How much does Gemba Finance Ltd make?

Gemba Finance Ltd reported revenue of £306k and a loss of £1.3m in the year to 31 Dec 2024, according to its accounts filed at Companies House.

How many employees does Gemba Finance Ltd have?

Gemba Finance Ltd reported an average of 12 employees in the year to 31 Dec 2024.

Is Gemba Finance Ltd profitable?

No — Gemba Finance Ltd reported a loss of £1.3m in the year to 31 Dec 2024.

Company No. 11040011 · Incorporated 31 Oct 2017

Gemba Finance Ltd

Registered name: GEMBA FINANCE LTD

Gemba Finance Ltd made £306k revenue and a £1.3m loss in the year to 31 Dec 2024.

Gemba Finance Ltd’s revenue was £306k in the year to 31 Dec 2024, with a loss of £1.3m and 12 employees. The company is classified under “business and domestic software development” and is based in London; we hold 4 years of its filed accounts.

Full P&L filedSection J · Information and communicationSIC 62012Business and domestic software development SIC 64999Financial intermediation not elsewhere classified

Status: Active
Location: London, London
Age: 8 yrs · since 2017
Type: Private Limited Company

Pass-through vehicle. This looks like a holding, staffing or umbrella company. Its revenue and profit may largely pass through to or from other entities, so the figures may not reflect a standalone operating business. It is excluded from our opportunity lists.

Latest accounts · year to 31 Dec 2024

Key figures

IndependentCash flow filed

Revenue

£306k

Growth —

Profit

−£1.3m

Growth —

Profit margin

−409.9%

Gross 3.5%

Employees

Change —

Profit / employee

−£104k

Revenue/employee £25.5k

Profitable streak

0yrs

Consecutive profitable years in our data

Badges are automated estimates derived from the filed figures — not statements of fact about the company.

4 filed years

Financial history

Multi-year financials, oldest to newest
Year to	31 Oct 2021	31 Oct 2022	31 Dec 2023	31 Dec 2024
Disclosure	Full P&L	Full P&L	Full P&L	Full P&L
Profit & loss
Revenue (turnover)	£57.9k	£424k	£745k	£306k
Cost of sales	—	£6.7k	£181k	£295k
Gross profit	£57.9k	£418k	£564k	£10.6k
Operating profit	−£298k	−£163k	−£510k	−£1.2m
Profit before tax	−£306k	−£194k	−£522k	−£1.3m
Profit after tax	−£306k	−£194k	−£522k	−£1.3m
Profit (best available)	−£306k	−£194k	−£522k	−£1.3m
Staff costs	£161k	£287k	£580k	£603k
Employees (average)	7	11	12	12
Ratios
Profit margin	−528.7%	−45.8%	−70%	−409.9%
Gross margin	100%	98.4%	75.7%	3.5%
Revenue per employee	£8.3k	£38.6k	£62.1k	£25.5k
Profit per employee	−£43.7k	−£17.7k	−£43.5k	−£104k
Growth (year on year)
Revenue growth	—	▲632.7%	—	—
Headcount growth	—	▲57.1%	—	—
Balance sheet — indirect signals, not revenue
Cash at bank	£591	£9.2k	£68.2k	£173k
Net assets	£589k	£394k	£195k	£217k
Fixed assets	£609k	£625k	£538k	£661k
Current assets	£179k	£206k	£216k	£269k
Debtors	£178k	£197k	£148k	£95.3k
Deferred income	£16k	£13.9k	£61k	£96.6k
Cash from operations	−£198k	−£173k	−£211k	−£1m
Source	Accounts · bulk data Nov 2023	Accounts · bulk data Nov 2023	FullAccounts · bulk data Dec 2025	FullAccounts · bulk data Dec 2025

Derived from the latest filing

How the business works

Profit margin: −409.9%; Profit ÷ revenue.
Gross margin: 3.5%; Gross profit ÷ revenue. High for software and services.
Revenue per employee: £25.5k; Revenue ÷ average employees.
Profit per employee: −£104k; Profit ÷ average employees.
Cash conversion: —; Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
Fixed assets ÷ revenue: 216.1%; Capital intensity. Low = capital-light, cheaper to start.
Deferred income ÷ revenue: 31.6%; Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
Debtors ÷ revenue: 31.1%; Money owed by customers. Low = customers pay quickly.

Indirect — not revenue

Balance-sheet signals

Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.

Net assets: —; Now £217k
Cash at bank: —; Now £173k
Headcount: —; Now 12
Deferred income: —; Now £96.6k
Fixed assets: —; Now £661k

Deferred income is reported together with accruals in this filing (“accruals and deferred income”), so it is an approximate signal only.

Same industry, similar size

Similar profitable businesses

Industry benchmarks →

Sources

Companies House profile Filing history & original accounts

Latest figures from FullAccounts for the year to 31 Dec 2024 (profit −£1.3m), from the Companies House accounts bulk data published Dec 2025. Spotted an error? Request a correction.

Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.