How much does Embedded Finance Limited make?

Embedded Finance Limited reported revenue of £20.8m and a loss of £6.1m in the year to 31 Mar 2024, according to its accounts filed at Companies House.

How many employees does Embedded Finance Limited have?

Embedded Finance Limited reported an average of 130 employees in the year to 31 Mar 2024.

Is Embedded Finance Limited profitable?

No — Embedded Finance Limited reported a loss of £6.1m in the year to 31 Mar 2024.

Company No. 14698459 · Incorporated 1 Mar 2023

Embedded Finance Limited

Registered name: EMBEDDED FINANCE LIMITED

Part of Alakazam Holdings Midco Limited group

Embedded Finance Limited made £20.8m revenue and a £6.1m loss in the year to 31 Mar 2024.

Embedded Finance Limited’s revenue was £20.8m in the year to 31 Mar 2024, with a loss of £6.1m and 130 employees. The company is classified under “other service activities” and is based in London.

Full P&L filedSIC 96090Other service activities n.e.c.

Status: Active
Location: London
Age: 3 yrs · since 2023
Type: Private Limited Company

Latest accounts · year to 31 Mar 2024

Key figures

Revenue

£20.8m

Growth —

Profit

−£6.1m

Growth —

Profit margin

−29.1%

Gross 51.9%

Employees

130

Change —

Profit / employee

−£46.7k

Revenue/employee £160k

Profitable streak

0yrs

Consecutive profitable years in our data

1 filed year

Financial history

Multi-year financials, oldest to newest
Year to	31 Mar 2024
Disclosure	Full P&L
Profit & loss
Revenue (turnover)	£20.8m
Cost of sales	−£10m
Gross profit	£10.8m
Operating profit	−£12.6m
Profit before tax	−£6m
Profit after tax	−£6.1m
Profit (best available)	−£6.1m
Employees (average)	130
Ratios
Profit margin	−29.1%
Gross margin	51.9%
Revenue per employee	£160k
Profit per employee	−£46.7k
Balance sheet — indirect signals, not revenue
Net assets	—
Source	Accounts · bulk data Jan 2025

Derived from the latest filing

How the business works

Profit margin: −29.1%; Profit ÷ revenue.
Gross margin: 51.9%; Gross profit ÷ revenue. High for software and services.
Revenue per employee: £160k; Revenue ÷ average employees.
Profit per employee: −£46.7k; Profit ÷ average employees.
Cash conversion: —; Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
Fixed assets ÷ revenue: —; Capital intensity. Low = capital-light, cheaper to start.
Deferred income ÷ revenue: —; Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
Debtors ÷ revenue: —; Money owed by customers. Low = customers pay quickly.

Indirect — not revenue

Balance-sheet signals

Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.

Net assets: —; Now —
Cash at bank: —; Now —
Headcount: —; Now 130
Deferred income: —; Now —
Fixed assets: —; Now —

Corporate ownership

Group structure

Ownership chain

Alakazam Holdings Midco Limitedultimate parent75–100%
Alakazam Holdings Bidco Limited75–100%
Embedded Finance Limitedthis company

Bands show the share of ownership each company holds in the one below it.

Subsidiaries (1)

Payrnet LimitedRev. £17.1m · Profit −£3.5m

Sister companies (1)

Equals Group LimitedFigures not disclosed

From the Persons with Significant Control register (corporate controllers only).

Sources

Companies House profile Filing history & original accounts

Latest figures from accounts for the year to 31 Mar 2024 (profit −£6.1m), from the Companies House accounts bulk data published Jan 2025. Spotted an error? Request a correction.

Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.