How much does M J W Pensions & Investments Limited make?

M J W Pensions & Investments Limited reported revenue of £112k and £25.2k profit in the year to 30 Sep 2025, according to its accounts filed at Companies House.

How many employees does M J W Pensions & Investments Limited have?

M J W Pensions & Investments Limited reported an average of 2 employees in the year to 30 Sep 2025.

Is M J W Pensions & Investments Limited profitable?

Yes — M J W Pensions & Investments Limited reported a profit of £25.2k in the year to 30 Sep 2025.

Company No. 10953949 · Incorporated 8 Sep 2017

M J W Pensions & Investments Limited

Registered name: M J W PENSIONS & INVESTMENTS LIMITED

M J W Pensions & Investments Limited made £112k revenue and £25.2k profit in the year to 30 Sep 2025.

M J W Pensions & Investments Limited’s revenue grew 19% to £112k in the year to 30 Sep 2025, with £25.2k profit and 2 employees. The company is classified under “activities of insurance agents and brokers” and is based in Carmarthen; we hold 4 years of its filed accounts.

Full P&L filedSection K · Financial and insurance activitiesSIC 66220Activities of insurance agents and brokers

Status: Active
Location: Carmarthen, Wales
Age: 9 yrs · since 2017
Type: Private Limited Company

Pass-through vehicle. This looks like a holding, staffing or umbrella company. Its revenue and profit may largely pass through to or from other entities, so the figures may not reflect a standalone operating business. It is excluded from our opportunity lists.

Latest accounts · year to 30 Sep 2025

Key figures

IndependentSmall teamCapital-lightOperating leverageDoing more with less

Revenue

£112k

Growth ▲19.1%

Profit

£25.2k

Growth ▲362.2%

Profit margin

22.5%

Employees

Change ▼33.3%

Profit / employee

£12.6k

Revenue/employee £56.1k

Profitable streak

2yrs

Consecutive profitable years in our data

Badges are automated estimates derived from the filed figures — not statements of fact about the company.

4 filed years

Financial history

Multi-year financials, oldest to newest
Year to	30 Sep 2022	30 Sep 2023	30 Sep 2024	30 Sep 2025
Disclosure	No P&L	No P&L	Full P&L	Full P&L
Profit & loss
Revenue (turnover)	—	—	£94.2k	£112k
Profit before tax	—	—	£8.6k	£31.2k
Profit after tax	—	—	£5.5k	£25.2k
Profit (best available)	—	—	£5.5k	£25.2k
Staff costs	—	—	£54.6k	£49.1k
Employees (average)	2	3	3	2
Ratios
Profit margin	—	—	5.8%	22.5%
Revenue per employee	—	—	£31.4k	£56.1k
Profit per employee	—	—	£1.8k	£12.6k
Growth (year on year)
Revenue growth	—	—	—	▲19.1%
Profit growth	—	—	—	▲362.2%
Headcount growth	—	▲50%	0%	▼33.3%
Balance sheet — indirect signals, not revenue
Net assets	£48.8k	£38.1k	£13.5k	£13.8k
Fixed assets	£1.7k	£1.5k	£1.3k	£1.1k
Current assets	£55.2k	£47.7k	£17.2k	£31.6k
Source	FullAccounts · bulk data Jun 2024	FullAccounts · bulk data Jun 2024	FullAccounts · bulk data Jun 2025	Unaudited Financial Statements · bulk data Jun 2026

Derived from the latest filing

How the business works

Profit margin: 22.5%; Profit ÷ revenue.
Gross margin: —; Gross profit ÷ revenue. High for software and services.
Revenue per employee: £56.1k; Revenue ÷ average employees.
Profit per employee: £12.6k; Profit ÷ average employees.
Cash conversion: —; Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
Fixed assets ÷ revenue: 0.9%; Capital intensity. Low = capital-light, cheaper to start.
Deferred income ÷ revenue: —; Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
Debtors ÷ revenue: —; Money owed by customers. Low = customers pay quickly.

Indirect — not revenue

Balance-sheet signals

Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.

Net assets: ▲2%; Now £13.8k
Cash at bank: —; Now —
Headcount: ▼33%; Now 2
Deferred income: —; Now —
Fixed assets: ▼15%; Now £1.1k

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Sources

Companies House profile Filing history & original accounts

Latest figures from Unaudited Financial Statements for the year to 30 Sep 2025 (profit £25.2k), from the Companies House accounts bulk data published Jun 2026. Spotted an error? Request a correction.

Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.