Sarah Naylor Financial Services Ltd
Registered name: SARAH NAYLOR FINANCIAL SERVICES LTD
Sarah Naylor Financial Services Ltd made £35.2k revenue and £21k profit in the year to 31 Jan 2024.
Sarah Naylor Financial Services Ltd’s revenue fell 32% to £35.2k in the year to 31 Jan 2024, with £21k profit and 1 employee. The company is classified under “activities of mortgage finance companies” and is based in Shrewsbury; we hold 3 years of its filed accounts.
- Status
- Active - Proposal to Strike off
- Location
- Shrewsbury, West Midlands
- Age
- 6 yrs · since 2020
- Type
- Private Limited Company
Pass-through vehicle. This looks like a holding, staffing or umbrella company. Its revenue and profit may largely pass through to or from other entities, so the figures may not reflect a standalone operating business. It is excluded from our opportunity lists.
Key figures
Badges are automated estimates derived from the filed figures — not statements of fact about the company.
Financial history
| Year to | 31 Jan 2022 | 31 Jan 2023 | 31 Jan 2024 |
|---|---|---|---|
| Disclosure | No P&L | Full P&L | Full P&L |
| Profit & loss | |||
| Revenue (turnover) | — | £51.6k | £35.2k |
| Cost of sales | — | £14.3k | £9.7k |
| Gross profit | — | £37.3k | £25.4k |
| Operating profit | — | £23.7k | £23.3k |
| Profit before tax | — | £23.7k | £23k |
| Profit after tax | — | £21.3k | £21k |
| Profit (best available) | — | £21.3k | £21k |
| Employees (average) | 1 | 1 | 1 |
| Ratios | |||
| Profit margin | — | 41.3% | 59.6% |
| Gross margin | — | 72.2% | 72.3% |
| Revenue per employee | — | £51.6k | £35.2k |
| Profit per employee | — | £21.3k | £21k |
| Growth (year on year) | |||
| Revenue growth | — | — | ▼31.9% |
| Profit growth | — | — | ▼1.7% |
| Headcount growth | — | 0% | 0% |
| Balance sheet — indirect signals, not revenue | |||
| Cash at bank | — | £23 | £0 |
| Net assets | −£11.6k | £6.2k | £1.5k |
| Fixed assets | £1.7k | £1.3k | £843 |
| Current assets | £6.1k | £17.9k | £14.3k |
| Debtors | — | £17.9k | £14.3k |
| Source | FilletedAccounts · bulk data Oct 2023 | FilletedAccounts · bulk data Oct 2023 | FullAccounts · bulk data Sep 2024 |
How the business works
- Profit margin
- 59.6%
- Profit ÷ revenue.
- Gross margin
- 72.3%
- Gross profit ÷ revenue. High for software and services.
- Revenue per employee
- £35.2k
- Revenue ÷ average employees.
- Profit per employee
- £21k
- Profit ÷ average employees.
- Cash conversion
- —
- Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
- Fixed assets ÷ revenue
- 2.4%
- Capital intensity. Low = capital-light, cheaper to start.
- Deferred income ÷ revenue
- —
- Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
- Debtors ÷ revenue
- 40.6%
- Money owed by customers. Low = customers pay quickly.
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- ▼76%
- Now £1.5k
- Cash at bank
- ▼100%
- Now £0
- Headcount
- 0%
- Now 1
- Deferred income
- —
- Now —
- Fixed assets
- ▼33%
- Now £843
Sources
Latest figures from FullAccounts for the year to 31 Jan 2024 (profit £21k), from the Companies House accounts bulk data published Sep 2024. Spotted an error? Request a correction.
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.