My Money Xtras Limited
Registered name: MY MONEY XTRAS LIMITED
Part of Lyneal Group Ltd groupMy Money Xtras Limited made £542k revenue and £27.1k profit in the year to 31 Dec 2025.
My Money Xtras Limited’s revenue fell 2% to £542k in the year to 31 Dec 2025, with £27.1k profit and 6 employees. The company is classified under “financial intermediation not elsewhere classified” and is based in Shrewsbury; we hold 4 years of its filed accounts.
- Status
- Active
- Location
- Shrewsbury, West Midlands
- Age
- 7 yrs · since 2019
- Type
- Private Limited Company
Pass-through vehicle. This looks like a holding, staffing or umbrella company. Its revenue and profit may largely pass through to or from other entities, so the figures may not reflect a standalone operating business. It is excluded from our opportunity lists.
Part of a group. The filing indicates this company sits within a group structure, so its results may depend on intra-group trading and it may be hard to replicate independently.
Key figures
Badges are automated estimates derived from the filed figures — not statements of fact about the company.
Financial history
| Year to | 31 Dec 2022 | 31 Dec 2023 | 31 Dec 2024 | 31 Dec 2025 |
|---|---|---|---|---|
| Disclosure | No P&L | No P&L | Full P&L | Full P&L |
| Profit & loss | ||||
| Revenue (turnover) | — | — | £555k | £542k |
| Cost of sales | — | — | £120k | £113k |
| Gross profit | — | — | £436k | £429k |
| Operating profit | — | — | £37.5k | £36.3k |
| Profit before tax | — | — | £38.5k | £36.9k |
| Profit after tax | — | — | £28.9k | £27.1k |
| Profit (best available) | — | — | £28.9k | £27.1k |
| Employees (average) | 9 | 9 | 8 | 6 |
| Ratios | ||||
| Profit margin | — | — | 5.2% | 5% |
| Gross margin | — | — | 78.4% | 79.1% |
| Revenue per employee | — | — | £69.4k | £90.4k |
| Profit per employee | — | — | £3.6k | £4.5k |
| Growth (year on year) | ||||
| Revenue growth | — | — | — | ▼2.4% |
| Profit growth | — | — | — | ▼6.5% |
| Headcount growth | — | 0% | ▼11.1% | ▼25% |
| Balance sheet — indirect signals, not revenue | ||||
| Cash at bank | £83.4k | £46.5k | £35k | £39.7k |
| Net assets | £111k | £85.4k | £74.3k | £39.4k |
| Fixed assets | £519 | £363 | £550 | £1.6k |
| Current assets | £156k | £129k | £111k | £87.2k |
| Debtors | £72.8k | £82.8k | £75.6k | £47.5k |
| Source | Accounts · bulk data Jul 2024 | Accounts · bulk data Jul 2024 | FullAccounts · bulk data Aug 2025 | FullAccounts · bulk data Sep 2026 |
How the business works
- Profit margin
- 5%
- Profit ÷ revenue.
- Gross margin
- 79.1%
- Gross profit ÷ revenue. High for software and services.
- Revenue per employee
- £90.4k
- Revenue ÷ average employees.
- Profit per employee
- £4.5k
- Profit ÷ average employees.
- Cash conversion
- —
- Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
- Fixed assets ÷ revenue
- 0.3%
- Capital intensity. Low = capital-light, cheaper to start.
- Deferred income ÷ revenue
- —
- Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
- Debtors ÷ revenue
- 8.8%
- Money owed by customers. Low = customers pay quickly.
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- ▼47%
- Now £39.4k
- Cash at bank
- ▲13%
- Now £39.7k
- Headcount
- ▼25%
- Now 6
- Deferred income
- —
- Now —
- Fixed assets
- ▲184%
- Now £1.6k
Group structure
Ownership chain
- Lyneal Group Ltdultimate parent75–100%
- Lyneal Group Eot Limited75–100%
- Lyneal Group Ltd75–100%
- My Money Xtras Limitedthis company
Bands show the share of ownership each company holds in the one below it.
Sister companies (6)
- Gee 7 Group LimitedFigures not disclosed
- Lyneal Group Eot LimitedFigures not disclosed
- My Group Eot LimitedFigures not disclosed
- My Health Xtras LtdFigures not disclosed
- My Staff Shop LimitedFigures not disclosed
- Mynurva LimitedRev. — · Profit −£276k
From the Persons with Significant Control register (corporate controllers only).
Sources
Latest figures from FullAccounts for the year to 31 Dec 2025 (profit £27.1k), from the Companies House accounts bulk data published Sep 2026. Spotted an error? Request a correction.
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.