BG Lending PLC
Registered name: BG LENDING PLC
BG Lending PLC made £250k revenue and £49.9k profit in the year to 28 Feb 2026.
BG Lending PLC’s revenue was £250k in the year to 28 Feb 2026, with £49.9k profit and 2 employees. The company is classified under “credit granting by non-deposit taking finance houses and other specialist consumer credit grantors” and is based in London.
- Status
- Active
- Location
- London, London
- Age
- 1 yr · since 2024
- Type
- Public Limited Company
Pass-through vehicle. This looks like a holding, staffing or umbrella company. Its revenue and profit may largely pass through to or from other entities, so the figures may not reflect a standalone operating business. It is excluded from our opportunity lists.
Key figures
Badges are automated estimates derived from the filed figures — not statements of fact about the company.
Financial history
| Year to | 28 Feb 2026 |
|---|---|
| Disclosure | Full P&L |
| Profit & loss | |
| Revenue (turnover) | £250k |
| Cost of sales | £606k |
| Gross profit | −£355k |
| Operating profit | −£583k |
| Profit before tax | £66.5k |
| Profit after tax | £49.9k |
| Profit (best available) | £49.9k |
| Employees (average) | 2 |
| Ratios | |
| Profit margin | 19.9% |
| Gross margin | −141.8% |
| Revenue per employee | £125k |
| Profit per employee | £25k |
| Balance sheet — indirect signals, not revenue | |
| Cash at bank | £11.9m |
| Net assets | £62.4k |
| Fixed assets | £775k |
| Current assets | £42.4m |
| Debtors | £30.5m |
| Deferred income | £1.9m |
| Source | FullAccounts · bulk data May 2026 |
How the business works
- Profit margin
- 19.9%
- Profit ÷ revenue.
- Gross margin
- −141.8%
- Gross profit ÷ revenue. High for software and services.
- Revenue per employee
- £125k
- Revenue ÷ average employees.
- Profit per employee
- £25k
- Profit ÷ average employees.
- Cash conversion
- —
- Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
- Fixed assets ÷ revenue
- 309.3%
- Capital intensity. Low = capital-light, cheaper to start.
- Deferred income ÷ revenue
- 773.6%
- Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
- Debtors ÷ revenue
- 12164%
- Money owed by customers. Low = customers pay quickly.
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- —
- Now £62.4k
- Cash at bank
- —
- Now £11.9m
- Headcount
- —
- Now 2
- Deferred income
- —
- Now £1.9m
- Fixed assets
- —
- Now £775k
Deferred income is reported together with accruals in this filing (“accruals and deferred income”), so it is an approximate signal only.
Group structure
Subsidiaries (2)
- BG Lending Services LimitedFigures not disclosed
- BGL Causeway LtdFigures not disclosed
From the Persons with Significant Control register (corporate controllers only).
Sources
Latest figures from FullAccounts for the year to 28 Feb 2026 (profit £49.9k), from the Companies House accounts bulk data published May 2026. Spotted an error? Request a correction.
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.