My EU Pay Ltd.
Registered name: MY EU PAY LTD.
Part of Finteva Ltd groupMy EU Pay Ltd. made £11.3m revenue and a £121k loss in the year to 31 Mar 2025.
My EU Pay Ltd.’s revenue grew 35% to £11.3m in the year to 31 Mar 2025, with a loss of £121k and 13 employees. The company is classified under “financial intermediation not elsewhere classified” and is based in London; we hold 4 years of its filed accounts.
- Status
- Active
- Location
- London, London
- Age
- 9 yrs · since 2017
- Type
- Private Limited Company
Pass-through vehicle. This looks like a holding, staffing or umbrella company. Its revenue and profit may largely pass through to or from other entities, so the figures may not reflect a standalone operating business. It is excluded from our opportunity lists.
Part of a group. The filing indicates this company sits within a group structure, so its results may depend on intra-group trading and it may be hard to replicate independently. From the filing: “The ultimate holding company is Finteva Ltd, which is incorporated in England & and has its registered office at 24 King William Street, London, EC4R 9AT. The ultimate controlling party is S8 Upravlja”
Key figures
Badges are automated estimates derived from the filed figures — not statements of fact about the company.
Financial history
| Year to | 31 Mar 2022 | 31 Mar 2023 | 31 Mar 2024 | 31 Mar 2025 |
|---|---|---|---|---|
| Disclosure | No P&L | No P&L | Full P&L | Full P&L |
| Profit & loss | ||||
| Revenue (turnover) | — | — | £8.4m | £11.3m |
| Cost of sales | — | — | £3.8m | £6.7m |
| Gross profit | — | — | £4.5m | £4.6m |
| Operating profit | — | — | £2.7m | £364k |
| Profit before tax | — | — | £2.8m | £494k |
| Profit after tax | — | — | £2.1m | −£121k |
| Profit (best available) | — | — | £2.1m | −£121k |
| Employees (average) | 4 | 5 | 8 | 13 |
| Ratios | ||||
| Profit margin | — | — | 24.8% | −1.1% |
| Gross margin | — | — | 54.1% | 40.5% |
| Revenue per employee | — | — | £1m | £871k |
| Profit per employee | — | — | £259k | −£9.3k |
| Growth (year on year) | ||||
| Revenue growth | — | — | — | ▲35.4% |
| Profit growth | — | — | — | ▼105.8% |
| Headcount growth | — | ▲25% | ▲60% | ▲62.5% |
| Balance sheet — indirect signals, not revenue | ||||
| Cash at bank | £1.4m | £1.7m | £2.9m | £4.8m |
| Net assets | £885k | £2m | £4.1m | £3.9m |
| Fixed assets | £80.3k | £66.6k | £55.3k | £54.5k |
| Current assets | £1.5m | £2.7m | £4.9m | £4.9m |
| Debtors | £0 | £7.1k | £0 | £29.1k |
| Source | Accounts · bulk data Nov 2023 | Accounts · bulk data Nov 2023 | FullAccounts · bulk data Dec 2024 | FullAccounts · bulk data Oct 2025 |
How the business works
- Profit margin
- −1.1%
- Profit ÷ revenue.
- Gross margin
- 40.5%
- Gross profit ÷ revenue. High for software and services.
- Revenue per employee
- £871k
- Revenue ÷ average employees.
- Profit per employee
- −£9.3k
- Profit ÷ average employees.
- Cash conversion
- —
- Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
- Fixed assets ÷ revenue
- 0.5%
- Capital intensity. Low = capital-light, cheaper to start.
- Deferred income ÷ revenue
- —
- Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
- Debtors ÷ revenue
- 0.3%
- Money owed by customers. Low = customers pay quickly.
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- ▼3%
- Now £3.9m
- Cash at bank
- ▲69%
- Now £4.8m
- Headcount
- ▲63%
- Now 13
- Deferred income
- —
- Now —
- Fixed assets
- ▼1%
- Now £54.5k
Group structure
Ownership chain
- Finteva Ltdultimate parent75–100%
- My EU Pay Ltd.this company
Bands show the share of ownership each company holds in the one below it.
Sister companies (1)
- Cublox LtdRev. £572k · Profit −£558k
From the Persons with Significant Control register (corporate controllers only).
Sources
Latest figures from FullAccounts for the year to 31 Mar 2025 (profit −£121k), from the Companies House accounts bulk data published Oct 2025. Spotted an error? Request a correction.
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.