Charles Martin Risk Solutions Limited
Registered name: CHARLES MARTIN RISK SOLUTIONS LIMITED
Charles Martin Risk Solutions Limited made £25k revenue and £3.8k profit in the year to 31 Dec 2025.
Charles Martin Risk Solutions Limited’s revenue fell 11% to £25k in the year to 31 Dec 2025, with £3.8k profit and 2 employees. The company is classified under “activities of insurance agents and brokers” and is based in Northampton; we hold 4 years of its filed accounts.
- Status
- Active
- Location
- Northampton, East Midlands
- Age
- 6 yrs · since 2020
- Type
- Private Limited Company
Key figures
Badges are automated estimates derived from the filed figures — not statements of fact about the company.
Financial history
| Year to | 31 Dec 2022 | 31 Dec 2023 | 31 Dec 2024 | 31 Dec 2025 |
|---|---|---|---|---|
| Disclosure | No P&L | No P&L | Full P&L | Full P&L |
| Profit & loss | ||||
| Revenue (turnover) | — | — | £28k | £25k |
| Cost of sales | — | — | £291 | £193 |
| Gross profit | — | — | £27.7k | £24.8k |
| Profit before tax | — | — | £9.1k | £4.7k |
| Profit after tax | — | — | £7.7k | £3.8k |
| Profit (best available) | — | — | £7.7k | £3.8k |
| Employees (average) | 1 | 1 | 2 | 2 |
| Ratios | ||||
| Profit margin | — | — | 27.3% | 15.2% |
| Gross margin | — | — | 99% | 99.2% |
| Revenue per employee | — | — | £14k | £12.5k |
| Profit per employee | — | — | £3.8k | £1.9k |
| Growth (year on year) | ||||
| Revenue growth | — | — | — | ▼11% |
| Profit growth | — | — | — | ▼50.5% |
| Headcount growth | — | 0% | ▲100% | 0% |
| Balance sheet — indirect signals, not revenue | ||||
| Cash at bank | £2.6k | £412 | £645 | £190 |
| Net assets | £1.1k | −£922 | −£464 | £2.3k |
| Fixed assets | £666 | £275 | £1.9k | £1.9k |
| Current assets | £4.3k | £2.2k | £1.4k | £2.4k |
| Debtors | £1.7k | £1.6k | £751 | £2.2k |
| Source | FullAccounts · bulk data Sep 2024 | FullAccounts · bulk data Sep 2024 | FullAccounts · bulk data Sep 2025 | FullAccounts · bulk data Sep 2026 |
How the business works
- Profit margin
- 15.2%
- Profit ÷ revenue.
- Gross margin
- 99.2%
- Gross profit ÷ revenue. High for software and services.
- Revenue per employee
- £12.5k
- Revenue ÷ average employees.
- Profit per employee
- £1.9k
- Profit ÷ average employees.
- Cash conversion
- —
- Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
- Fixed assets ÷ revenue
- 7.7%
- Capital intensity. Low = capital-light, cheaper to start.
- Deferred income ÷ revenue
- —
- Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
- Debtors ÷ revenue
- 8.9%
- Money owed by customers. Low = customers pay quickly.
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- —
- Now £2.3k
- Cash at bank
- ▼71%
- Now £190
- Headcount
- 0%
- Now 2
- Deferred income
- —
- Now —
- Fixed assets
- ▲1%
- Now £1.9k
Sources
Latest figures from FullAccounts for the year to 31 Dec 2025 (profit £3.8k), from the Companies House accounts bulk data published Sep 2026. Spotted an error? Request a correction.
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.