Nationwide Finance Limited
Registered name: NATIONWIDE FINANCE LIMITED
Part of Moneycore Asset Management Limited groupNationwide Finance Limited made £32.6m revenue and £15.9m profit in the year to 31 Dec 2025.
Nationwide Finance Limited’s revenue was £32.6m in the year to 31 Dec 2025, with £15.9m profit and 35 employees. The company is classified under “other credit granting” and is based in Olney; we hold 4 years of its filed accounts.
- Status
- Active
- Location
- Olney, South East
- Age
- 7 yrs · since 2019
- Type
- Private Limited Company
Pass-through vehicle. This looks like a holding, staffing or umbrella company. Its revenue and profit may largely pass through to or from other entities, so the figures may not reflect a standalone operating business. It is excluded from our opportunity lists.
Part of a group. The filing indicates this company sits within a group structure, so its results may depend on intra-group trading and it may be hard to replicate independently.
Key figures
Badges are automated estimates derived from the filed figures — not statements of fact about the company.
Financial history
| Year to | 31 Dec 2022 | 31 Dec 2023 | 31 Dec 2024 | 31 Dec 2025 |
|---|---|---|---|---|
| Disclosure | Full P&L | Full P&L | Full P&L | Full P&L |
| Profit & loss | ||||
| Revenue (turnover) | £19.9m | £27m | £32.6m | £32.6m |
| Cost of sales | £3.3m | £10.1m | £6.2m | £7.6m |
| Gross profit | £16.6m | £16.9m | £26.4m | £25m |
| Operating profit | £13.7m | £12.5m | £22.5m | £21.2m |
| Profit before tax | £13.7m | £12.5m | £22.5m | £21.2m |
| Profit after tax | £11.1m | £9.7m | £16.9m | £15.9m |
| Profit (best available) | £11.1m | £9.7m | £16.9m | £15.9m |
| Staff costs | £1.7m | £2.2m | £2.2m | £2.2m |
| Employees (average) | 31 | 40 | 37 | 35 |
| Ratios | ||||
| Profit margin | 55.6% | 35.8% | 51.9% | 48.7% |
| Gross margin | 83.4% | 62.5% | 80.9% | 76.6% |
| Revenue per employee | £642k | £674k | £881k | £933k |
| Profit per employee | £357k | £242k | £457k | £454k |
| Growth (year on year) | ||||
| Revenue growth | — | ▲35.4% | ▲20.9% | ▲0.2% |
| Profit growth | — | ▼12.7% | ▲75.2% | ▼6% |
| Headcount growth | — | ▲29% | ▼7.5% | ▼5.4% |
| Balance sheet — indirect signals, not revenue | ||||
| Cash at bank | £1.6m | £2.7m | £6.9m | £4.7m |
| Net assets | £36.5m | £46.2m | £63.1m | £62m |
| Fixed assets | £54.7k | £99.8k | £86.7k | £64.4k |
| Current assets | £44.4m | £59.3m | £68.4m | £63.8m |
| Debtors | £3.4k | £2.7k | £18.6k | £2.5k |
| Deferred income | £234k | £216k | £208k | £37.8k |
| Source | FullAccounts · bulk data May 2024 | FullAccounts · bulk data May 2024 | FullAccounts · bulk data Sep 2025 | FullAccounts · bulk data Sep 2026 |
How the business works
- Profit margin
- 48.7%
- Profit ÷ revenue.
- Gross margin
- 76.6%
- Gross profit ÷ revenue. High for software and services.
- Revenue per employee
- £933k
- Revenue ÷ average employees.
- Profit per employee
- £454k
- Profit ÷ average employees.
- Cash conversion
- —
- Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
- Fixed assets ÷ revenue
- 0.2%
- Capital intensity. Low = capital-light, cheaper to start.
- Deferred income ÷ revenue
- 0.1%
- Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
- Debtors ÷ revenue
- 0%
- Money owed by customers. Low = customers pay quickly.
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- ▼2%
- Now £62m
- Cash at bank
- ▼32%
- Now £4.7m
- Headcount
- ▼5%
- Now 35
- Deferred income
- ▼82%
- Now £37.8k
- Fixed assets
- ▼26%
- Now £64.4k
Deferred income is reported together with accruals in this filing (“accruals and deferred income”), so it is an approximate signal only.
Group structure
Ownership chain
- Moneycore Asset Management Limitedultimate parent75–100%
- Nationwide Finance Limitedthis company
Bands show the share of ownership each company holds in the one below it.
Sister companies (2)
- Bluerock Secured Finance LimitedFigures not disclosed
- Start Up Business Loans LimitedFigures not disclosed
From the Persons with Significant Control register (corporate controllers only).
Sources
Latest figures from FullAccounts for the year to 31 Dec 2025 (profit £15.9m), from the Companies House accounts bulk data published Sep 2026. Spotted an error? Request a correction.
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.