KMS Mortgages Limited
Registered name: KMS MORTGAGES LIMITED
KMS Mortgages Limited made £73.4k revenue and £34.5k profit in the year to 31 Jul 2025.
KMS Mortgages Limited’s revenue fell 4% to £73.4k in the year to 31 Jul 2025, with £34.5k profit and 2 employees. The company is classified under “activities of mortgage finance companies” and is based in Dereham; we hold 2 years of its filed accounts.
- Status
- Active
- Location
- Dereham, East of England
- Age
- 3 yrs · since 2023
- Type
- Private Limited Company
Pass-through vehicle. This looks like a holding, staffing or umbrella company. Its revenue and profit may largely pass through to or from other entities, so the figures may not reflect a standalone operating business. It is excluded from our opportunity lists.
Key figures
Badges are automated estimates derived from the filed figures — not statements of fact about the company.
Financial history
| Year to | 31 Jul 2024 | 31 Jul 2025 |
|---|---|---|
| Disclosure | Full P&L | Full P&L |
| Profit & loss | ||
| Revenue (turnover) | £76.8k | £73.4k |
| Profit after tax | £58.7k | £34.5k |
| Profit (best available) | £58.7k | £34.5k |
| Staff costs | — | £25.1k |
| Employees (average) | 1 | 2 |
| Ratios | ||
| Profit margin | 76.4% | 47% |
| Revenue per employee | £76.8k | £36.7k |
| Profit per employee | £58.7k | £17.2k |
| Growth (year on year) | ||
| Revenue growth | — | ▼4.5% |
| Profit growth | — | ▼41.3% |
| Headcount growth | — | ▲100% |
| Balance sheet — indirect signals, not revenue | ||
| Net assets | £1.5k | −£17.7k |
| Fixed assets | £0 | £0 |
| Current assets | £1.4k | £3.5k |
| Source | FullAccounts · bulk data Apr 2025 | FullAccounts · bulk data Mar 2026 |
How the business works
- Profit margin
- 47%
- Profit ÷ revenue.
- Gross margin
- —
- Gross profit ÷ revenue. High for software and services.
- Revenue per employee
- £36.7k
- Revenue ÷ average employees.
- Profit per employee
- £17.2k
- Profit ÷ average employees.
- Cash conversion
- —
- Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
- Fixed assets ÷ revenue
- 0%
- Capital intensity. Low = capital-light, cheaper to start.
- Deferred income ÷ revenue
- —
- Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
- Debtors ÷ revenue
- —
- Money owed by customers. Low = customers pay quickly.
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- ▼1268%
- Now −£17.7k
- Cash at bank
- —
- Now —
- Headcount
- ▲100%
- Now 2
- Deferred income
- —
- Now —
- Fixed assets
- —
- Now £0
Sources
Latest figures from FullAccounts for the year to 31 Jul 2025 (profit £34.5k), from the Companies House accounts bulk data published Mar 2026. Spotted an error? Request a correction.
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.