m in the year to 30 Sep 2025.

Company No. OC376724 · Incorporated 6 Jul 2012

Property Lending LLP

Registered name: PROPERTY LENDING LLP

Part of Elm Trading Limited group

Property Lending LLP made £24.6m revenue and £18.1m profit in the year to 30 Sep 2025.

Property Lending LLP’s revenue fell 7% to £24.6m in the year to 30 Sep 2025, with £18.1m profit. The company is based in London; we hold 3 years of its filed accounts.

Full P&L filed

Status: Active
Location: London
Age: 14 yrs · since 2012
Type: Limited Liability Partnership

Latest accounts · year to 30 Sep 2025

Key figures

Revenue

£24.6m

Growth ▼7.3%

Profit

£18.1m

Growth ▼20.3%

Profit margin

73.4%

Employees

—

Change —

Profit / employee

—

Profitable streak

3yrs

Consecutive profitable years in our data

3 filed years

Financial history

Multi-year financials, oldest to newest
Year to	30 Sep 2023	30 Sep 2024	30 Sep 2025
Disclosure	Full P&L	Full P&L	Full P&L
Profit & loss
Revenue (turnover)	£15.3m	£26.5m	£24.6m
Cost of sales	−£3.2m	−£5.4m	−£8m
Operating profit	£12.1m	£21.2m	£16.6m
Profit before tax	£12.4m	£22.6m	£18.1m
Profit after tax	£12.4m	£22.6m	£18.1m
Profit (best available)	£12.4m	£22.6m	£18.1m
Employees (average)	—	—	—
Ratios
Profit margin	80.7%	85.3%	73.4%
Growth (year on year)
Revenue growth	—	▲73.2%	▼7.3%
Profit growth	—	▲83.1%	▼20.3%
Balance sheet — indirect signals, not revenue
Net assets	—	—	—
Source	Accounts · bulk data Jul 2025	Accounts · bulk data Jul 2025	Accounts · bulk data Feb 2026

Derived from the latest filing

How the business works

Profit margin: 73.4%; Profit ÷ revenue.
Gross margin: —; Gross profit ÷ revenue. High for software and services.
Revenue per employee: —; Revenue ÷ average employees.
Profit per employee: —; Profit ÷ average employees.
Cash conversion: —; Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
Fixed assets ÷ revenue: —; Capital intensity. Low = capital-light, cheaper to start.
Deferred income ÷ revenue: —; Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
Debtors ÷ revenue: —; Money owed by customers. Low = customers pay quickly.

Indirect — not revenue

Balance-sheet signals

Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.

Net assets: —; Now —
Cash at bank: —; Now —
Headcount: —; Now —
Deferred income: —; Now —
Fixed assets: —; Now —

Corporate ownership

Group structure

Ownership chain

Elm Trading Limitedultimate parent50–75%
Property Lending LLPthis company

Bands show the share of ownership each company holds in the one below it.

Subsidiaries (1)

Swan Lane Developments LimitedFigures not disclosed

Sister companies (8)

Solar Energy Renewables LLPRev. £9.7m · Profit £3.6m
Millclose Solar LimitedRev. £7m · Profit £6.7m
Elm Solar Holdings LimitedRev. £4.3m · Profit £3.1m
Acharn Bess LLPRev. £0 · Profit −£75.7k
Elm Renewable Energy Holdings LimitedFigures not disclosed
Elm Trading Hotel Holdings LtdFigures not disclosed
Storage Services (Number 1) LimitedFigures not disclosed
Wind Energy Renewables LLPFigures not disclosed

From the Persons with Significant Control register (corporate controllers only).

Sources

Companies House profile Filing history & original accounts

Latest figures from accounts for the year to 30 Sep 2025 (profit £18.1m), from the Companies House accounts bulk data published Feb 2026. Spotted an error? Request a correction.

Updated from Companies House on 22 Oct 2026

Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.