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Company No. 12889574 · Incorporated 18 Sep 2020

C H Mortgages Ltd

Registered name: C H MORTGAGES LTD

C H Mortgages Ltd made £18.5k revenue and £10.3k profit in the year to 30 Sep 2025.

C H Mortgages Ltd’s revenue fell 6% to £18.5k in the year to 30 Sep 2025, with £10.3k profit and 1 employee. The company is classified under “activities of mortgage finance companies” and is based in Caerphilly; we hold 4 years of its filed accounts.

Full P&L filedSection K · Financial and insurance activitiesSIC 64922Activities of mortgage finance companies
Status
Active
Location
Caerphilly, Wales
Age
6 yrs · since 2020
Type
Private Limited Company

Pass-through vehicle. This looks like a holding, staffing or umbrella company. Its revenue and profit may largely pass through to or from other entities, so the figures may not reflect a standalone operating business. It is excluded from our opportunity lists.

Latest accounts · year to 30 Sep 2025

Key figures

IndependentSmall teamCapital-light
Revenue
£18.5k
Growth ▼5.5%
Profit
£10.3k
Growth ▲30.2%
Profit margin
55.5%
 
Employees
1
Change 0%
Profit / employee
£10.3k
Revenue/employee £18.5k
Profitable streak
3yrs
Consecutive profitable years in our data

Badges are automated estimates derived from the filed figures — not statements of fact about the company.

4 filed years

Financial history

Multi-year financials, oldest to newest
Year to30 Sep 202230 Sep 202330 Sep 202430 Sep 2025
DisclosureNo P&LFull P&LFull P&LFull P&L
Profit & loss
Revenue (turnover)—£25.7k£19.6k£18.5k
Cost of sales—£0——
Gross profit—£25.7k——
Operating profit—£15.8k——
Profit before tax—£15.8k——
Profit after tax—£12.8k£7.9k£10.3k
Profit (best available)—£12.8k£7.9k£10.3k
Staff costs——£7.2k£5.2k
Employees (average)1111
Ratios
Profit margin—49.8%40.3%55.5%
Gross margin—100%——
Revenue per employee—£25.7k£19.6k£18.5k
Profit per employee—£12.8k£7.9k£10.3k
Growth (year on year)
Revenue growth——▼24%▼5.5%
Profit growth——▼38.6%▲30.2%
Headcount growth—0%0%0%
Balance sheet — indirect signals, not revenue
Cash at bank£51£2.6k——
Net assets£51£2.6k£680£0
Fixed assets——£0£0
Current assets£51£2.6k£680£0
SourceFullAccounts · bulk data May 2024FullAccounts · bulk data May 2024FullAccounts · bulk data May 2025FullAccounts · bulk data Oct 2025
Derived from the latest filing

How the business works

Profit margin
55.5%
Profit ÷ revenue.
Gross margin
—
Gross profit ÷ revenue. High for software and services.
Revenue per employee
£18.5k
Revenue ÷ average employees.
Profit per employee
£10.3k
Profit ÷ average employees.
Cash conversion
—
Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
Fixed assets ÷ revenue
0%
Capital intensity. Low = capital-light, cheaper to start.
Deferred income ÷ revenue
—
Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
Debtors ÷ revenue
—
Money owed by customers. Low = customers pay quickly.
Indirect — not revenue

Balance-sheet signals

Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.

Net assets
▼100%
Now £0
Cash at bank
—
Now —
Headcount
0%
Now 1
Deferred income
—
Now —
Fixed assets
—
Now £0

Sources

Latest figures from FullAccounts for the year to 30 Sep 2025 (profit £10.3k), from the Companies House accounts bulk data published Oct 2025. Spotted an error? Request a correction.

Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.