Inspired Lending Limited
Registered name: INSPIRED LENDING LIMITED
Inspired Lending Limited made £250k revenue and a £200k loss in the year to 30 Apr 2025.
Inspired Lending Limited’s revenue was £250k in the year to 30 Apr 2025, with a loss of £200k and 5 employees. The company is classified under “activities auxiliary to financial intermediation” and is based in London; we hold 2 years of its filed accounts.
- Status
- Active
- Location
- London, London
- Age
- 3 yrs · since 2023
- Type
- Private Limited Company
Pass-through vehicle. This looks like a holding, staffing or umbrella company. Its revenue and profit may largely pass through to or from other entities, so the figures may not reflect a standalone operating business. It is excluded from our opportunity lists.
Key figures
Badges are automated estimates derived from the filed figures — not statements of fact about the company.
Financial history
| Year to | 30 Apr 2024 | 30 Apr 2025 |
|---|---|---|
| Disclosure | Full P&L | Full P&L |
| Profit & loss | ||
| Revenue (turnover) | £25.8k | £250k |
| Gross profit | £25.8k | £250k |
| Operating profit | −£243k | −£185k |
| Profit before tax | −£245k | −£200k |
| Profit after tax | −£245k | −£200k |
| Profit (best available) | −£245k | −£200k |
| Staff costs | £205k | £351k |
| Employees (average) | 4 | 5 |
| Ratios | ||
| Profit margin | −951.3% | −79.7% |
| Gross margin | 100% | 100% |
| Revenue per employee | £6.4k | £50.1k |
| Profit per employee | −£61.3k | −£39.9k |
| Balance sheet — indirect signals, not revenue | ||
| Cash at bank | £3.5k | £1.1k |
| Net assets | −£245k | −£445k |
| Fixed assets | £1 | £1 |
| Current assets | £9.7k | £54.5k |
| Debtors | £6.1k | £53.3k |
| Deferred income | £14.5k | £15.4k |
| Source | FullAccounts · bulk data Jan 2025 | FullAccounts · bulk data Jan 2026 |
How the business works
- Profit margin
- −79.7%
- Profit ÷ revenue.
- Gross margin
- 100%
- Gross profit ÷ revenue. High for software and services.
- Revenue per employee
- £50.1k
- Revenue ÷ average employees.
- Profit per employee
- −£39.9k
- Profit ÷ average employees.
- Cash conversion
- —
- Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
- Fixed assets ÷ revenue
- 0%
- Capital intensity. Low = capital-light, cheaper to start.
- Deferred income ÷ revenue
- 6.1%
- Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
- Debtors ÷ revenue
- 21.3%
- Money owed by customers. Low = customers pay quickly.
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- —
- Now −£445k
- Cash at bank
- —
- Now £1.1k
- Headcount
- —
- Now 5
- Deferred income
- —
- Now £15.4k
- Fixed assets
- —
- Now £1
Deferred income is reported together with accruals in this filing (“accruals and deferred income”), so it is an approximate signal only.
Group structure
Subsidiaries (1)
- Inspired Lending (NO.1) LimitedRev. £2.5m · Profit £393k
From the Persons with Significant Control register (corporate controllers only).
Sources
Latest figures from FullAccounts for the year to 30 Apr 2025 (profit −£200k), from the Companies House accounts bulk data published Jan 2026. Spotted an error? Request a correction.
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.