Emerald Financial Group (UK) Ltd
Registered name: EMERALD FINANCIAL GROUP (UK) LTD
Emerald Financial Group (UK) Ltd made £4.6m revenue and £658k profit in the year to 31 Dec 2025. read from filing text
Emerald Financial Group (UK) Ltd’s revenue was £4.6m in the year to 31 Dec 2025, with £658k profit and 23 employees. The company is classified under “financial intermediation not elsewhere classified” and is based in London; we hold 5 years of its filed accounts.
- Status
- Active
- Location
- London, London
- Age
- 8 yrs · since 2018
- Type
- Private Limited Company
Pass-through vehicle. This looks like a holding, staffing or umbrella company. Its revenue and profit may largely pass through to or from other entities, so the figures may not reflect a standalone operating business. It is excluded from our opportunity lists.
Key figures
Badges are automated estimates derived from the filed figures — not statements of fact about the company.
Financial history
| Year to | 28 Feb 2022 | 28 Feb 2023 | 29 Feb 2024 | 31 Dec 2024 | 31 Dec 2025 |
|---|---|---|---|---|---|
| Disclosure | Full P&L | Full P&L | Full P&L | Full P&L | Full P&Lread from filing text |
| Profit & loss | |||||
| Revenue (turnover) | £2.1m | £4.2m | £4.3m | £3.8m | £4.6m |
| Cost of sales | £829k | £1.9m | £1.8m | £2.2m | £1.9m |
| Gross profit | £1.2m | £2.2m | £2.4m | £1.6m | £2.7m |
| Operating profit | £746k | £1.5m | £1.2m | £125k | −£376k |
| Profit before tax | £746k | £1.6m | £1.7m | £1m | £658k |
| Profit after tax | £604k | £1.3m | £1.3m | £789k | — |
| Profit (best available) | £604k | £1.3m | £1.3m | £789k | £658k |
| Staff costs | £72.2k | £168k | £448k | £492k | £1.2m |
| Employees (average) | 6 | 9 | 11 | 13 | 23 |
| Ratios | |||||
| Profit margin | 29.2% | 31.1% | 30.5% | 20.9% | 14.4% |
| Gross margin | 59.9% | 53.5% | 57% | 42.4% | 58.7% |
| Revenue per employee | £345k | £463k | £389k | £290k | £199k |
| Profit per employee | £101k | £144k | £118k | £60.7k | £28.6k |
| Cash conversion | −102.2% | −107.4% | −98.9% | −132.2% | — |
| Growth (year on year) | |||||
| Revenue growth | — | ▲101.4% | ▲2.6% | — | — |
| Profit growth | — | ▲114.4% | ▲0.6% | — | — |
| Headcount growth | — | ▲50% | ▲22.2% | — | — |
| Balance sheet — indirect signals, not revenue | |||||
| Cash at bank | £1.3m | £3m | £3.1m | £2.8m | £2.1m |
| Net assets | £1m | £2.3m | £2.6m | £2.3m | £1.9m |
| Fixed assets | £2.1k | £1.3k | £6.4k | £6.7k | — |
| Current assets | £1.4m | £3m | £3.3m | £3.1m | — |
| Debtors | £0 | £183 | £9.8k | £165 | — |
| Cash from operations | −£762k | −£1.7m | −£1.2m | −£165k | — |
| Source | Accounts · bulk data Oct 2023 | Accounts · bulk data Oct 2023 | FullAccounts · bulk data Jun 2024 | FullAccounts · bulk data May 2025 | FullAccounts · bulk data Aug 2026 |
How the business works
- Profit margin
- 14.4%
- Profit ÷ revenue.
- Gross margin
- 58.7%
- Gross profit ÷ revenue. High for software and services.
- Revenue per employee
- £199k
- Revenue ÷ average employees.
- Profit per employee
- £28.6k
- Profit ÷ average employees.
- Cash conversion
- —
- Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
- Fixed assets ÷ revenue
- —
- Capital intensity. Low = capital-light, cheaper to start.
- Deferred income ÷ revenue
- —
- Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
- Debtors ÷ revenue
- —
- Money owed by customers. Low = customers pay quickly.
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- —
- Now £1.9m
- Cash at bank
- —
- Now £2.1m
- Headcount
- —
- Now 23
- Deferred income
- —
- Now —
- Fixed assets
- —
- Now —
Sources
Latest figures from FullAccounts for the year to 31 Dec 2025 (profit £658k), from the Companies House accounts bulk data published Aug 2026. Spotted an error? Request a correction.
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.